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22 OR 24 COVE DRIVE. NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years APPROXIMATELY 50% REDUCTION! Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s newest low-maintenance waterfront community, thoughtfully crafted for comfort, quality, and convenience. Featuring modern single and two-story duplex condominiums, this vibrant neighborhood offers the perfect blend of relaxed riverfront living and easy access to everything the Great Lakes Bay Region has to offer. Located just minutes from I-75, Iron Bridge puts you close to shopping, dining, healthcare, and recreation — while the Saginaw River, Wheeler Landing Yacht Harbor, and the scenic Riverwalk/Rail Trail Loop are right outside your door. Designed for those who value simplicity and style, Iron Bridge Condominiums make it easy to “lock and leave” while enjoying the full benefits of homeownership. Whether you’re starting fresh, downsizing, or ready for a more carefree lifestyle, this community offers the freedom to live beautifully — without the burden of maintenance. Choose from single-story or two-story homes, with optional basements, walk-out lower levels, and fully accessible, zero-threshold floor plans available. Each home is fully customizable, allowing you to work with our design team to personalize your layout, finishes, and fixtures. Options include: • 2 to 4 bedrooms • Basement, crawl space, or slab foundations • Second-floor decks • Custom kitchen, bath, and dining layouts • 1,200 to 2,000 sq. ft. floor plans Pricing starts at $324,900 single story and $399,900 two story. Nestled between the waterfront and Defoe Park, Iron Bridge at Wheeler’s Landing is more than a place to live — it’s a new way of living well. Features you’ll love: • Open Floor Plan – Bright and spacious with customizable finishes. • Energy Certified Design – Energy-efficient Low-E insulated glass windows, high-performance cellulose insulation, and a 96% high-efficiency natural gas furnace with central air. • Luxury Touches – Stainless steel appliances, MOEN plumbing fixtures, and your choice of granite countertops, cabinetry, paint colors, and fixtures. • Spacious Bedrooms – Primary suite with private walk-in bath and walk-in closet; 2nd bedroom with its own walk-in closet. • Outdoor & Expansion Options – Covered patio, fully landscaped yard with sprinkler system, oversized 2+ car garage, plus optional basement for an additional $20,000. • Affordable Living – $300 monthly HOA fee. • Peace of Mind – Backed by a 1-year builder warranty from Mid-Michigan Builders. This is your chance to design a home that is customized, barrier-free, energy-efficient, and tax-advantaged for 15 years!

22 OR 24 COVE DRIVE. NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years APPROXIMATELY 50% REDUCTION! Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s newest low-maintenance waterfront community, thoughtfully crafted for comfort, quality, and convenience. Featuring modern single and two-story duplex condominiums, this vibrant neighborhood offers the perfect blend of relaxed riverfront living and easy access to everything the Great Lakes Bay Region has to offer. Located just minutes from I-75, Iron Bridge puts you close to shopping, dining, healthcare, and recreation — while the Saginaw River, Wheeler Landing Yacht Harbor, and the scenic Riverwalk/Rail Trail Loop are right outside your door. Designed for those who value simplicity and style, Iron Bridge Condominiums make it easy to “lock and leave” while enjoying the full benefits of homeownership. Whether you’re starting fresh, downsizing, or ready for a more carefree lifestyle, this community offers the freedom to live beautifully — without the burden of maintenance. Choose from single-story or two-story homes, with optional basements, walk-out lower levels, and fully accessible, zero-threshold floor plans available. Each home is fully customizable, allowing you to work with our design team to personalize your layout, finishes, and fixtures. Options include: • 2 to 4 bedrooms • Basement, crawl space, or slab foundations • Second-floor decks • Custom kitchen, bath, and dining layouts • 1,200 to 2,000 sq. ft. floor plans Pricing starts at $324,900 single story and $399,900 two story. Nestled between the waterfront and Defoe Park, Iron Bridge at Wheeler’s Landing is more than a place to live — it’s a new way of living well. Features you’ll love: • Open Floor Plan – Bright and spacious with customizable finishes. • Energy Certified Design – Energy-efficient Low-E insulated glass windows, high-performance cellulose insulation, and a 96% high-efficiency natural gas furnace with central air. • Luxury Touches – Stainless steel appliances, MOEN plumbing fixtures, and your choice of granite countertops, cabinetry, paint colors, and fixtures. • Spacious Bedrooms – Primary suite with private walk-in bath and walk-in closet; 2nd bedroom with its own walk-in closet. • Outdoor & Expansion Options – Covered patio, fully landscaped yard with sprinkler system, oversized 2+ car garage, plus optional basement for an additional $20,000. • Affordable Living – $300 monthly HOA fee. • Peace of Mind – Backed by a 1-year builder warranty from Mid-Michigan Builders. This is your chance to design a home that is customized, barrier-free, energy-efficient, and tax-advantaged for 15 years!

22 OR 24 Cove Drive, Bay City

41 OR 43 COVE DRIVE. NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years approximately 50% reduction!! Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s newest low-maintenance waterfront community, thoughtfully crafted for comfort, quality, and convenience. Featuring modern single and two-story duplex condominiums, this vibrant neighborhood offers the perfect blend of relaxed riverfront living and easy access to everything the Great Lakes Bay Region has to offer. Located just minutes from I-75, Iron Bridge puts you close to shopping, dining, healthcare, and recreation — while the Saginaw River, Wheeler Landing Yacht Harbor, and the scenic Riverwalk/Rail Trail Loop are right outside your door. Designed for those who value simplicity and style, Iron Bridge Condominiums make it easy to “lock and leave” while enjoying the full benefits of homeownership. Whether you’re starting fresh, downsizing, or ready for a more carefree lifestyle, this community offers the freedom to live beautifully — without the burden of maintenance. Choose from single-story or two-story homes, with optional basements, walk-out lower levels, and fully accessible, zero-threshold floor plans available. Each home is fully customizable, allowing you to work with our design team to personalize your layout, finishes, and fixtures. Options include: • 2 to 4 bedrooms • Basement, crawl space, or slab foundations • Second-floor decks • Custom kitchen, bath, and dining layouts • 1,200 to 2,000 sq. ft. floor plans Pricing starts at $324,900 single story, $399,900 two story. Nestled between the waterfront and Defoe Park, Iron Bridge at Wheeler’s Landing is more than a place to live — it’s a new way of living well. Features you’ll love: • Open Floor Plan – Bright and spacious with customizable finishes. • Energy Certified Design – Energy-efficient Low-E insulated glass windows, high-performance cellulose insulation, and a 96% high-efficiency natural gas furnace with central air. • Luxury Touches – Stainless steel appliances, MOEN plumbing fixtures, and your choice of granite countertops, cabinetry, paint colors, and fixtures. • Spacious Bedrooms – Primary suite with private walk-in bath and walk-in closet; 2nd bedroom with its own walk-in closet. • Outdoor & Expansion Options – Covered patio, fully landscaped yard with sprinkler system, oversized 2+ car garage, plus optional basement for an additional $20,000. • Affordable Living – $300 monthly HOA fee. • Peace of Mind – Backed by a 1-year builder warranty from Mid-Michigan Builders. This is your chance to design a home that is customized, barrier-free, energy-efficient, and tax-advantaged for 15 years!

41 OR 43 COVE DRIVE. NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years approximately 50% reduction!! Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s newest low-maintenance waterfront community, thoughtfully crafted for comfort, quality, and convenience. Featuring modern single and two-story duplex condominiums, this vibrant neighborhood offers the perfect blend of relaxed riverfront living and easy access to everything the Great Lakes Bay Region has to offer. Located just minutes from I-75, Iron Bridge puts you close to shopping, dining, healthcare, and recreation — while the Saginaw River, Wheeler Landing Yacht Harbor, and the scenic Riverwalk/Rail Trail Loop are right outside your door. Designed for those who value simplicity and style, Iron Bridge Condominiums make it easy to “lock and leave” while enjoying the full benefits of homeownership. Whether you’re starting fresh, downsizing, or ready for a more carefree lifestyle, this community offers the freedom to live beautifully — without the burden of maintenance. Choose from single-story or two-story homes, with optional basements, walk-out lower levels, and fully accessible, zero-threshold floor plans available. Each home is fully customizable, allowing you to work with our design team to personalize your layout, finishes, and fixtures. Options include: • 2 to 4 bedrooms • Basement, crawl space, or slab foundations • Second-floor decks • Custom kitchen, bath, and dining layouts • 1,200 to 2,000 sq. ft. floor plans Pricing starts at $324,900 single story, $399,900 two story. Nestled between the waterfront and Defoe Park, Iron Bridge at Wheeler’s Landing is more than a place to live — it’s a new way of living well. Features you’ll love: • Open Floor Plan – Bright and spacious with customizable finishes. • Energy Certified Design – Energy-efficient Low-E insulated glass windows, high-performance cellulose insulation, and a 96% high-efficiency natural gas furnace with central air. • Luxury Touches – Stainless steel appliances, MOEN plumbing fixtures, and your choice of granite countertops, cabinetry, paint colors, and fixtures. • Spacious Bedrooms – Primary suite with private walk-in bath and walk-in closet; 2nd bedroom with its own walk-in closet. • Outdoor & Expansion Options – Covered patio, fully landscaped yard with sprinkler system, oversized 2+ car garage, plus optional basement for an additional $20,000. • Affordable Living – $300 monthly HOA fee. • Peace of Mind – Backed by a 1-year builder warranty from Mid-Michigan Builders. This is your chance to design a home that is customized, barrier-free, energy-efficient, and tax-advantaged for 15 years!

41 OR 43 Cove Drive, Bay City

45 OR 47 COVE DRIVE. NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years approximately 50% REDUCTION! Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s newest low-maintenance waterfront community, thoughtfully crafted for comfort, quality, and convenience. Featuring modern single and two-story duplex condominiums, this vibrant neighborhood offers the perfect blend of relaxed riverfront living and easy access to everything the Great Lakes Bay Region has to offer. Located just minutes from I-75, Iron Bridge puts you close to shopping, dining, healthcare, and recreation — while the Saginaw River, Wheeler Landing Yacht Harbor, and the scenic Riverwalk/Rail Trail Loop are right outside your door. Designed for those who value simplicity and style, Iron Bridge Condominiums make it easy to “lock and leave” while enjoying the full benefits of homeownership. Whether you’re starting fresh, downsizing, or ready for a more carefree lifestyle, this community offers the freedom to live beautifully — without the burden of maintenance. Choose from single-story or two-story homes, with optional basements, walk-out lower levels, and fully accessible, zero-threshold floor plans available. Each home is fully customizable, allowing you to work with our design team to personalize your layout, finishes, and fixtures. Options include: • 2 to 4 bedrooms • Basement, crawl space, or slab foundations • Second-floor decks • Custom kitchen, bath, and dining layouts • 1,200 to 2,000 sq. ft. floor plans Pricing starts at $324,900 single story and $399,900 two story. Nestled between the waterfront and Defoe Park, Iron Bridge at Wheeler’s Landing is more than a place to live — it’s a new way of living well. Features you’ll love: • Open Floor Plan – Bright and spacious with customizable finishes. • Energy Certified Design – Energy-efficient Low-E insulated glass windows, high-performance cellulose insulation, and a 96% high-efficiency natural gas furnace with central air. • Luxury Touches – Stainless steel appliances, MOEN plumbing fixtures, and your choice of granite countertops, cabinetry, paint colors, and fixtures. • Spacious Bedrooms – Primary suite with private walk-in bath and walk-in closet; 2nd bedroom with its own walk-in closet. • Outdoor & Expansion Options – Covered patio, fully landscaped yard with sprinkler system, oversized 2+ car garage, plus optional basement for an additional $20,000. • Affordable Living – $300 monthly HOA fee. • Peace of Mind – Backed by a 1-year builder warranty from Mid-Michigan Builders. This is your chance to design a home that is customized, barrier-free, energy-efficient, and tax-advantaged for 15 years!

45 OR 47 COVE DRIVE. NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years approximately 50% REDUCTION! Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s newest low-maintenance waterfront community, thoughtfully crafted for comfort, quality, and convenience. Featuring modern single and two-story duplex condominiums, this vibrant neighborhood offers the perfect blend of relaxed riverfront living and easy access to everything the Great Lakes Bay Region has to offer. Located just minutes from I-75, Iron Bridge puts you close to shopping, dining, healthcare, and recreation — while the Saginaw River, Wheeler Landing Yacht Harbor, and the scenic Riverwalk/Rail Trail Loop are right outside your door. Designed for those who value simplicity and style, Iron Bridge Condominiums make it easy to “lock and leave” while enjoying the full benefits of homeownership. Whether you’re starting fresh, downsizing, or ready for a more carefree lifestyle, this community offers the freedom to live beautifully — without the burden of maintenance. Choose from single-story or two-story homes, with optional basements, walk-out lower levels, and fully accessible, zero-threshold floor plans available. Each home is fully customizable, allowing you to work with our design team to personalize your layout, finishes, and fixtures. Options include: • 2 to 4 bedrooms • Basement, crawl space, or slab foundations • Second-floor decks • Custom kitchen, bath, and dining layouts • 1,200 to 2,000 sq. ft. floor plans Pricing starts at $324,900 single story and $399,900 two story. Nestled between the waterfront and Defoe Park, Iron Bridge at Wheeler’s Landing is more than a place to live — it’s a new way of living well. Features you’ll love: • Open Floor Plan – Bright and spacious with customizable finishes. • Energy Certified Design – Energy-efficient Low-E insulated glass windows, high-performance cellulose insulation, and a 96% high-efficiency natural gas furnace with central air. • Luxury Touches – Stainless steel appliances, MOEN plumbing fixtures, and your choice of granite countertops, cabinetry, paint colors, and fixtures. • Spacious Bedrooms – Primary suite with private walk-in bath and walk-in closet; 2nd bedroom with its own walk-in closet. • Outdoor & Expansion Options – Covered patio, fully landscaped yard with sprinkler system, oversized 2+ car garage, plus optional basement for an additional $20,000. • Affordable Living – $300 monthly HOA fee. • Peace of Mind – Backed by a 1-year builder warranty from Mid-Michigan Builders. This is your chance to design a home that is customized, barrier-free, energy-efficient, and tax-advantaged for 15 years!

45 OR 47 Cove Drive, Bay City

61 COVE DRIVE. THE ONLY STAND ALONE CONDO IN IRON BRIDGE! NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years, approximately 50% reduction. Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s newest low-maintenance waterfront community, thoughtfully crafted for comfort, quality, and convenience. Featuring modern single and two-story duplex condominiums, this vibrant neighborhood offers the perfect blend of relaxed riverfront living and easy access to everything the Great Lakes Bay Region has to offer. Located just minutes from I-75, Iron Bridge puts you close to shopping, dining, healthcare, and recreation — while the Saginaw River, Wheeler Landing Yacht Harbor, and the scenic Riverwalk/Rail Trail Loop are right outside your door. Designed for those who value simplicity and style, Iron Bridge Condominiums make it easy to “lock and leave” while enjoying the full benefits of homeownership. Whether you’re starting fresh, downsizing, or ready for a more carefree lifestyle, this community offers the freedom to live beautifully — without the burden of maintenance. Choose from single-story or two-story homes, with optional basements, walk-out lower levels, and fully accessible, zero-threshold floor plans available. Each home is fully customizable, allowing you to work with our design team to personalize your layout, finishes, and fixtures. Options include: • 2 to 4 bedrooms • Basement, crawl space, or slab foundations • Second-floor decks • Custom kitchen, bath, and dining layouts • 1,200 to 2,000 sq. ft. floor plans Pricing starts at $334,900 single story, $405,900 two story. Nestled between the waterfront and Defoe Park, Iron Bridge at Wheeler’s Landing is more than a place to live — it’s a new way of living well. Features you’ll love: • Open Floor Plan – Bright and spacious with customizable finishes. • Energy Certified Design – Energy-efficient Low-E insulated glass windows, high-performance cellulose insulation, and a 96% high-efficiency natural gas furnace with central air. • Luxury Touches – Stainless steel appliances, MOEN plumbing fixtures, and your choice of granite countertops, cabinetry, paint colors, and fixtures. • Spacious Bedrooms – Primary suite with private walk-in bath and walk-in closet; 2nd bedroom with its own walk-in closet. • Outdoor & Expansion Options – Covered patio, fully landscaped yard with sprinkler system, oversized 2+ car garage, plus optional basement for an additional $20,000. • Affordable Living – $300 monthly HOA fee. • Peace of Mind – Backed by a 1-year builder warranty from Mid-Michigan Builders. This is your chance to design a home that is customized, barrier-free, energy-efficient, and tax-advantaged for 15 years!

61 COVE DRIVE. THE ONLY STAND ALONE CONDO IN IRON BRIDGE! NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years, approximately 50% reduction. Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s newest low-maintenance waterfront community, thoughtfully crafted for comfort, quality, and convenience. Featuring modern single and two-story duplex condominiums, this vibrant neighborhood offers the perfect blend of relaxed riverfront living and easy access to everything the Great Lakes Bay Region has to offer. Located just minutes from I-75, Iron Bridge puts you close to shopping, dining, healthcare, and recreation — while the Saginaw River, Wheeler Landing Yacht Harbor, and the scenic Riverwalk/Rail Trail Loop are right outside your door. Designed for those who value simplicity and style, Iron Bridge Condominiums make it easy to “lock and leave” while enjoying the full benefits of homeownership. Whether you’re starting fresh, downsizing, or ready for a more carefree lifestyle, this community offers the freedom to live beautifully — without the burden of maintenance. Choose from single-story or two-story homes, with optional basements, walk-out lower levels, and fully accessible, zero-threshold floor plans available. Each home is fully customizable, allowing you to work with our design team to personalize your layout, finishes, and fixtures. Options include: • 2 to 4 bedrooms • Basement, crawl space, or slab foundations • Second-floor decks • Custom kitchen, bath, and dining layouts • 1,200 to 2,000 sq. ft. floor plans Pricing starts at $334,900 single story, $405,900 two story. Nestled between the waterfront and Defoe Park, Iron Bridge at Wheeler’s Landing is more than a place to live — it’s a new way of living well. Features you’ll love: • Open Floor Plan – Bright and spacious with customizable finishes. • Energy Certified Design – Energy-efficient Low-E insulated glass windows, high-performance cellulose insulation, and a 96% high-efficiency natural gas furnace with central air. • Luxury Touches – Stainless steel appliances, MOEN plumbing fixtures, and your choice of granite countertops, cabinetry, paint colors, and fixtures. • Spacious Bedrooms – Primary suite with private walk-in bath and walk-in closet; 2nd bedroom with its own walk-in closet. • Outdoor & Expansion Options – Covered patio, fully landscaped yard with sprinkler system, oversized 2+ car garage, plus optional basement for an additional $20,000. • Affordable Living – $300 monthly HOA fee. • Peace of Mind – Backed by a 1-year builder warranty from Mid-Michigan Builders. This is your chance to design a home that is customized, barrier-free, energy-efficient, and tax-advantaged for 15 years!

61 Cove Drive, Bay City

53 OR 55 COVE DRIVE. NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years, approximately 50% reduction!! Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s newest low-maintenance waterfront community, thoughtfully crafted for comfort, quality, and convenience. Featuring modern single and two-story duplex condominiums, this vibrant neighborhood offers the perfect blend of relaxed riverfront living and easy access to everything the Great Lakes Bay Region has to offer. Located just minutes from I-75, Iron Bridge puts you close to shopping, dining, healthcare, and recreation — while the Saginaw River, Wheeler Landing Yacht Harbor, and the scenic Riverwalk/Rail Trail Loop are right outside your door. Designed for those who value simplicity and style, Iron Bridge Condominiums make it easy to “lock and leave” while enjoying the full benefits of homeownership. Whether you’re starting fresh, downsizing, or ready for a more carefree lifestyle, this community offers the freedom to live beautifully — without the burden of maintenance. Choose from single-story or two-story homes, with optional basements, walk-out lower levels, and fully accessible, zero-threshold floor plans available. Each home is fully customizable, allowing you to work with our design team to personalize your layout, finishes, and fixtures. Options include: • 2 to 4 bedrooms • Basement, crawl space, or slab foundations • Second-floor decks • Custom kitchen, bath, and dining layouts • 1,200 to 2,000 sq. ft. floor plans Pricing starts at $324,900 single story and $399,900 two story. Nestled between the waterfront and Defoe Park, Iron Bridge at Wheeler’s Landing is more than a place to live — it’s a new way of living well. Features you’ll love: • Open Floor Plan – Bright and spacious with customizable finishes. • Energy Certified Design – Energy-efficient Low-E insulated glass windows, high-performance cellulose insulation, and a 96% high-efficiency natural gas furnace with central air. • Luxury Touches – Stainless steel appliances, MOEN plumbing fixtures, and your choice of granite countertops, cabinetry, paint colors, and fixtures. • Spacious Bedrooms – Primary suite with private walk-in bath and walk-in closet; 2nd bedroom with its own walk-in closet. • Outdoor & Expansion Options – Covered patio, fully landscaped yard with sprinkler system, oversized 2+ car garage, plus optional basement for an additional $20,000. • Affordable Living – $300 monthly HOA fee. • Peace of Mind – Backed by a 1-year builder warranty from Mid-Michigan Builders. This is your chance to design a home that is customized, barrier-free, energy-efficient, and tax-advantaged for 15 years!

53 OR 55 COVE DRIVE. NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years, approximately 50% reduction!! Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s newest low-maintenance waterfront community, thoughtfully crafted for comfort, quality, and convenience. Featuring modern single and two-story duplex condominiums, this vibrant neighborhood offers the perfect blend of relaxed riverfront living and easy access to everything the Great Lakes Bay Region has to offer. Located just minutes from I-75, Iron Bridge puts you close to shopping, dining, healthcare, and recreation — while the Saginaw River, Wheeler Landing Yacht Harbor, and the scenic Riverwalk/Rail Trail Loop are right outside your door. Designed for those who value simplicity and style, Iron Bridge Condominiums make it easy to “lock and leave” while enjoying the full benefits of homeownership. Whether you’re starting fresh, downsizing, or ready for a more carefree lifestyle, this community offers the freedom to live beautifully — without the burden of maintenance. Choose from single-story or two-story homes, with optional basements, walk-out lower levels, and fully accessible, zero-threshold floor plans available. Each home is fully customizable, allowing you to work with our design team to personalize your layout, finishes, and fixtures. Options include: • 2 to 4 bedrooms • Basement, crawl space, or slab foundations • Second-floor decks • Custom kitchen, bath, and dining layouts • 1,200 to 2,000 sq. ft. floor plans Pricing starts at $324,900 single story and $399,900 two story. Nestled between the waterfront and Defoe Park, Iron Bridge at Wheeler’s Landing is more than a place to live — it’s a new way of living well. Features you’ll love: • Open Floor Plan – Bright and spacious with customizable finishes. • Energy Certified Design – Energy-efficient Low-E insulated glass windows, high-performance cellulose insulation, and a 96% high-efficiency natural gas furnace with central air. • Luxury Touches – Stainless steel appliances, MOEN plumbing fixtures, and your choice of granite countertops, cabinetry, paint colors, and fixtures. • Spacious Bedrooms – Primary suite with private walk-in bath and walk-in closet; 2nd bedroom with its own walk-in closet. • Outdoor & Expansion Options – Covered patio, fully landscaped yard with sprinkler system, oversized 2+ car garage, plus optional basement for an additional $20,000. • Affordable Living – $300 monthly HOA fee. • Peace of Mind – Backed by a 1-year builder warranty from Mid-Michigan Builders. This is your chance to design a home that is customized, barrier-free, energy-efficient, and tax-advantaged for 15 years!

55 OR 53 Cove Drive, Bay City

57 or 59 COVE DRIVE. NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years, approximately 50% reduction. Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s newest low-maintenance waterfront community, thoughtfully crafted for comfort, quality, and convenience. Featuring modern single and two-story duplex condominiums, this vibrant neighborhood offers the perfect blend of relaxed riverfront living and easy access to everything the Great Lakes Bay Region has to offer. Located just minutes from I-75, Iron Bridge puts you close to shopping, dining, healthcare, and recreation — while the Saginaw River, Wheeler Landing Yacht Harbor, and the scenic Riverwalk/Rail Trail Loop are right outside your door. Designed for those who value simplicity and style, Iron Bridge Condominiums make it easy to “lock and leave” while enjoying the full benefits of homeownership. Whether you’re starting fresh, downsizing, or ready for a more carefree lifestyle, this community offers the freedom to live beautifully — without the burden of maintenance. Choose from single-story or two-story homes, with optional basements, walk-out lower levels, and fully accessible, zero-threshold floor plans available. Each home is fully customizable, allowing you to work with our design team to personalize your layout, finishes, and fixtures. Options include: • 2 to 4 bedrooms • Basement, crawl space, or slab foundations • Second-floor decks • Custom kitchen, bath, and dining layouts • 1,200 to 2,000 sq. ft. floor plans Pricing starts at $324,900 single story, $399,900 two story. Nestled between the waterfront and Defoe Park, Iron Bridge at Wheeler’s Landing is more than a place to live — it’s a new way of living well. Features you’ll love: • Open Floor Plan – Bright and spacious with customizable finishes. • Energy Certified Design – Energy-efficient Low-E insulated glass windows, high-performance cellulose insulation, and a 96% high-efficiency natural gas furnace with central air. • Luxury Touches – Stainless steel appliances, MOEN plumbing fixtures, and your choice of granite countertops, cabinetry, paint colors, and fixtures. • Spacious Bedrooms – Primary suite with private walk-in bath and walk-in closet; 2nd bedroom with its own walk-in closet. • Outdoor & Expansion Options – Covered patio, fully landscaped yard with sprinkler system, oversized 2+ car garage, plus optional basement for an additional $20,000. • Affordable Living – $300 monthly HOA fee. • Peace of Mind – Backed by a 1-year builder warranty from Mid-Michigan Builders. This is your chance to design a home that is customized, barrier-free, energy-efficient, and tax-advantaged for 15 years!

57 or 59 COVE DRIVE. NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years, approximately 50% reduction. Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s newest low-maintenance waterfront community, thoughtfully crafted for comfort, quality, and convenience. Featuring modern single and two-story duplex condominiums, this vibrant neighborhood offers the perfect blend of relaxed riverfront living and easy access to everything the Great Lakes Bay Region has to offer. Located just minutes from I-75, Iron Bridge puts you close to shopping, dining, healthcare, and recreation — while the Saginaw River, Wheeler Landing Yacht Harbor, and the scenic Riverwalk/Rail Trail Loop are right outside your door. Designed for those who value simplicity and style, Iron Bridge Condominiums make it easy to “lock and leave” while enjoying the full benefits of homeownership. Whether you’re starting fresh, downsizing, or ready for a more carefree lifestyle, this community offers the freedom to live beautifully — without the burden of maintenance. Choose from single-story or two-story homes, with optional basements, walk-out lower levels, and fully accessible, zero-threshold floor plans available. Each home is fully customizable, allowing you to work with our design team to personalize your layout, finishes, and fixtures. Options include: • 2 to 4 bedrooms • Basement, crawl space, or slab foundations • Second-floor decks • Custom kitchen, bath, and dining layouts • 1,200 to 2,000 sq. ft. floor plans Pricing starts at $324,900 single story, $399,900 two story. Nestled between the waterfront and Defoe Park, Iron Bridge at Wheeler’s Landing is more than a place to live — it’s a new way of living well. Features you’ll love: • Open Floor Plan – Bright and spacious with customizable finishes. • Energy Certified Design – Energy-efficient Low-E insulated glass windows, high-performance cellulose insulation, and a 96% high-efficiency natural gas furnace with central air. • Luxury Touches – Stainless steel appliances, MOEN plumbing fixtures, and your choice of granite countertops, cabinetry, paint colors, and fixtures. • Spacious Bedrooms – Primary suite with private walk-in bath and walk-in closet; 2nd bedroom with its own walk-in closet. • Outdoor & Expansion Options – Covered patio, fully landscaped yard with sprinkler system, oversized 2+ car garage, plus optional basement for an additional $20,000. • Affordable Living – $300 monthly HOA fee. • Peace of Mind – Backed by a 1-year builder warranty from Mid-Michigan Builders. This is your chance to design a home that is customized, barrier-free, energy-efficient, and tax-advantaged for 15 years!

59 OR 57 Cove Drive, Bay City

9 OR 11 COVE DRIVE. NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years approximately 50% reduction. Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s newest low-maintenance waterfront community, thoughtfully crafted for comfort, quality, and convenience. Featuring modern single and two-story duplex condominiums, this vibrant neighborhood offers the perfect blend of relaxed riverfront living and easy access to everything the Great Lakes Bay Region has to offer. Located just minutes from I-75, Iron Bridge puts you close to shopping, dining, healthcare, and recreation — while the Saginaw River, Wheeler Landing Yacht Harbor, and the scenic Riverwalk/Rail Trail Loop are right outside your door. Designed for those who value simplicity and style, Iron Bridge Condominiums make it easy to “lock and leave” while enjoying the full benefits of homeownership. Whether you’re starting fresh, downsizing, or ready for a more carefree lifestyle, this community offers the freedom to live beautifully — without the burden of maintenance. Choose from single-story or two-story homes, with optional basements, walk-out lower levels, and fully accessible, zero-threshold floor plans available. Each home is fully customizable, allowing you to work with our design team to personalize your layout, finishes, and fixtures. Options include: • 2 to 4 bedrooms • Basement, crawl space, or slab foundations • Second-floor decks • Custom kitchen, bath, and dining layouts • 1,200 to 2,000 sq. ft. floor plans Pricing starts at $324,900 single story, $399,900 two story. Nestled between the waterfront and Defoe Park, Iron Bridge at Wheeler’s Landing is more than a place to live — it’s a new way of living well. Features you’ll love: • Open Floor Plan – Bright and spacious with customizable finishes. • Energy Certified Design – Energy-efficient Low-E insulated glass windows, high-performance cellulose insulation, and a 96% high-efficiency natural gas furnace with central air. • Luxury Touches – Stainless steel appliances, MOEN plumbing fixtures, and your choice of granite countertops, cabinetry, paint colors, and fixtures. • Spacious Bedrooms – Primary suite with private walk-in bath and walk-in closet; 2nd bedroom with its own walk-in closet. • Outdoor & Expansion Options – Covered patio, fully landscaped yard with sprinkler system, oversized 2+ car garage, plus optional basement for an additional $20,000. • Affordable Living – $300 monthly HOA fee. • Peace of Mind – Backed by a 1-year builder warranty from Mid-Michigan Builders. This is your chance to design a home that is customized, barrier-free, energy-efficient, and tax-advantaged for 15 years!

9 OR 11 COVE DRIVE. NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years approximately 50% reduction. Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s newest low-maintenance waterfront community, thoughtfully crafted for comfort, quality, and convenience. Featuring modern single and two-story duplex condominiums, this vibrant neighborhood offers the perfect blend of relaxed riverfront living and easy access to everything the Great Lakes Bay Region has to offer. Located just minutes from I-75, Iron Bridge puts you close to shopping, dining, healthcare, and recreation — while the Saginaw River, Wheeler Landing Yacht Harbor, and the scenic Riverwalk/Rail Trail Loop are right outside your door. Designed for those who value simplicity and style, Iron Bridge Condominiums make it easy to “lock and leave” while enjoying the full benefits of homeownership. Whether you’re starting fresh, downsizing, or ready for a more carefree lifestyle, this community offers the freedom to live beautifully — without the burden of maintenance. Choose from single-story or two-story homes, with optional basements, walk-out lower levels, and fully accessible, zero-threshold floor plans available. Each home is fully customizable, allowing you to work with our design team to personalize your layout, finishes, and fixtures. Options include: • 2 to 4 bedrooms • Basement, crawl space, or slab foundations • Second-floor decks • Custom kitchen, bath, and dining layouts • 1,200 to 2,000 sq. ft. floor plans Pricing starts at $324,900 single story, $399,900 two story. Nestled between the waterfront and Defoe Park, Iron Bridge at Wheeler’s Landing is more than a place to live — it’s a new way of living well. Features you’ll love: • Open Floor Plan – Bright and spacious with customizable finishes. • Energy Certified Design – Energy-efficient Low-E insulated glass windows, high-performance cellulose insulation, and a 96% high-efficiency natural gas furnace with central air. • Luxury Touches – Stainless steel appliances, MOEN plumbing fixtures, and your choice of granite countertops, cabinetry, paint colors, and fixtures. • Spacious Bedrooms – Primary suite with private walk-in bath and walk-in closet; 2nd bedroom with its own walk-in closet. • Outdoor & Expansion Options – Covered patio, fully landscaped yard with sprinkler system, oversized 2+ car garage, plus optional basement for an additional $20,000. • Affordable Living – $300 monthly HOA fee. • Peace of Mind – Backed by a 1-year builder warranty from Mid-Michigan Builders. This is your chance to design a home that is customized, barrier-free, energy-efficient, and tax-advantaged for 15 years!

9 OR 11 Cove Drive, Bay City

SAGINAW RIVER VIEWS – NEXT TO WHEELER LANDING YACHT HARBOR! BONUS IT’S BARRIER FREE ACCESSIBILITY!!! PROPERTY TAXES REDUCED 50% FOR UP TO 15 YEARS!! If you love the waterfront lifestyle without the waterfront prices, this home is for you! Enjoy scenic river views and the convenience of Wheeler Landing right next door. The studs are up and waiting for you to make this brand new 4 bedroom, 2 ½ bath story-and-a-half home your own. Designed with cathedral ceilings, an open floor plan, and Energy Certified efficiency, it features Low-E insulated windows, a 96% high-efficiency natural gas furnace, central air, and high-performance cellulose insulation. The spacious kitchen is ready for your selections—choose your own cabinetry, granite countertops, stainless appliances, plumbing fixtures, flooring, and more. The primary suite includes a walk-in closet and private bath with a full walk-in shower. Additional bedrooms provide plenty of space for family or guests, with a second full bath and a convenient half bath. First floor is fully barrier-free accessible, making it convenient for all lifestyles. Exterior highlights include a covered front porch, stamped concrete patio with roof cover, vinyl and stone exterior, and professional landscaping with sprinkler system. This is your chance to customize a brand new home in a premier riverfront location—don’t miss it! HOA SERVICES PROVIDE: LAWN CARE, SPRINKLER SYSTEM, TREE, SHRUB, AND BED MAINTENANCE, SNOW REMOVAL FROM DRIVE AND WALKS FOR SNOW EVENTS OVER 2”, SPRING AND FALL CLEANUP AND MORE AS PROVIDED BY THE MASTER DEED.

4 Beds ⋅ 3 Baths ⋅ 50188182 MLS

SAGINAW RIVER VIEWS – NEXT TO WHEELER LANDING YACHT HARBOR! BONUS IT’S BARRIER FREE ACCESSIBILITY!!! PROPERTY TAXES REDUCED 50% FOR UP TO 15 YEARS!! If you love the waterfront lifestyle without the waterfront prices, this home is for you! Enjoy scenic river views and the convenience of Wheeler Landing right next door. The studs are up and waiting for you to make this brand new 4 bedroom, 2 ½ bath story-and-a-half home your own. Designed with cathedral ceilings, an open floor plan, and Energy Certified efficiency, it features Low-E insulated windows, a 96% high-efficiency natural gas furnace, central air, and high-performance cellulose insulation. The spacious kitchen is ready for your selections—choose your own cabinetry, granite countertops, stainless appliances, plumbing fixtures, flooring, and more. The primary suite includes a walk-in closet and private bath with a full walk-in shower. Additional bedrooms provide plenty of space for family or guests, with a second full bath and a convenient half bath. First floor is fully barrier-free accessible, making it convenient for all lifestyles. Exterior highlights include a covered front porch, stamped concrete patio with roof cover, vinyl and stone exterior, and professional landscaping with sprinkler system. This is your chance to customize a brand new home in a premier riverfront location—don’t miss it! HOA SERVICES PROVIDE: LAWN CARE, SPRINKLER SYSTEM, TREE, SHRUB, AND BED MAINTENANCE, SNOW REMOVAL FROM DRIVE AND WALKS FOR SNOW EVENTS OVER 2”, SPRING AND FALL CLEANUP AND MORE AS PROVIDED BY THE MASTER DEED.

14 Cove Drive, Bay City

SAGINAW RIVER VIEWS – NEXT TO WHEELER LANDING YACHT HARBOR! BONUS IT’S BARRIER FREE ACCESSIBILITY!!! PROPERTY TAXES REDUCED 50% FOR UP TO 15 YEARS!! This stunning 2-bedroom, 2-bath condominium is designed with full barrier-free accessibility, offering step-free living, wide entryways, and an open layout for maximum comfort and convenience. Built with energy-certified construction, the home includes Low-E insulated glass windows, a 96% high-efficiency natural gas furnace, central air, and high-performance cellulose insulation—keeping you comfortable while saving on energy costs. The spacious kitchen features quality cabinetry, granite countertops, stainless steel appliances, and Moen plumbing fixtures. The open floor plan flows seamlessly into the living and dining areas, perfect for everyday living or entertaining. The primary suite boasts a private bath with a full walk-in tile shower and a large walk-in closet. A second bedroom with its own walk-in closet and a second full bath add to the thoughtful design. Enjoy outdoor living on the covered front porch or the stamped concrete back patio with a covered roof. The vinyl and stone exterior is complemented by professional landscaping and a sprinkler system. Additional highlights include tile flooring with carpet in the living and bedroom areas, a convenient laundry space, and stylish finishes throughout. Modern, energy-efficient, and barrier-free—this condo is move-in ready and built for today’s lifestyle. HOA SERVICES PROVIDE: LAWN CARE, SPRINKLER SYSTEM, TREE, SHRUB, AND BED MAINTENANCE, SNOW REMOVAL FROM DRIVE AND WALKS FOR SNOW EVENTS OVER 2”, SPRING AND FALL CLEANUP AND MORE AS PROVIDED BY THE MASTER DEED.

2 Beds ⋅ 2 Baths ⋅ 50188166 MLS

SAGINAW RIVER VIEWS – NEXT TO WHEELER LANDING YACHT HARBOR! BONUS IT’S BARRIER FREE ACCESSIBILITY!!! PROPERTY TAXES REDUCED 50% FOR UP TO 15 YEARS!! This stunning 2-bedroom, 2-bath condominium is designed with full barrier-free accessibility, offering step-free living, wide entryways, and an open layout for maximum comfort and convenience. Built with energy-certified construction, the home includes Low-E insulated glass windows, a 96% high-efficiency natural gas furnace, central air, and high-performance cellulose insulation—keeping you comfortable while saving on energy costs. The spacious kitchen features quality cabinetry, granite countertops, stainless steel appliances, and Moen plumbing fixtures. The open floor plan flows seamlessly into the living and dining areas, perfect for everyday living or entertaining. The primary suite boasts a private bath with a full walk-in tile shower and a large walk-in closet. A second bedroom with its own walk-in closet and a second full bath add to the thoughtful design. Enjoy outdoor living on the covered front porch or the stamped concrete back patio with a covered roof. The vinyl and stone exterior is complemented by professional landscaping and a sprinkler system. Additional highlights include tile flooring with carpet in the living and bedroom areas, a convenient laundry space, and stylish finishes throughout. Modern, energy-efficient, and barrier-free—this condo is move-in ready and built for today’s lifestyle. HOA SERVICES PROVIDE: LAWN CARE, SPRINKLER SYSTEM, TREE, SHRUB, AND BED MAINTENANCE, SNOW REMOVAL FROM DRIVE AND WALKS FOR SNOW EVENTS OVER 2”, SPRING AND FALL CLEANUP AND MORE AS PROVIDED BY THE MASTER DEED.

12 Cove Drive, Bay City

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