Buyer Resources

July 20, 2026

Why is Proof of Funds or a Pre-Approval Required Before Showing Homes?

One of the most common questions we hear from buyers is, "Why do I need to provide a pre-approval letter or proof of funds before I can see a home?"

The answer is simple: it's about respecting the seller and putting you in the best position to buy the …

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Posted in Buyer Resources
July 20, 2026

Thank you for contacting Bay Realty Michigan!

We appreciate the opportunity to help you with your home search and would be happy to schedule a showing.

Before we can show a home, there are two simple requirements:

1. Buyer Agency Agreement

A Buyer Agency Agreement is required by law and must be signed before a buyer's …

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Posted in Buyer Resources
April 18, 2026

Why a Buyer Agency Agreement Is Required Before Showing Homes

WHY THIS AGREEMENT IS REQUIRED

If you are planning to buy a home, one of the first steps today is signing a Buyer Agency Agreement. This is now required before a real estate agent can show you homes. This change is the result of recent industry updates designed to increase …

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Posted in Buyer Resources
March 23, 2026

Most Common Questions Buyers Ask (and the Real Answers)

Buying a home is one of the biggest financial decisions you will make. It is exciting, but it can also feel overwhelming if you do not fully understand the process.

The good news is most buyers ask the same questions. Once you understand the answers and the flow, everything becomes …

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Posted in Buyer Resources
March 16, 2026

Understanding Real Estate Commissions: What Buyers and Sellers Need to Know

The way real estate commissions work has changed, and many buyers and sellers have questions about what this means for them. The most important thing to understand is that commissions are now clearly negotiable and discussed more directly between the parties involved. While the overall process of buying and selling …

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March 13, 2026

Why Using a Local Lender Can Make or Break Your Home Purchase

When buying a home, one of the most important decisions you will make is choosing the lender who will handle your mortgage. While many buyers are tempted by online lenders advertising quick approvals and low rates, working with a trusted local lender can make a significant difference in how smoothly …

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Posted in Buyer Resources
Feb. 18, 2026

Selling and Buying at the Same Time: How to Make a Strong Offer

Many homeowners need to sell their current home before buying the next one. It sounds simple, but your ability to get the home you want depends on two things:

  1. The status of the home you need to sell

  2. Whether you are pre-approved with a lender

Sellers are not just looking …

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Posted in Buyer Resources