$112,500 Discover this inviting 2-bedroom, 1.5-bath Bay City home featuring beautiful original wood floors that add warmth and character throughout. The comfortable layout and classic details make this home a great opportunity for a variety of buyers. Enjoy your own private, fenced-in backyard—perfect for relaxing, entertaining, gardening, or enjoying some outdoor space with added privacy. The convenient location puts you just minutes from Bay City's shopping, dining, and everyday amenities, making errands and entertainment a breeze. Whether you're a first-time buyer, downsizing, or looking for a great investment opportunity, this home is ready to welcome you! 2 Beds ⋅ 2 Baths ⋅ 50219318 MLS Discover this inviting 2-bedroom, 1.5-bath Bay City home featuring beautiful original wood floors that add warmth and character throughout. The comfortable layout and classic details make this home a great opportunity for a variety of buyers. Enjoy your own private, fenced-in backyard—perfect for relaxing, entertaining, gardening, or enjoying some outdoor space with added privacy. The convenient location puts you just minutes from Bay City's shopping, dining, and everyday amenities, making errands and entertainment a breeze. Whether you're a first-time buyer, downsizing, or looking for a great investment opportunity, this home is ready to welcome you! 706 Loessel Court, Bay City
$112,500 Charmer award here! As you walk into the front door, you'll find the lovely coved ceilings, hardwood, the character of days gone by combined with updates that are great for your pocketbook. Two main floor bedrooms and a large upstairs bedroom with a perfect study spot or play room attached. The basement is finished and has a full bath as well. Combined with the large backyard and the tidy garage with electric opener, you just won't be able to resist. 3 Beds ⋅ 2 Baths ⋅ 50200979 MLS Charmer award here! As you walk into the front door, you'll find the lovely coved ceilings, hardwood, the character of days gone by combined with updates that are great for your pocketbook. Two main floor bedrooms and a large upstairs bedroom with a perfect study spot or play room attached. The basement is finished and has a full bath as well. Combined with the large backyard and the tidy garage with electric opener, you just won't be able to resist. 1611 S Grant Street, Bay City
$112,350 Escape to the tranquility of country living with this charming home nestled on a full acre of lush, green land. Surrounded by mature trees and natural foliage, this peaceful property offers privacy, shade, and a serene atmosphere perfect for those seeking a slower pace of life. Home needs repairs/counters/fixtures. Fixer upper! RESERVE AUCTION PROPERTY- Property sold “AS-IS†without contingencies, repairs, warranties, guarantees or representation as to listing accuracy, property information, photo or other depiction included or described herein. Inspect before bidding. 3 Beds ⋅ 1 Baths ⋅ 60953531 MLS Escape to the tranquility of country living with this charming home nestled on a full acre of lush, green land. Surrounded by mature trees and natural foliage, this peaceful property offers privacy, shade, and a serene atmosphere perfect for those seeking a slower pace of life. Home needs repairs/counters/fixtures. Fixer upper! RESERVE AUCTION PROPERTY- Property sold “AS-IS†without contingencies, repairs, warranties, guarantees or representation as to listing accuracy, property information, photo or other depiction included or described herein. Inspect before bidding. 300 S Heritier Road, Linwood
$112,000 Welcome home to this charming 2 bedroom, 1 bathroom home situated on a desirable corner lot. Inside, you’ll find an updated eat-in kitchen featuring all appliances included, high ceilings, and an abundance of natural light that creates a bright and inviting atmosphere throughout. The home also features an updated bathroom, two well-proportioned bedrooms, a spacious, cozy living room, and a large dining room that could easily serve as a second living space or an expansive dining area, offering flexible use to fit your lifestyle. Outside, the property offers plenty of functional space with a yard shed for extra storage and an attached 2-car garage with 220 electric, perfect for hobbies, projects, or additional workspace. The encapsulated crawl space adds peace of mind and extra value to this well-maintained home. Whether you’re a first-time buyer, looking to downsize, or searching for a move-in ready home with convenience and flexibility, this property offers the perfect blend of comfort and functionality. 2 Beds ⋅ 1 Baths ⋅ 50206285 MLS Welcome home to this charming 2 bedroom, 1 bathroom home situated on a desirable corner lot. Inside, you’ll find an updated eat-in kitchen featuring all appliances included, high ceilings, and an abundance of natural light that creates a bright and inviting atmosphere throughout. The home also features an updated bathroom, two well-proportioned bedrooms, a spacious, cozy living room, and a large dining room that could easily serve as a second living space or an expansive dining area, offering flexible use to fit your lifestyle. Outside, the property offers plenty of functional space with a yard shed for extra storage and an attached 2-car garage with 220 electric, perfect for hobbies, projects, or additional workspace. The encapsulated crawl space adds peace of mind and extra value to this well-maintained home. Whether you’re a first-time buyer, looking to downsize, or searching for a move-in ready home with convenience and flexibility, this property offers the perfect blend of comfort and functionality. 515 S Mountain Street, Bay City
$112,000 Discover this newly renovated 2-bedroom, 1-bath home in Bay City, offering comfort and convenience at every turn. Fresh updates throughout include new windows, vinyl siding, and central air for year-round comfort. The cozy interior creates a warm and welcoming atmosphere, while the basement with stool adds extra functionality. An attached garage and off-street parking provide practical ease, and the low-maintenance exterior means more time to enjoy life. With modern upgrades completed this year, this home is move-in ready and waiting for its next chapter! 2 Beds ⋅ 1 Baths ⋅ 50195388 MLS Discover this newly renovated 2-bedroom, 1-bath home in Bay City, offering comfort and convenience at every turn. Fresh updates throughout include new windows, vinyl siding, and central air for year-round comfort. The cozy interior creates a warm and welcoming atmosphere, while the basement with stool adds extra functionality. An attached garage and off-street parking provide practical ease, and the low-maintenance exterior means more time to enjoy life. With modern upgrades completed this year, this home is move-in ready and waiting for its next chapter! 102 N Hampton Street, Bay City
$111,500 Freshly remodeled 3 bedroom 1.5 bath home in Bay City's westside. Vinyl windows throughout. Completely remodeled bathrooms. Fresh paint and flooring. Open living space. Full basement. Close to shopping and entertainment. All of this at an affordable cost! Call today for your private showing. 3 Beds ⋅ 2 Baths ⋅ 50209982 MLS Freshly remodeled 3 bedroom 1.5 bath home in Bay City's westside. Vinyl windows throughout. Completely remodeled bathrooms. Fresh paint and flooring. Open living space. Full basement. Close to shopping and entertainment. All of this at an affordable cost! Call today for your private showing. 1204 Elm Street, Bay City
$111,500 Conveniently located Bay City South End home. Close to McLaren Bay Regional Hospital. This spacious 4 Bedroom Home includes an eat-in Kitchen with Island, 2 car detached garage, vinyl windows, updated plumbing, paint and carpeting. Plenty of storage area including a hidden bonus room upstairs. Move in ready and looking for a new Owner! 4 Beds ⋅ 1 Baths ⋅ 50191235 MLS Conveniently located Bay City South End home. Close to McLaren Bay Regional Hospital. This spacious 4 Bedroom Home includes an eat-in Kitchen with Island, 2 car detached garage, vinyl windows, updated plumbing, paint and carpeting. Plenty of storage area including a hidden bonus room upstairs. Move in ready and looking for a new Owner! 309 Harold Street, Bay City
$110,900 Cute and conveniently located, this 2 bedroom 1 bathroom ranch style home is completely move in ready! You will appreciate the well laid out kitchen with freshly painted cupboards and newer stainless steel appliances. Laundry services are located directly off the kitchen for convenience. The bright and spacious living room features large windows, allowing in plenty of natural light. The bathroom has recently been completely overhauled and is bright and spacious. Fresh paint and many new fixtures throughout. Outside you will find a partially fenced backyard and a detached 1.5 car garage, ideal for extra storage space! Come see this low maintenance home today! 2 Beds ⋅ 1 Baths ⋅ 50214596 MLS Cute and conveniently located, this 2 bedroom 1 bathroom ranch style home is completely move in ready! You will appreciate the well laid out kitchen with freshly painted cupboards and newer stainless steel appliances. Laundry services are located directly off the kitchen for convenience. The bright and spacious living room features large windows, allowing in plenty of natural light. The bathroom has recently been completely overhauled and is bright and spacious. Fresh paint and many new fixtures throughout. Outside you will find a partially fenced backyard and a detached 1.5 car garage, ideal for extra storage space! Come see this low maintenance home today! 502 Marston Street, Bay City
$110,500 Highest and Best due by 8pm 7/15/26. Prepare to fall in love with this beautifully maintained 1,402-square-foot conventional-style home that effortlessly blends classic, historic craftsmanship with essential modern updates. Offered at an incredible value of $109,900, this property is the perfect find for anyone looking for historic soul without the project list! Captivating Interior Features Step inside and immediately notice the beautiful original wood floors that could be refinished, doors, and thick baseboard trim that bring unmatched warmth and architecture to the living spaces. The craftsmanship of the 1930s shines bright throughout the spacious layout. Warm Living Spaces: Cozy up in a bright, inviting living area framed by gorgeous original woodwork and an elegant staircase guiding you upstairs. Updated Kitchen: Seamlessly updated to meet modern culinary needs, featuring stylish dark cabinetry, ample counter space, clean tile accents, and modern appliances. Restful Bedrooms: Three comfortable bedrooms with ample natural light, double closets, featuring rich wood flooring and classic solid wood doors. Fresh Bathroom: Clean and bright layout featuring convenient built-ins and updated finishes. Whether you are a first-time homebuyer searching for move-in ready character or looking to plant roots in an established community, 809 Marsac Street delivers everything on your wishlist and more. "The home boasts striking curb appeal with meticulously maintained grounds welcoming you inside." Keys at closing on this one of a kind home. 4 Beds ⋅ 2 Baths ⋅ 50214516 MLS Highest and Best due by 8pm 7/15/26. Prepare to fall in love with this beautifully maintained 1,402-square-foot conventional-style home that effortlessly blends classic, historic craftsmanship with essential modern updates. Offered at an incredible value of $109,900, this property is the perfect find for anyone looking for historic soul without the project list! Captivating Interior Features Step inside and immediately notice the beautiful original wood floors that could be refinished, doors, and thick baseboard trim that bring unmatched warmth and architecture to the living spaces. The craftsmanship of the 1930s shines bright throughout the spacious layout. Warm Living Spaces: Cozy up in a bright, inviting living area framed by gorgeous original woodwork and an elegant staircase guiding you upstairs. Updated Kitchen: Seamlessly updated to meet modern culinary needs, featuring stylish dark cabinetry, ample counter space, clean tile accents, and modern appliances. Restful Bedrooms: Three comfortable bedrooms with ample natural light, double closets, featuring rich wood flooring and classic solid wood doors. Fresh Bathroom: Clean and bright layout featuring convenient built-ins and updated finishes. Whether you are a first-time homebuyer searching for move-in ready character or looking to plant roots in an established community, 809 Marsac Street delivers everything on your wishlist and more. "The home boasts striking curb appeal with meticulously maintained grounds welcoming you inside." Keys at closing on this one of a kind home. 809 Marsac Street, Bay City
$110,000 Welcome to this move in ready 3 bedroom 1 bath home. The inside features original hardwoods throughout the living and dining areas, tall ceilings, oak cabinets in the kitchen, tile floors through the kitchen and bath, and 2 bedrooms on the main level. The upstairs features newer carpet, a large bedroom and a walk in closet. Outside a portion of the yard is fenced off for pets or children, although the lot does extend all the way to the corner for extra space. The roof was replaced less than 10 years ago. Hot water heater and furnace were replaced in 2018. Call to schedule a showing today. 3 Beds ⋅ 1 Baths ⋅ 50216914 MLS Welcome to this move in ready 3 bedroom 1 bath home. The inside features original hardwoods throughout the living and dining areas, tall ceilings, oak cabinets in the kitchen, tile floors through the kitchen and bath, and 2 bedrooms on the main level. The upstairs features newer carpet, a large bedroom and a walk in closet. Outside a portion of the yard is fenced off for pets or children, although the lot does extend all the way to the corner for extra space. The roof was replaced less than 10 years ago. Hot water heater and furnace were replaced in 2018. Call to schedule a showing today. 1910 14th Street, Bay City
$110,000 Move-In Ready! This beautifully renovated 3-bedroom, 1-bath home features major updates completed in 2026, including new plumbing and electrical systems. The home also offers a newer roof and modern updates throughout. Perfect for first-time buyers and within walking distance of lots of amenities. Schedule your showing today! 3 Beds ⋅ 1 Baths ⋅ 50207345 MLS Move-In Ready! This beautifully renovated 3-bedroom, 1-bath home features major updates completed in 2026, including new plumbing and electrical systems. The home also offers a newer roof and modern updates throughout. Perfect for first-time buyers and within walking distance of lots of amenities. Schedule your showing today! 305.5 S Catherine Street, Bay City
$110,000 Charming 3-bedroom, 1-bath home situated on a corner lot in Bay City. This property has seen many major updates within the last year, including new windows, fresh interior paint, updated electrical, plumbing improvements, and a fully remodeled handicap-accessible bathroom with a walk-in shower and bench. Weatherization work has also been completed, including insulation, caulking, and a furnace tune-up. Features include a handicap ramp, Michigan basement with partial crawl space, and a layout that offers strong potential once cleaned out. Seller states the home should be move-in ready with some cleanup. Convenient location with plenty of upside for an owner-occupant or investor. 3 Beds ⋅ 1 Baths ⋅ 50203822 MLS Charming 3-bedroom, 1-bath home situated on a corner lot in Bay City. This property has seen many major updates within the last year, including new windows, fresh interior paint, updated electrical, plumbing improvements, and a fully remodeled handicap-accessible bathroom with a walk-in shower and bench. Weatherization work has also been completed, including insulation, caulking, and a furnace tune-up. Features include a handicap ramp, Michigan basement with partial crawl space, and a layout that offers strong potential once cleaned out. Seller states the home should be move-in ready with some cleanup. Convenient location with plenty of upside for an owner-occupant or investor. 201 19th Street, Bay City
$110,000 East-side 3 bedroom 1 1/2 bath home with full basement and garage. This well maintained home features great floor plan, eat-in kitchen, ceramic and luxury vinyl plank flooring, central air and so much more! 3 Beds ⋅ 2 Baths ⋅ 50198491 MLS East-side 3 bedroom 1 1/2 bath home with full basement and garage. This well maintained home features great floor plan, eat-in kitchen, ceramic and luxury vinyl plank flooring, central air and so much more! 2420 Garfield Avenue, Bay City
$110,000 Here is a well-maintained 4-bedroom, 1.5-bath home that's unique with thoughtful updates throughout . Step inside and immediately notice the stunning original wooden staircase, a true focal point that adds warmth and character to the entryway. The main bathroom has been tastefully updated, offering a fresh, modern feel. The home features a new roof, new electrical, updated basement windows, and new sump pump, giving peace of mind for years to come. Outside, enjoy a fenced-in backyard—perfect for pets or gatherings—with sections of new vinyl fencing already in place, plus the frontage is 80 feet, wider than standard city lot size. The property also includes a generous 2-car garage with workbench and a long driveway providing plenty of additional parking, plus a storage shed in back. The basement features a French-style drainage system and is prepped for an extra half bath, offering the opportunity to finish the space for additional living, entertainment, or storage. With classic details, some modern upgrades, and space to grow, this home is ready to welcome its next owners. Don’t miss your chance to make it yours 4 Beds ⋅ 2 Baths ⋅ 50197326 MLS Here is a well-maintained 4-bedroom, 1.5-bath home that's unique with thoughtful updates throughout . Step inside and immediately notice the stunning original wooden staircase, a true focal point that adds warmth and character to the entryway. The main bathroom has been tastefully updated, offering a fresh, modern feel. The home features a new roof, new electrical, updated basement windows, and new sump pump, giving peace of mind for years to come. Outside, enjoy a fenced-in backyard—perfect for pets or gatherings—with sections of new vinyl fencing already in place, plus the frontage is 80 feet, wider than standard city lot size. The property also includes a generous 2-car garage with workbench and a long driveway providing plenty of additional parking, plus a storage shed in back. The basement features a French-style drainage system and is prepped for an extra half bath, offering the opportunity to finish the space for additional living, entertainment, or storage. With classic details, some modern upgrades, and space to grow, this home is ready to welcome its next owners. Don’t miss your chance to make it yours 809 19th Street, Bay City
$110,000 Land Contract Opportunity – Income-Generating 2-Unit Apartment Building! This 2-unit apartment building is available for land contract, offering a more borrower-friendly approval process than traditional banks. The property features two 3-bedroom, 1-bath units, both currently rented, providing immediate rental income. Ideal for investors or buyers seeking steady cash flow, this property also offers potential for updates and increased returns. Land contract terms: 20% down, 10% interest, 30 year term. Tenant rent: $850/775 - 1 unit lease month to month, 2nd unit lease up March 31 2026 6 Beds ⋅ 2 Baths ⋅ 50196126 MLS Land Contract Opportunity – Income-Generating 2-Unit Apartment Building! This 2-unit apartment building is available for land contract, offering a more borrower-friendly approval process than traditional banks. The property features two 3-bedroom, 1-bath units, both currently rented, providing immediate rental income. Ideal for investors or buyers seeking steady cash flow, this property also offers potential for updates and increased returns. Land contract terms: 20% down, 10% interest, 30 year term. Tenant rent: $850/775 - 1 unit lease month to month, 2nd unit lease up March 31 2026 248 Adams Street, Bay City
$110,000 Move-In Ready Bay City Home on a Corner Lot! Welcome home to this charming 3-bedroom, 1-bath property located on a corner lot in Bay City. Offering comfort, updates, and immediate move-in readiness, this home is a great fit for first-time buyers, downsizers, or anyone looking for a solid, maintained place to call home. Step inside to a spacious living room with plenty of natural light, offering direct access to the covered front porch — perfect for enjoying morning coffee or relaxing in the evenings. The updated kitchen features a stove and refrigerator and opens to a cozy dining area. All three bedrooms are well-sized with good closet space, and the full bath is clean and functional. Additional highlights include an attached 1-car garage, a newer breaker panel, updated furnace, and central air for. The full basement provides excellent storage options along with laundry hook-ups. This home meets the criteria for all financing types, including FHA and VA, making it an excellent opportunity in today’s market. Move-in ready and easy to show — come see it before it's gone! 3 Beds ⋅ 1 Baths ⋅ 50195126 MLS Move-In Ready Bay City Home on a Corner Lot! Welcome home to this charming 3-bedroom, 1-bath property located on a corner lot in Bay City. Offering comfort, updates, and immediate move-in readiness, this home is a great fit for first-time buyers, downsizers, or anyone looking for a solid, maintained place to call home. Step inside to a spacious living room with plenty of natural light, offering direct access to the covered front porch — perfect for enjoying morning coffee or relaxing in the evenings. The updated kitchen features a stove and refrigerator and opens to a cozy dining area. All three bedrooms are well-sized with good closet space, and the full bath is clean and functional. Additional highlights include an attached 1-car garage, a newer breaker panel, updated furnace, and central air for. The full basement provides excellent storage options along with laundry hook-ups. This home meets the criteria for all financing types, including FHA and VA, making it an excellent opportunity in today’s market. Move-in ready and easy to show — come see it before it's gone! 401 S Hampton Street, Bay City
$110,000 This charming 1910 Dutch Colonial Sears Catalog kit home has undergone a thoughtful renovation, preserving its historic character while incorporating modern conveniences. The foyer showcases ceramic tile and carpeting, perfect for a home office or library. The living room features natural wood flooring, and the dining room flows seamlessly onto a 12' x 16' deck just beyond the patio door. The kitchen boasts ceramic tile counter, backsplash and flooring complemented by generous oak cabinetry. An open oak staircase ascends to two bedrooms and a spacious full bath. A practical back entryway serves as a laundry room, complete with a toilet that can be easily enclosed for convenience. Other features include some newer vinyl windows, a freshly painted basement, and a fenced yard with a shed. Schedule a tour today. 2 Beds ⋅ 1 Baths ⋅ 50194450 MLS This charming 1910 Dutch Colonial Sears Catalog kit home has undergone a thoughtful renovation, preserving its historic character while incorporating modern conveniences. The foyer showcases ceramic tile and carpeting, perfect for a home office or library. The living room features natural wood flooring, and the dining room flows seamlessly onto a 12' x 16' deck just beyond the patio door. The kitchen boasts ceramic tile counter, backsplash and flooring complemented by generous oak cabinetry. An open oak staircase ascends to two bedrooms and a spacious full bath. A practical back entryway serves as a laundry room, complete with a toilet that can be easily enclosed for convenience. Other features include some newer vinyl windows, a freshly painted basement, and a fenced yard with a shed. Schedule a tour today. 3204 N Water Street, Bay City
$109,900 Welcome home! Move-in ready located on the desirable south end of Bay City! The beautifully remodeled kitchen is the centerpiece of the home, featuring brand-new cabinetry, stunning granite countertops, a gorgeous blue tile backsplash, and new flooring. Nice size living room and an additional family room with a great view of the backyard! The full basement has plenty of room for a workshop, storage, or even some recreation activities. Offering exceptional value, this home is perfect for first-time buyers or anyone seeking a turnkey property at an affordable price. Conveniently located to take river road to Saginaw and not far from downtown Bay City. This is an opportunity you won't want to miss. Schedule your showing today and see all this home has to offer! 2 Beds ⋅ 1 Baths ⋅ 50214793 MLS Welcome home! Move-in ready located on the desirable south end of Bay City! The beautifully remodeled kitchen is the centerpiece of the home, featuring brand-new cabinetry, stunning granite countertops, a gorgeous blue tile backsplash, and new flooring. Nice size living room and an additional family room with a great view of the backyard! The full basement has plenty of room for a workshop, storage, or even some recreation activities. Offering exceptional value, this home is perfect for first-time buyers or anyone seeking a turnkey property at an affordable price. Conveniently located to take river road to Saginaw and not far from downtown Bay City. This is an opportunity you won't want to miss. Schedule your showing today and see all this home has to offer! 1502 34th Street, Bay City
$109,900 Freshly remodeled 3-bedroom, 1-bath home offering efficient living with easy maintenance. Features updated interior finishes, new furnace, practical layout, and low-upkeep exterior. Conveniently located near the riverfront bike and walking trail, providing quick access to outdoor recreation and scenic views. Easy access to Bay City, Saginaw and major highway. No bridge tolls. 3 Beds ⋅ 1 Baths ⋅ 60996222 MLS Freshly remodeled 3-bedroom, 1-bath home offering efficient living with easy maintenance. Features updated interior finishes, new furnace, practical layout, and low-upkeep exterior. Conveniently located near the riverfront bike and walking trail, providing quick access to outdoor recreation and scenic views. Easy access to Bay City, Saginaw and major highway. No bridge tolls. 103 Andre Street, Bay City
$109,900 Keys will be available at closing on this move in ready 3 bedroom with a full basement. The home has been freshly cleaned up and repainted including the full basement. Beautiful Vinyl siding & Windows. Large Rooms. 1.5 car garage for storage only(not parking) as there is no overhead garage door. Partially fenced in yard. You'll also have alley access. Why rent when you can be a homeowner for cheaper than rent!!! Refrigerator does not belong to the owner and is not included. 3 Beds ⋅ 1 Baths ⋅ 50200883 MLS Keys will be available at closing on this move in ready 3 bedroom with a full basement. The home has been freshly cleaned up and repainted including the full basement. Beautiful Vinyl siding & Windows. Large Rooms. 1.5 car garage for storage only(not parking) as there is no overhead garage door. Partially fenced in yard. You'll also have alley access. Why rent when you can be a homeowner for cheaper than rent!!! Refrigerator does not belong to the owner and is not included. 414 S Jackson Street, Bay City
$109,900 Welcome to this charming one-story home located on the desirable west side of the bridge in Bay City! Step inside and you’ll find a warm and inviting layout featuring a cozy living room, a dedicated dining area perfect for family dinners, and a well-appointed kitchen ready for your personal touch. With two comfortable bedrooms and one full bathroom, this home offers just the right blend of comfort and convenience. Outside, enjoy the spacious yard and the detached two-car garage—ideal for extra storage or a workshop. Whether you’re a first-time buyer, downsizing, or looking for a great investment opportunity, this home delivers the perfect combination of location, character, and potential. New furnace was installed on 11/07/2025! 2 Beds ⋅ 1 Baths ⋅ 50191830 MLS Welcome to this charming one-story home located on the desirable west side of the bridge in Bay City! Step inside and you’ll find a warm and inviting layout featuring a cozy living room, a dedicated dining area perfect for family dinners, and a well-appointed kitchen ready for your personal touch. With two comfortable bedrooms and one full bathroom, this home offers just the right blend of comfort and convenience. Outside, enjoy the spacious yard and the detached two-car garage—ideal for extra storage or a workshop. Whether you’re a first-time buyer, downsizing, or looking for a great investment opportunity, this home delivers the perfect combination of location, character, and potential. New furnace was installed on 11/07/2025! 506 N Catherine Street, Bay City
$109,000 Welcome to this adorable 3 bed, 1 bath ranch in Portsmouth Township! This home sits on a beautiful half acre of land at the end of a quiet cul-de-sac (fenced in on 3 sides! Original hardwood floors run throughout the house. The full basement provides plenty of room for storage, laundry or even a home gym. A waterproofing system has just been installed (the 10 year warranty is included). The sump pump and battery are also new. The stove and refrigerator are included in the sale, as well as all of the window treatments. There is an oversized attached one car garage! This home is in a prime location-close to River Road (M13)-providing easy access to Saginaw and the expressway! This home is being sold AS IS. The sellers are offering a Home Warranty! Immediate occupancy at closing! 3 Beds ⋅ 1 Baths ⋅ 50211494 MLS Welcome to this adorable 3 bed, 1 bath ranch in Portsmouth Township! This home sits on a beautiful half acre of land at the end of a quiet cul-de-sac (fenced in on 3 sides! Original hardwood floors run throughout the house. The full basement provides plenty of room for storage, laundry or even a home gym. A waterproofing system has just been installed (the 10 year warranty is included). The sump pump and battery are also new. The stove and refrigerator are included in the sale, as well as all of the window treatments. There is an oversized attached one car garage! This home is in a prime location-close to River Road (M13)-providing easy access to Saginaw and the expressway! This home is being sold AS IS. The sellers are offering a Home Warranty! Immediate occupancy at closing! 2816 Sarah Court, Bay City
$109,000 Built in 1969, this beautifully updated 3-bedroom, 1-bath brick ranch is completely move-in ready and waiting for its new owners! Enjoy peace of mind with major updates already completed, including a newer furnace and AC, new water heater, newer roof, newer carpet, and a stylishly updated kitchen and full bath with tub. Modern finishes paired with classic brick charm make this home the perfect blend of comfort and convenience. Step outside to relax or entertain on the expansive patio overlooking a large, private backyard — fully fenced with white vinyl privacy fencing for added seclusion. Centrally located on the west side of the river near Veterans Memorial Park, shopping, and dining, this home offers both convenience and lifestyle. DON’T DELAY! Schedule your showing of 402 State Street in Bay City TODAY! 3 Beds ⋅ 1 Baths ⋅ 50199389 MLS Built in 1969, this beautifully updated 3-bedroom, 1-bath brick ranch is completely move-in ready and waiting for its new owners! Enjoy peace of mind with major updates already completed, including a newer furnace and AC, new water heater, newer roof, newer carpet, and a stylishly updated kitchen and full bath with tub. Modern finishes paired with classic brick charm make this home the perfect blend of comfort and convenience. Step outside to relax or entertain on the expansive patio overlooking a large, private backyard — fully fenced with white vinyl privacy fencing for added seclusion. Centrally located on the west side of the river near Veterans Memorial Park, shopping, and dining, this home offers both convenience and lifestyle. DON’T DELAY! Schedule your showing of 402 State Street in Bay City TODAY! 402 State Street, Bay City
$108,000 Nestled in a desirable west-side location on a low-traffic street, this charming home offers comfort and convenience. Inside, you’ll love the warmth of a cozy fireplace that creates the perfect gathering space. The home also features a versatile den/family room at the back, ideal for relaxing, entertaining, or working from home. Step outside to enjoy summer days by the refreshing pool, unwind on the patio, and appreciate the convenience of a 1½-car garage. The extra-large 62 x 153 fenced lot provides plenty of room for pets, play, or gardening. To make moving even easier, all appliances are included—making this home an opportunity you won’t want to miss. Newer flooring, countertops, cabinets, paint, water heater, furnace, pool liner all replaced! This home has you covered on a lot of the mechanicals and roof still has plenty of years! 3 Beds ⋅ 1 Baths ⋅ 50205976 MLS Nestled in a desirable west-side location on a low-traffic street, this charming home offers comfort and convenience. Inside, you’ll love the warmth of a cozy fireplace that creates the perfect gathering space. The home also features a versatile den/family room at the back, ideal for relaxing, entertaining, or working from home. Step outside to enjoy summer days by the refreshing pool, unwind on the patio, and appreciate the convenience of a 1½-car garage. The extra-large 62 x 153 fenced lot provides plenty of room for pets, play, or gardening. To make moving even easier, all appliances are included—making this home an opportunity you won’t want to miss. Newer flooring, countertops, cabinets, paint, water heater, furnace, pool liner all replaced! This home has you covered on a lot of the mechanicals and roof still has plenty of years! 306 Sanson Street, Bay City
$107,000 Investor Special in Monitor Township! This 3-bedroom, 1-bath ranch offers 1,032 square feet of potential on a 0.25-acre lot. Built in 1958, the home features original hardwood floors that could be restored, a full basement, and a 2-car attached garage. With solid bones and a functional layout, this property is ready for a complete renovation and presents an excellent opportunity for investors, flippers, or buyers looking to build equity. Conveniently located and vacant at closing, the home is being sold as-is. 3 Beds ⋅ 1 Baths ⋅ 50213851 MLS Investor Special in Monitor Township! This 3-bedroom, 1-bath ranch offers 1,032 square feet of potential on a 0.25-acre lot. Built in 1958, the home features original hardwood floors that could be restored, a full basement, and a 2-car attached garage. With solid bones and a functional layout, this property is ready for a complete renovation and presents an excellent opportunity for investors, flippers, or buyers looking to build equity. Conveniently located and vacant at closing, the home is being sold as-is. 2915 Continental Drive, Bay City
$107,000 Move in condition for this 3 bedroom ranch with full basement. Beautiful hardwood floors in all rooms, new vinyl flooring bathroom. Home has updated Kitchen, interior paint, refinished hardwood floors, updated bathroom. Tall dry basement for plenty of storage. Sitting on a corner lot. 3 Beds ⋅ 1 Baths ⋅ 50201071 MLS Move in condition for this 3 bedroom ranch with full basement. Beautiful hardwood floors in all rooms, new vinyl flooring bathroom. Home has updated Kitchen, interior paint, refinished hardwood floors, updated bathroom. Tall dry basement for plenty of storage. Sitting on a corner lot. 610 15th Street, Bay City
$106,000 Investment Opportunity – Turnkey Duplex in Bay City! Priced to sell: $119,000 Looking for a solid, cash-flowing rental property? This fully certified Bay City duplex is the perfect addition to your portfolio — or a smart start for a new investor! Featuring two spacious 2-bedroom, 1-bath units (4 beds / 2 baths total), each with separate laundry and basement access, this multi-family home has strong rental appeal and steady income potential. Key Features & Investor Highlights: • Section 8 certified (Lower Unit) + City certified through September 25, 2027 • Lower unit has a reliable long-term tenant (5+ years) paying $650/month — up to date on rent and eager to stay! Rent Increase Option Available through Section 8. No Increase for the tenant • Upper unit is clean, recently vacated, and ready for a new tenant or owner-occupant • Split utilities — gas & electric paid by tenants (separate meters) • Landlord pays water only (single bill) • Current lease available for review • Solid rental history + desirable location close to schools, parks, & downtown amenities This property checks all the boxes: already income-producing, fully compliant, and positioned for immediate upside with the vacant upper unit ready for market rent increases. Whether you’re expanding your portfolio or starting strong — 411 10th Street is the dependable rental you’ve been looking for. Contact today for showings and details before it’s gone! 4 Beds ⋅ 2 Baths ⋅ 50195172 MLS Investment Opportunity – Turnkey Duplex in Bay City! Priced to sell: $119,000 Looking for a solid, cash-flowing rental property? This fully certified Bay City duplex is the perfect addition to your portfolio — or a smart start for a new investor! Featuring two spacious 2-bedroom, 1-bath units (4 beds / 2 baths total), each with separate laundry and basement access, this multi-family home has strong rental appeal and steady income potential. Key Features & Investor Highlights: • Section 8 certified (Lower Unit) + City certified through September 25, 2027 • Lower unit has a reliable long-term tenant (5+ years) paying $650/month — up to date on rent and eager to stay! Rent Increase Option Available through Section 8. No Increase for the tenant • Upper unit is clean, recently vacated, and ready for a new tenant or owner-occupant • Split utilities — gas & electric paid by tenants (separate meters) • Landlord pays water only (single bill) • Current lease available for review • Solid rental history + desirable location close to schools, parks, & downtown amenities This property checks all the boxes: already income-producing, fully compliant, and positioned for immediate upside with the vacant upper unit ready for market rent increases. Whether you’re expanding your portfolio or starting strong — 411 10th Street is the dependable rental you’ve been looking for. Contact today for showings and details before it’s gone! 411 10th Street, Bay City
$106,000 Back on market through no fault of the home, prior buyer's financing fell through. Inspection and appraisal have been satistified, giving the next buyer added peace of mind! This 3-bedroom, 1-bath bungalow has the kind of character only an older home can offer. With a freshly painted interior and comfortable layout all on one level, it’s an ideal fit for first-time buyers or anyone looking for a move-in ready home at a budget-friendly price. The living areas have the right mix of comfort and charm and while the kitchen is more compact, it’s clean, functional, and ready for your own updates down the road. It’s the kind of space where you can start simple, live comfortably, and add your personal touch over time. Make this perfect mix of comfort, character, and opportunity yours today! 3 Beds ⋅ 1 Baths ⋅ 50190810 MLS Back on market through no fault of the home, prior buyer's financing fell through. Inspection and appraisal have been satistified, giving the next buyer added peace of mind! This 3-bedroom, 1-bath bungalow has the kind of character only an older home can offer. With a freshly painted interior and comfortable layout all on one level, it’s an ideal fit for first-time buyers or anyone looking for a move-in ready home at a budget-friendly price. The living areas have the right mix of comfort and charm and while the kitchen is more compact, it’s clean, functional, and ready for your own updates down the road. It’s the kind of space where you can start simple, live comfortably, and add your personal touch over time. Make this perfect mix of comfort, character, and opportunity yours today! 618 Stanton Street, Bay City
$106,000 Charming Traditional Home features a relaxing screened-in porch and a spacious fenced backyard for pets to enjoy. Inside you will find four generous sized bedrooms with plenty of closet space. Two conveniently located on the main floor. The large eat-in kitchen offers an impressive pantry, perfect for storage. Upstairs boasts two additional bedrooms, newer carpet and fresh paint throughout. Take a look at this home. Motivated Seller!!! 4 Beds ⋅ 1 Baths ⋅ 50186464 MLS Charming Traditional Home features a relaxing screened-in porch and a spacious fenced backyard for pets to enjoy. Inside you will find four generous sized bedrooms with plenty of closet space. Two conveniently located on the main floor. The large eat-in kitchen offers an impressive pantry, perfect for storage. Upstairs boasts two additional bedrooms, newer carpet and fresh paint throughout. Take a look at this home. Motivated Seller!!! 709 S Vanburen Street, Bay City
$106,000 Charming and cozy 3-bedroom ranch featuring a spacious living room with a bay window, perfect for natural light. The home offers three bedrooms, an eat-in kitchen equipped with a stove and fridge, and a 4-piece bath with a recently updated shower. The bathroom and kitchen feature newer vinyl plank flooring, while hardwood lies beneath the carpet in the bedrooms and living room. The roof and water heater have been updated, and the gas forced-air furnace has been professionally serviced with new parts. The full basement, previously used as living space, includes a kitchen area and half bath with a shower, providing an opportunity for finishing touches to restore it as functional living space. The backyard boasts a large shed, horseshoe pit, and fire pit, perfect for outdoor gatherings. A newer handicapped ramp can be kept or removed as needed. With an updated roof and aluminum siding, the exterior is virtually maintenance-free. PROPERTY IS SOLD IN AS IS CONDITION. CASH OR CONVENTIONAL ONLY PLEASE. 3 Beds ⋅ 2 Baths ⋅ 50157810 MLS Charming and cozy 3-bedroom ranch featuring a spacious living room with a bay window, perfect for natural light. The home offers three bedrooms, an eat-in kitchen equipped with a stove and fridge, and a 4-piece bath with a recently updated shower. The bathroom and kitchen feature newer vinyl plank flooring, while hardwood lies beneath the carpet in the bedrooms and living room. The roof and water heater have been updated, and the gas forced-air furnace has been professionally serviced with new parts. The full basement, previously used as living space, includes a kitchen area and half bath with a shower, providing an opportunity for finishing touches to restore it as functional living space. The backyard boasts a large shed, horseshoe pit, and fire pit, perfect for outdoor gatherings. A newer handicapped ramp can be kept or removed as needed. With an updated roof and aluminum siding, the exterior is virtually maintenance-free. PROPERTY IS SOLD IN AS IS CONDITION. CASH OR CONVENTIONAL ONLY PLEASE. 104 W Ionia Street, Bay City