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515 S Mountain Street, Bay City
$112,000
2 Beds ⋅ 1 Baths ⋅ 50206285 MLS
Welcome home to this charming 2 bedroom, 1 bathroom home situated on a desirable corner lot. Inside, you’ll find an updated eat-in kitchen featuring all appliances included, high ceilings, and an abundance of natural light that creates a bright and inviting atmosphere throughout. The home also features an updated bathroom, two well-proportioned bedrooms, a spacious, cozy living room, and a large dining room that could easily serve as a second living space or an expansive dining area, offering flexible use to fit your lifestyle. Outside, the property offers plenty of functional space with a yard shed for extra storage and an attached 2-car garage with 220 electric, perfect for hobbies, projects, or additional workspace. The encapsulated crawl space adds peace of mind and extra value to this well-maintained home. Whether you’re a first-time buyer, looking to downsize, or searching for a move-in ready home with convenience and flexibility, this property offers the perfect blend of comfort and functionality.

515 S Mountain Street, Bay City

809 Marsac Street, Bay City
$110,500
4 Beds ⋅ 2 Baths ⋅ 50214516 MLS
Highest and Best due by 8pm 7/15/26. Prepare to fall in love with this beautifully maintained 1,402-square-foot conventional-style home that effortlessly blends classic, historic craftsmanship with essential modern updates. Offered at an incredible value of $109,900, this property is the perfect find for anyone looking for historic soul without the project list! Captivating Interior Features Step inside and immediately notice the beautiful original wood floors that could be refinished, doors, and thick baseboard trim that bring unmatched warmth and architecture to the living spaces. The craftsmanship of the 1930s shines bright throughout the spacious layout. Warm Living Spaces: Cozy up in a bright, inviting living area framed by gorgeous original woodwork and an elegant staircase guiding you upstairs. Updated Kitchen: Seamlessly updated to meet modern culinary needs, featuring stylish dark cabinetry, ample counter space, clean tile accents, and modern appliances. Restful Bedrooms: Three comfortable bedrooms with ample natural light, double closets, featuring rich wood flooring and classic solid wood doors. Fresh Bathroom: Clean and bright layout featuring convenient built-ins and updated finishes. Whether you are a first-time homebuyer searching for move-in ready character or looking to plant roots in an established community, 809 Marsac Street delivers everything on your wishlist and more. "The home boasts striking curb appeal with meticulously maintained grounds welcoming you inside." Keys at closing on this one of a kind home.

809 Marsac Street, Bay City

809 19th Street, Bay City
$110,000
4 Beds ⋅ 2 Baths ⋅ 50197326 MLS
Here is a well-maintained 4-bedroom, 1.5-bath home that's unique with thoughtful updates throughout . Step inside and immediately notice the stunning original wooden staircase, a true focal point that adds warmth and character to the entryway. The main bathroom has been tastefully updated, offering a fresh, modern feel. The home features a new roof, new electrical, updated basement windows, and new sump pump, giving peace of mind for years to come. Outside, enjoy a fenced-in backyard—perfect for pets or gatherings—with sections of new vinyl fencing already in place, plus the frontage is 80 feet, wider than standard city lot size. The property also includes a generous 2-car garage with workbench and a long driveway providing plenty of additional parking, plus a storage shed in back. The basement features a French-style drainage system and is prepped for an extra half bath, offering the opportunity to finish the space for additional living, entertainment, or storage. With classic details, some modern upgrades, and space to grow, this home is ready to welcome its next owners. Don’t miss your chance to make it yours

809 19th Street, Bay City

401 S Hampton Street, Bay City
$110,000
3 Beds ⋅ 1 Baths ⋅ 50195126 MLS
Move-In Ready Bay City Home on a Corner Lot! Welcome home to this charming 3-bedroom, 1-bath property located on a corner lot in Bay City. Offering comfort, updates, and immediate move-in readiness, this home is a great fit for first-time buyers, downsizers, or anyone looking for a solid, maintained place to call home. Step inside to a spacious living room with plenty of natural light, offering direct access to the covered front porch — perfect for enjoying morning coffee or relaxing in the evenings. The updated kitchen features a stove and refrigerator and opens to a cozy dining area. All three bedrooms are well-sized with good closet space, and the full bath is clean and functional. Additional highlights include an attached 1-car garage, a newer breaker panel, updated furnace, and central air for. The full basement provides excellent storage options along with laundry hook-ups. This home meets the criteria for all financing types, including FHA and VA, making it an excellent opportunity in today’s market. Move-in ready and easy to show — come see it before it's gone!

401 S Hampton Street, Bay City

3204 N Water Street, Bay City
$110,000
2 Beds ⋅ 1 Baths ⋅ 50194450 MLS
This charming 1910 Dutch Colonial Sears Catalog kit home has undergone a thoughtful renovation, preserving its historic character while incorporating modern conveniences. The foyer showcases ceramic tile and carpeting, perfect for a home office or library. The living room features natural wood flooring, and the dining room flows seamlessly onto a 12' x 16' deck just beyond the patio door. The kitchen boasts ceramic tile counter, backsplash and flooring complemented by generous oak cabinetry. An open oak staircase ascends to two bedrooms and a spacious full bath. A practical back entryway serves as a laundry room, complete with a toilet that can be easily enclosed for convenience. Other features include some newer vinyl windows, a freshly painted basement, and a fenced yard with a shed. Schedule a tour today.

3204 N Water Street, Bay City

1502 34th Street, Bay City
$109,900
2 Beds ⋅ 1 Baths ⋅ 50214793 MLS
Welcome home! Move-in ready located on the desirable south end of Bay City! The beautifully remodeled kitchen is the centerpiece of the home, featuring brand-new cabinetry, stunning granite countertops, a gorgeous blue tile backsplash, and new flooring. Nice size living room and an additional family room with a great view of the backyard! The full basement has plenty of room for a workshop, storage, or even some recreation activities. Offering exceptional value, this home is perfect for first-time buyers or anyone seeking a turnkey property at an affordable price. Conveniently located to take river road to Saginaw and not far from downtown Bay City. This is an opportunity you won't want to miss. Schedule your showing today and see all this home has to offer!

1502 34th Street, Bay City

506 N Catherine Street, Bay City
$109,900
2 Beds ⋅ 1 Baths ⋅ 50191830 MLS
Welcome to this charming one-story home located on the desirable west side of the bridge in Bay City! Step inside and you’ll find a warm and inviting layout featuring a cozy living room, a dedicated dining area perfect for family dinners, and a well-appointed kitchen ready for your personal touch. With two comfortable bedrooms and one full bathroom, this home offers just the right blend of comfort and convenience. Outside, enjoy the spacious yard and the detached two-car garage—ideal for extra storage or a workshop. Whether you’re a first-time buyer, downsizing, or looking for a great investment opportunity, this home delivers the perfect combination of location, character, and potential. New furnace was installed on 11/07/2025!

506 N Catherine Street, Bay City

2816 Sarah Court, Bay City
$109,000
3 Beds ⋅ 1 Baths ⋅ 50211494 MLS
Welcome to this adorable 3 bed, 1 bath ranch in Portsmouth Township! This home sits on a beautiful half acre of land at the end of a quiet cul-de-sac (fenced in on 3 sides! Original hardwood floors run throughout the house. The full basement provides plenty of room for storage, laundry or even a home gym. A waterproofing system has just been installed (the 10 year warranty is included). The sump pump and battery are also new. The stove and refrigerator are included in the sale, as well as all of the window treatments. There is an oversized attached one car garage! This home is in a prime location-close to River Road (M13)-providing easy access to Saginaw and the expressway! This home is being sold AS IS. The sellers are offering a Home Warranty! Immediate occupancy at closing!

2816 Sarah Court, Bay City

402 State Street, Bay City
$109,000
3 Beds ⋅ 1 Baths ⋅ 50199389 MLS
Built in 1969, this beautifully updated 3-bedroom, 1-bath brick ranch is completely move-in ready and waiting for its new owners! Enjoy peace of mind with major updates already completed, including a newer furnace and AC, new water heater, newer roof, newer carpet, and a stylishly updated kitchen and full bath with tub. Modern finishes paired with classic brick charm make this home the perfect blend of comfort and convenience. Step outside to relax or entertain on the expansive patio overlooking a large, private backyard — fully fenced with white vinyl privacy fencing for added seclusion. Centrally located on the west side of the river near Veterans Memorial Park, shopping, and dining, this home offers both convenience and lifestyle. DON’T DELAY! Schedule your showing of 402 State Street in Bay City TODAY!

402 State Street, Bay City

306 Sanson Street, Bay City
$108,000
3 Beds ⋅ 1 Baths ⋅ 50205976 MLS
Nestled in a desirable west-side location on a low-traffic street, this charming home offers comfort and convenience. Inside, you’ll love the warmth of a cozy fireplace that creates the perfect gathering space. The home also features a versatile den/family room at the back, ideal for relaxing, entertaining, or working from home. Step outside to enjoy summer days by the refreshing pool, unwind on the patio, and appreciate the convenience of a 1½-car garage. The extra-large 62 x 153 fenced lot provides plenty of room for pets, play, or gardening. To make moving even easier, all appliances are included—making this home an opportunity you won’t want to miss. Newer flooring, countertops, cabinets, paint, water heater, furnace, pool liner all replaced! This home has you covered on a lot of the mechanicals and roof still has plenty of years!

306 Sanson Street, Bay City

411 10th Street, Bay City
$106,000
4 Beds ⋅ 2 Baths ⋅ 50195172 MLS
Investment Opportunity – Turnkey Duplex in Bay City! Priced to sell: $119,000 Looking for a solid, cash-flowing rental property? This fully certified Bay City duplex is the perfect addition to your portfolio — or a smart start for a new investor! Featuring two spacious 2-bedroom, 1-bath units (4 beds / 2 baths total), each with separate laundry and basement access, this multi-family home has strong rental appeal and steady income potential. Key Features & Investor Highlights: • Section 8 certified (Lower Unit) + City certified through September 25, 2027 • Lower unit has a reliable long-term tenant (5+ years) paying $650/month — up to date on rent and eager to stay! Rent Increase Option Available through Section 8. No Increase for the tenant • Upper unit is clean, recently vacated, and ready for a new tenant or owner-occupant • Split utilities — gas & electric paid by tenants (separate meters) • Landlord pays water only (single bill) • Current lease available for review • Solid rental history + desirable location close to schools, parks, & downtown amenities This property checks all the boxes: already income-producing, fully compliant, and positioned for immediate upside with the vacant upper unit ready for market rent increases. Whether you’re expanding your portfolio or starting strong — 411 10th Street is the dependable rental you’ve been looking for. Contact today for showings and details before it’s gone!

411 10th Street, Bay City

618 Stanton Street, Bay City
$106,000
3 Beds ⋅ 1 Baths ⋅ 50190810 MLS
Back on market through no fault of the home, prior buyer's financing fell through. Inspection and appraisal have been satistified, giving the next buyer added peace of mind! This 3-bedroom, 1-bath bungalow has the kind of character only an older home can offer. With a freshly painted interior and comfortable layout all on one level, it’s an ideal fit for first-time buyers or anyone looking for a move-in ready home at a budget-friendly price. The living areas have the right mix of comfort and charm and while the kitchen is more compact, it’s clean, functional, and ready for your own updates down the road. It’s the kind of space where you can start simple, live comfortably, and add your personal touch over time. Make this perfect mix of comfort, character, and opportunity yours today!

618 Stanton Street, Bay City

104 W Ionia Street, Bay City
$106,000
3 Beds ⋅ 2 Baths ⋅ 50157810 MLS
Charming and cozy 3-bedroom ranch featuring a spacious living room with a bay window, perfect for natural light. The home offers three bedrooms, an eat-in kitchen equipped with a stove and fridge, and a 4-piece bath with a recently updated shower. The bathroom and kitchen feature newer vinyl plank flooring, while hardwood lies beneath the carpet in the bedrooms and living room. The roof and water heater have been updated, and the gas forced-air furnace has been professionally serviced with new parts. The full basement, previously used as living space, includes a kitchen area and half bath with a shower, providing an opportunity for finishing touches to restore it as functional living space. The backyard boasts a large shed, horseshoe pit, and fire pit, perfect for outdoor gatherings. A newer handicapped ramp can be kept or removed as needed. With an updated roof and aluminum siding, the exterior is virtually maintenance-free. PROPERTY IS SOLD IN AS IS CONDITION. CASH OR CONVENTIONAL ONLY PLEASE.

104 W Ionia Street, Bay City

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