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108 S Monroe Street, Bay City
$120,900
2 Beds ⋅ 1 Baths ⋅ 50211809 MLS
Welcome home to this beautifully updated ranch on Bay City’s desirable east side! This move-in ready home offers 2 bedrooms, 1 full bath, a bright living room, and an inviting eat-in kitchen featuring a modern farmhouse design with white shaker cabinetry, butcher block countertops, open shelving, vinyl flooring, and newer stainless-steel appliances. The updated bathroom boasts newer fixtures, flooring, and tub surround, while the bedrooms and living room feature matching newer carpet and window blinds. A spacious rear laundry/mud room provides excellent storage and flexibility for a home office, workout area, or hobby space. Additional updates include newer vinyl siding, vinyl windows, newer roof, and central air conditioning for year-round comfort. The large attic offers potential for future expansion and additional living space. Situated on a 40’ x 111’ lot, the fully fenced backyard includes a storage shed and plenty of room for pets, play, or entertaining. Conveniently located directly across from St. James Church and within the All Saints School system area, this home offers excellent walkability to schools, parks, shopping, dining, and all that Bay City has to offer. Complete with a concrete driveway and crawl space foundation, this charming home is ready for its next owner. Don’t miss this opportunity!

108 S Monroe Street, Bay City
401 Stanton Street, Bay City
$119,900
3 Beds ⋅ 2 Baths ⋅ 50208014 MLS
Charming 1.5-story home offering 3 bedrooms, 1.5 baths, and a full basement with plenty of storage and updates. This well-maintained home features important updates including newer vinyl siding, a new roof, and central air for year-round comfort. Conveniently located near downtown Bay City, you’ll enjoy easy access to shopping, dining, local art fairs, concerts, and the beauty of the Saginaw River waterfront. Whether you’re looking for character, convenience, or community events, this home places you close to it all!

401 Stanton Street, Bay City
1111 N Water Street Unit 111, Bay City
$399,900
2 Beds ⋅ 2 Baths ⋅ 50207950 MLS
Experience elevated living in the heart of downtown Bay City. This exceptional condominium offers an unmatched blend of sophistication, comfort, and four-season recreation with private boat dock access and a premier location for America’s 250th Birthday celebration. Designed for both relaxation and entertaining, this residence features two spacious bedrooms, two full baths, secure indoor parking, and access to upscale community amenities, including a fitness center, a gathering space, kitchen, and a library. Enjoy easy access to downtown dining, entertainment, festivals, and waterfront attractions while embracing the convenience and security of refined condominium living.

1111 N Water Street Unit 111, Bay City
21 Cove Drive, Bay City
$619,900
4 Beds ⋅ 4 Baths ⋅ 50206684 MLS
One-of-a-kind waterfront living awaits in this exceptional custom-built luxury condo, perfectly positioned along the Saginaw River with breathtaking views of Wheeler’s Landing Marina. Completed in late 2024 with impeccable craftsmanship and thoughtful design, this newly constructed residence offers refined riverfront living within one of the area’s most exciting waterfront communities. Designed with barrier-free accessibility and energy-certified construction, this home seamlessly blends elegance, comfort, and efficiency. The sophisticated designer kitchen is both beautiful and functional, featuring granite countertops, a spacious center island with seating, stainless steel appliances including refrigerator, range, microwave, and dishwasher, plus four Philippe Starck pendant lights imported from Italy. A large pantry and coat closet enhance everyday convenience, while rich vinyl plank flooring flows throughout both levels, complementing the home’s modern contemporary style. The expansive open-concept living area is designed to impress with an acoustic feature wall, dedicated HiFi amplifier circuit, TV conduit chase, and fireplace feature wall. Floor-to-ceiling sightlines showcase uninterrupted marina and river views, while abundant natural light fills the space. The living area opens to a covered waterfront patio with ceiling fan, creating the perfect setting for relaxing or entertaining. Additional storage beneath the staircase adds practicality without sacrificing design. The main-floor primary suite offers stunning waterfront views, oversized windows, a spacious walk-in closet, and a beautifully appointed three-piece ensuite with walk-in shower. A conveniently located half bath and main-floor laundry add to the home’s thoughtful layout. Upstairs, a second luxurious primary suite features its own walk-in closet, elegant four-piece ensuite bath, and private balcony overlooking both the marina and river, offering spectacular sunrise and sunset views. Two additional generously sized bedrooms with built-in closets, another beautifully finished four-piece bath, and a second-floor laundry/storage room with GE Profile UltraFast washer/dryer combo provide exceptional comfort and convenience. An additional custom-finished 13x9 storage room offers rare extra space seldom found in condo living. Every room is equipped with Cat 6 LAN wiring and upgraded Decora switches throughout. Additional highlights include a finished 2.5-car attached garage with window, utility room, 96% high-efficiency gas furnace, A/C, energy-efficient insulated windows, high-performance cellulose insulation system, attic storage, and water heater. Built with exceptional attention to detail, quality, and comfort, this remarkable waterfront residence offers the rare advantage of new construction without the wait or expense of building. An added financial benefit, the home qualifies for the Neighborhood Enterprise Zone program, offering approx. 50% off property taxes for up to 14 years.

21 Cove Drive, Bay City
2009 16th Street, Bay City
$149,000
3 Beds ⋅ 2 Baths ⋅ 50203409 MLS
Charming 1945 ranch located on a desirable corner lot in the heart of Bay City! This well-maintained 3-bedroom, 1-bath home offers 1,248 square feet of comfortable living space with numerous updates throughout. Enjoy a beautifully updated kitchen featuring newer cabinetry, stylish backsplash, updated countertops, and stainless-steel appliances including a refrigerator, dishwasher, and gas range. The home also boasts newer laminate flooring through the entire main floor, creating a clean modern feel. The updated bathroom includes a newer vanity and a ceramic tiled shower. A full basement provides plenty of additional space - perfect for a family room, recreation area, or extra storage. Outside you’ll find a detached 1.5-car garage and a convenient city location close to medical facilities, shopping, and everyday amenities. Move-in ready and full of charm – don’t miss this opportunity!

2009 16th Street, Bay City
37 OR 39 Cove Drive, Bay City
$549,000
50193875 MLS
Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay County’s premier new Saginaw River waterfront condominium community, thoughtfully designed for comfort, quality, and convenience. Featuring modern single and two-story duplex-style condos, this vibrant neighborhood offers the perfect blend of luxury riverfront living and easy access to everything the Great Lakes Bay Region has to offer. Located just minutes from I-75, Iron Bridge puts you close to shopping, dining, healthcare, and recreation — while the Saginaw River, Wheeler Landing Yacht Harbor, and the scenic Riverwalk/Rail Trail Loop are right outside your door. Designed for those who value simplicity, style, and low-maintenance living, Iron Bridge Condominiums make it easy to “lock and leave” while enjoying the full benefits of homeownership. Whether you’re starting fresh, downsizing, or ready for a more carefree lifestyle, this community offers the freedom to live beautifully — without the burden of maintenance. Choose from single-story or two-story homes, with optional basements, walk-out lower levels, and fully accessible zero-threshold floor plans available. Each home is fully customizable — work with our design team to select your ideal layout, finishes, and fixtures. Home Features & Options Include: • 2 to 4 bedrooms • Basement, crawl space, or slab foundation • Second-floor decks and walk-out basements • Custom kitchen, bath, and dining layouts • 1,200 to 2,000 sq. ft. floor plans ?? Saginaw River Waterfront Condos — Pricing Starts at $649,900 Offering the best price for new construction waterfront condos in Bay County, Iron Bridge at Wheeler’s Landing delivers exceptional value without compromise. Nestled between the waterfront and Defoe Park, Iron Bridge at Wheeler’s Landing is more than a place to live — it’s a new way of living well. A new home. A new lifestyle. A better way to live.

37 OR 39 Cove Drive, Bay City
33 OR 35 Cove Drive, Bay City
$649,900
50193662 MLS
Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay County’s premier new Saginaw River waterfront condominium community, thoughtfully designed for comfort, quality, and convenience. Featuring modern single and two-story duplex-style condos, this vibrant neighborhood offers the perfect blend of luxury riverfront living and easy access to everything the Great Lakes Bay Region has to offer. Located just minutes from I-75, Iron Bridge puts you close to shopping, dining, healthcare, and recreation — while the Saginaw River, Wheeler Landing Yacht Harbor, and the scenic Riverwalk/Rail Trail Loop are right outside your door. Designed for those who value simplicity, style, and low-maintenance living, Iron Bridge Condominiums make it easy to “lock and leave” while enjoying the full benefits of homeownership. Whether you’re starting fresh, downsizing, or ready for a more carefree lifestyle, this community offers the freedom to live beautifully — without the burden of maintenance. Choose from single-story or two-story homes, with optional basements, walk-out lower levels, and fully accessible zero-threshold floor plans available. Each home is fully customizable — work with our design team to select your ideal layout, finishes, and fixtures. Home Features & Options Include: • 2 to 4 bedrooms • Basement, crawl space, or slab foundation • Second-floor decks and walk-out basements • Custom kitchen, bath, and dining layouts • 1,200 to 2,000 sq. ft. floor plans ?? Saginaw River Waterfront Condos — Pricing Starts at $649,900 Offering the best price for new construction waterfront condos in Bay County, Iron Bridge at Wheeler’s Landing delivers exceptional value without compromise. Nestled between the waterfront and Defoe Park, Iron Bridge at Wheeler’s Landing is more than a place to live — it’s a new way of living well. A new home. A new lifestyle. A better way to live.

33 OR 35 Cove Drive, Bay City
29 OR 31 Cove Drive, Bay City
$649,900
50193661 MLS
Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay County’s premier new Saginaw River waterfront condominium community, thoughtfully designed for comfort, quality, and convenience. Featuring modern single and two-story duplex-style condos, this vibrant neighborhood offers the perfect blend of luxury riverfront living and easy access to everything the Great Lakes Bay Region has to offer. Located just minutes from I-75, Iron Bridge puts you close to shopping, dining, healthcare, and recreation — while the Saginaw River, Wheeler Landing Yacht Harbor, and the scenic Riverwalk/Rail Trail Loop are right outside your door. Designed for those who value simplicity, style, and low-maintenance living, Iron Bridge Condominiums make it easy to “lock and leave” while enjoying the full benefits of homeownership. Whether you’re starting fresh, downsizing, or ready for a more carefree lifestyle, this community offers the freedom to live beautifully — without the burden of maintenance. Choose from single-story or two-story homes, with optional basements, walk-out lower levels, and fully accessible zero-threshold floor plans available. Each home is fully customizable — work with our design team to select your ideal layout, finishes, and fixtures. Home Features & Options Include: • 2 to 4 bedrooms • Basement, crawl space, or slab foundation • Second-floor decks and walk-out basements • Custom kitchen, bath, and dining layouts • 1,200 to 2,000 sq. ft. floor plans ?? Saginaw River Waterfront Condos — Pricing Starts at $649,900 Offering the best price for new construction waterfront condos in Bay County, Iron Bridge at Wheeler’s Landing delivers exceptional value without compromise. Nestled between the waterfront and Defoe Park, Iron Bridge at Wheeler’s Landing is more than a place to live — it’s a new way of living well. A new home. A new lifestyle. A better way to live.

29 OR 31 Cove Drive, Bay City
25 OR 27 Cove Drive, Bay City
$649,900
50193660 MLS
Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay County’s premier new Saginaw River waterfront condominium community, thoughtfully designed for comfort, quality, and convenience. Featuring modern single and two-story duplex-style condos, this vibrant neighborhood offers the perfect blend of luxury riverfront living and easy access to everything the Great Lakes Bay Region has to offer. Located just minutes from I-75, Iron Bridge puts you close to shopping, dining, healthcare, and recreation — while the Saginaw River, Wheeler Landing Yacht Harbor, and the scenic Riverwalk/Rail Trail Loop are right outside your door. Designed for those who value simplicity, style, and low-maintenance living, Iron Bridge Condominiums make it easy to “lock and leave” while enjoying the full benefits of homeownership. Whether you’re starting fresh, downsizing, or ready for a more carefree lifestyle, this community offers the freedom to live beautifully — without the burden of maintenance. Choose from single-story or two-story homes, with optional basements, walk-out lower levels, and fully accessible zero-threshold floor plans available. Each home is fully customizable — work with our design team to select your ideal layout, finishes, and fixtures. Home Features & Options Include: • 2 to 4 bedrooms • Basement, crawl space, or slab foundation • Second-floor decks and walk-out basements • Custom kitchen, bath, and dining layouts • 1,200 to 2,000 sq. ft. floor plans ?? Saginaw River Waterfront Condos — Pricing Starts at $649,900 Offering the best price for new construction waterfront condos in Bay County, Iron Bridge at Wheeler’s Landing delivers exceptional value without compromise. Nestled between the waterfront and Defoe Park, Iron Bridge at Wheeler’s Landing is more than a place to live — it’s a new way of living well. A new home. A new lifestyle. A better way to live.

25 OR 27 Cove Drive, Bay City
18 OR 20 Cove Drive, Bay City
$374,900
50193659 MLS
18 or 20 COVE DRIVE. NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years, APPROXIMATELY 50% REDUCTION!! Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s newest low-maintenance waterfront community, thoughtfully crafted for comfort, quality, and convenience. Featuring modern single and two-story duplex condominiums, this vibrant neighborhood offers the perfect blend of relaxed riverfront living and easy access to everything the Great Lakes Bay Region has to offer. Located just minutes from I-75, Iron Bridge puts you close to shopping, dining, healthcare, and recreation — while the Saginaw River, Wheeler Landing Yacht Harbor, and the scenic Riverwalk/Rail Trail Loop are right outside your door. Designed for those who value simplicity and style, Iron Bridge Condominiums make it easy to “lock and leave” while enjoying the full benefits of homeownership. Whether you’re starting fresh, downsizing, or ready for a more carefree lifestyle, this community offers the freedom to live beautifully — without the burden of maintenance. Choose from single-story or two-story homes, with optional basements, walk-out lower levels, and fully accessible, zero-threshold floor plans available. Each home is fully customizable, allowing you to work with our design team to personalize your layout, finishes, and fixtures. Options include: • 2 to 4 bedrooms • Basement, crawl space, or slab foundations • Second-floor decks • Custom kitchen, bath, and dining layouts • 1,200 to 2,000 sq. ft. floor plans Pricing starts at $324,900 single story, $399,900 two story. Nestled between the waterfront and Defoe Park, Iron Bridge at Wheeler’s Landing is more than a place to live — it’s a new way of living well. Features you’ll love: • Open Floor Plan – Bright and spacious with customizable finishes. • Energy Certified Design – Energy-efficient Low-E insulated glass windows, high-performance cellulose insulation, and a 96% high-efficiency natural gas furnace with central air. • Luxury Touches – Stainless steel appliances, MOEN plumbing fixtures, and your choice of granite countertops, cabinetry, paint colors, and fixtures. • Spacious Bedrooms – Primary suite with private walk-in bath and walk-in closet; 2nd bedroom with its own walk-in closet. • Outdoor & Expansion Options – Covered patio, fully landscaped yard with sprinkler system, oversized 2+ car garage, plus optional basement for an additional $20,000. • Affordable Living – $300 monthly HOA fee. • Peace of Mind – Backed by a 1-year builder warranty from Mid-Michigan Builders. This is your chance to design a home that is customized, barrier-free, energy-efficient, and tax-advantaged for 15 years!

18 OR 20 Cove Drive, Bay City
49 or 51 Cove Drive, Bay City
$374,900
50193655 MLS
49 OR 51 COVE DRIVE. NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years approximately 50% reduction. Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s newest low-maintenance waterfront community, thoughtfully crafted for comfort, quality, and convenience. Featuring modern single and two-story duplex condominiums, this vibrant neighborhood offers the perfect blend of relaxed riverfront living and easy access to everything the Great Lakes Bay Region has to offer. Located just minutes from I-75, Iron Bridge puts you close to shopping, dining, healthcare, and recreation — while the Saginaw River, Wheeler Landing Yacht Harbor, and the scenic Riverwalk/Rail Trail Loop are right outside your door. Designed for those who value simplicity and style, Iron Bridge Condominiums make it easy to “lock and leave” while enjoying the full benefits of homeownership. Whether you’re starting fresh, downsizing, or ready for a more carefree lifestyle, this community offers the freedom to live beautifully — without the burden of maintenance. Choose from single-story or two-story homes, with optional basements, walk-out lower levels, and fully accessible, zero-threshold floor plans available. Each home is fully customizable, allowing you to work with our design team to personalize your layout, finishes, and fixtures. Options include: • 2 to 4 bedrooms • Basement, crawl space, or slab foundations • Second-floor decks • Custom kitchen, bath, and dining layouts • 1,200 to 2,000 sq. ft. floor plans Pricing starts at $324,900 single story, $399,900 two story. Nestled between the waterfront and Defoe Park, Iron Bridge at Wheeler’s Landing is more than a place to live — it’s a new way of living well. Features you’ll love: • Open Floor Plan – Bright and spacious with customizable finishes. • Energy Certified Design – Energy-efficient Low-E insulated glass windows, high-performance cellulose insulation, and a 96% high-efficiency natural gas furnace with central air. • Luxury Touches – Stainless steel appliances, MOEN plumbing fixtures, and your choice of granite countertops, cabinetry, paint colors, and fixtures. • Spacious Bedrooms – Primary suite with private walk-in bath and walk-in closet; 2nd bedroom with its own walk-in closet. • Outdoor & Expansion Options – Covered patio, fully landscaped yard with sprinkler system, oversized 2+ car garage, plus optional basement for an additional $20,000. • Affordable Living – $300 monthly HOA fee. • Peace of Mind – Backed by a 1-year builder warranty from Mid-Michigan Builders. This is your chance to design a home that is customized, barrier-free, energy-efficient, and tax-advantaged for 15 years!

49 or 51 Cove Drive, Bay City
22 OR 24 Cove Drive, Bay City
$374,900
50193658 MLS
22 OR 24 COVE DRIVE. NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years APPROXIMATELY 50% REDUCTION! Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s newest low-maintenance waterfront community, thoughtfully crafted for comfort, quality, and convenience. Featuring modern single and two-story duplex condominiums, this vibrant neighborhood offers the perfect blend of relaxed riverfront living and easy access to everything the Great Lakes Bay Region has to offer. Located just minutes from I-75, Iron Bridge puts you close to shopping, dining, healthcare, and recreation — while the Saginaw River, Wheeler Landing Yacht Harbor, and the scenic Riverwalk/Rail Trail Loop are right outside your door. Designed for those who value simplicity and style, Iron Bridge Condominiums make it easy to “lock and leave” while enjoying the full benefits of homeownership. Whether you’re starting fresh, downsizing, or ready for a more carefree lifestyle, this community offers the freedom to live beautifully — without the burden of maintenance. Choose from single-story or two-story homes, with optional basements, walk-out lower levels, and fully accessible, zero-threshold floor plans available. Each home is fully customizable, allowing you to work with our design team to personalize your layout, finishes, and fixtures. Options include: • 2 to 4 bedrooms • Basement, crawl space, or slab foundations • Second-floor decks • Custom kitchen, bath, and dining layouts • 1,200 to 2,000 sq. ft. floor plans Pricing starts at $324,900 single story and $399,900 two story. Nestled between the waterfront and Defoe Park, Iron Bridge at Wheeler’s Landing is more than a place to live — it’s a new way of living well. Features you’ll love: • Open Floor Plan – Bright and spacious with customizable finishes. • Energy Certified Design – Energy-efficient Low-E insulated glass windows, high-performance cellulose insulation, and a 96% high-efficiency natural gas furnace with central air. • Luxury Touches – Stainless steel appliances, MOEN plumbing fixtures, and your choice of granite countertops, cabinetry, paint colors, and fixtures. • Spacious Bedrooms – Primary suite with private walk-in bath and walk-in closet; 2nd bedroom with its own walk-in closet. • Outdoor & Expansion Options – Covered patio, fully landscaped yard with sprinkler system, oversized 2+ car garage, plus optional basement for an additional $20,000. • Affordable Living – $300 monthly HOA fee. • Peace of Mind – Backed by a 1-year builder warranty from Mid-Michigan Builders. This is your chance to design a home that is customized, barrier-free, energy-efficient, and tax-advantaged for 15 years!

22 OR 24 Cove Drive, Bay City
41 OR 43 Cove Drive, Bay City
$374,900
50193657 MLS
41 OR 43 COVE DRIVE. NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years approximately 50% reduction!! Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s newest low-maintenance waterfront community, thoughtfully crafted for comfort, quality, and convenience. Featuring modern single and two-story duplex condominiums, this vibrant neighborhood offers the perfect blend of relaxed riverfront living and easy access to everything the Great Lakes Bay Region has to offer. Located just minutes from I-75, Iron Bridge puts you close to shopping, dining, healthcare, and recreation — while the Saginaw River, Wheeler Landing Yacht Harbor, and the scenic Riverwalk/Rail Trail Loop are right outside your door. Designed for those who value simplicity and style, Iron Bridge Condominiums make it easy to “lock and leave” while enjoying the full benefits of homeownership. Whether you’re starting fresh, downsizing, or ready for a more carefree lifestyle, this community offers the freedom to live beautifully — without the burden of maintenance. Choose from single-story or two-story homes, with optional basements, walk-out lower levels, and fully accessible, zero-threshold floor plans available. Each home is fully customizable, allowing you to work with our design team to personalize your layout, finishes, and fixtures. Options include: • 2 to 4 bedrooms • Basement, crawl space, or slab foundations • Second-floor decks • Custom kitchen, bath, and dining layouts • 1,200 to 2,000 sq. ft. floor plans Pricing starts at $324,900 single story, $399,900 two story. Nestled between the waterfront and Defoe Park, Iron Bridge at Wheeler’s Landing is more than a place to live — it’s a new way of living well. Features you’ll love: • Open Floor Plan – Bright and spacious with customizable finishes. • Energy Certified Design – Energy-efficient Low-E insulated glass windows, high-performance cellulose insulation, and a 96% high-efficiency natural gas furnace with central air. • Luxury Touches – Stainless steel appliances, MOEN plumbing fixtures, and your choice of granite countertops, cabinetry, paint colors, and fixtures. • Spacious Bedrooms – Primary suite with private walk-in bath and walk-in closet; 2nd bedroom with its own walk-in closet. • Outdoor & Expansion Options – Covered patio, fully landscaped yard with sprinkler system, oversized 2+ car garage, plus optional basement for an additional $20,000. • Affordable Living – $300 monthly HOA fee. • Peace of Mind – Backed by a 1-year builder warranty from Mid-Michigan Builders. This is your chance to design a home that is customized, barrier-free, energy-efficient, and tax-advantaged for 15 years!

41 OR 43 Cove Drive, Bay City
45 OR 47 Cove Drive, Bay City
$374,900
50193656 MLS
45 OR 47 COVE DRIVE. NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years approximately 50% REDUCTION! Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s newest low-maintenance waterfront community, thoughtfully crafted for comfort, quality, and convenience. Featuring modern single and two-story duplex condominiums, this vibrant neighborhood offers the perfect blend of relaxed riverfront living and easy access to everything the Great Lakes Bay Region has to offer. Located just minutes from I-75, Iron Bridge puts you close to shopping, dining, healthcare, and recreation — while the Saginaw River, Wheeler Landing Yacht Harbor, and the scenic Riverwalk/Rail Trail Loop are right outside your door. Designed for those who value simplicity and style, Iron Bridge Condominiums make it easy to “lock and leave” while enjoying the full benefits of homeownership. Whether you’re starting fresh, downsizing, or ready for a more carefree lifestyle, this community offers the freedom to live beautifully — without the burden of maintenance. Choose from single-story or two-story homes, with optional basements, walk-out lower levels, and fully accessible, zero-threshold floor plans available. Each home is fully customizable, allowing you to work with our design team to personalize your layout, finishes, and fixtures. Options include: • 2 to 4 bedrooms • Basement, crawl space, or slab foundations • Second-floor decks • Custom kitchen, bath, and dining layouts • 1,200 to 2,000 sq. ft. floor plans Pricing starts at $324,900 single story and $399,900 two story. Nestled between the waterfront and Defoe Park, Iron Bridge at Wheeler’s Landing is more than a place to live — it’s a new way of living well. Features you’ll love: • Open Floor Plan – Bright and spacious with customizable finishes. • Energy Certified Design – Energy-efficient Low-E insulated glass windows, high-performance cellulose insulation, and a 96% high-efficiency natural gas furnace with central air. • Luxury Touches – Stainless steel appliances, MOEN plumbing fixtures, and your choice of granite countertops, cabinetry, paint colors, and fixtures. • Spacious Bedrooms – Primary suite with private walk-in bath and walk-in closet; 2nd bedroom with its own walk-in closet. • Outdoor & Expansion Options – Covered patio, fully landscaped yard with sprinkler system, oversized 2+ car garage, plus optional basement for an additional $20,000. • Affordable Living – $300 monthly HOA fee. • Peace of Mind – Backed by a 1-year builder warranty from Mid-Michigan Builders. This is your chance to design a home that is customized, barrier-free, energy-efficient, and tax-advantaged for 15 years!

45 OR 47 Cove Drive, Bay City
61 Cove Drive, Bay City
$409,900
50193644 MLS
61 COVE DRIVE. THE ONLY STAND ALONE CONDO IN IRON BRIDGE! NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years, approximately 50% reduction. Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s newest low-maintenance waterfront community, thoughtfully crafted for comfort, quality, and convenience. Featuring modern single and two-story duplex condominiums, this vibrant neighborhood offers the perfect blend of relaxed riverfront living and easy access to everything the Great Lakes Bay Region has to offer. Located just minutes from I-75, Iron Bridge puts you close to shopping, dining, healthcare, and recreation — while the Saginaw River, Wheeler Landing Yacht Harbor, and the scenic Riverwalk/Rail Trail Loop are right outside your door. Designed for those who value simplicity and style, Iron Bridge Condominiums make it easy to “lock and leave” while enjoying the full benefits of homeownership. Whether you’re starting fresh, downsizing, or ready for a more carefree lifestyle, this community offers the freedom to live beautifully — without the burden of maintenance. Choose from single-story or two-story homes, with optional basements, walk-out lower levels, and fully accessible, zero-threshold floor plans available. Each home is fully customizable, allowing you to work with our design team to personalize your layout, finishes, and fixtures. Options include: • 2 to 4 bedrooms • Basement, crawl space, or slab foundations • Second-floor decks • Custom kitchen, bath, and dining layouts • 1,200 to 2,000 sq. ft. floor plans Pricing starts at $334,900 single story, $405,900 two story. Nestled between the waterfront and Defoe Park, Iron Bridge at Wheeler’s Landing is more than a place to live — it’s a new way of living well. Features you’ll love: • Open Floor Plan – Bright and spacious with customizable finishes. • Energy Certified Design – Energy-efficient Low-E insulated glass windows, high-performance cellulose insulation, and a 96% high-efficiency natural gas furnace with central air. • Luxury Touches – Stainless steel appliances, MOEN plumbing fixtures, and your choice of granite countertops, cabinetry, paint colors, and fixtures. • Spacious Bedrooms – Primary suite with private walk-in bath and walk-in closet; 2nd bedroom with its own walk-in closet. • Outdoor & Expansion Options – Covered patio, fully landscaped yard with sprinkler system, oversized 2+ car garage, plus optional basement for an additional $20,000. • Affordable Living – $300 monthly HOA fee. • Peace of Mind – Backed by a 1-year builder warranty from Mid-Michigan Builders. This is your chance to design a home that is customized, barrier-free, energy-efficient, and tax-advantaged for 15 years!

61 Cove Drive, Bay City
55 OR 53 Cove Drive, Bay City
$374,900
50193645 MLS
53 OR 55 COVE DRIVE. NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years, approximately 50% reduction!! Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s newest low-maintenance waterfront community, thoughtfully crafted for comfort, quality, and convenience. Featuring modern single and two-story duplex condominiums, this vibrant neighborhood offers the perfect blend of relaxed riverfront living and easy access to everything the Great Lakes Bay Region has to offer. Located just minutes from I-75, Iron Bridge puts you close to shopping, dining, healthcare, and recreation — while the Saginaw River, Wheeler Landing Yacht Harbor, and the scenic Riverwalk/Rail Trail Loop are right outside your door. Designed for those who value simplicity and style, Iron Bridge Condominiums make it easy to “lock and leave” while enjoying the full benefits of homeownership. Whether you’re starting fresh, downsizing, or ready for a more carefree lifestyle, this community offers the freedom to live beautifully — without the burden of maintenance. Choose from single-story or two-story homes, with optional basements, walk-out lower levels, and fully accessible, zero-threshold floor plans available. Each home is fully customizable, allowing you to work with our design team to personalize your layout, finishes, and fixtures. Options include: • 2 to 4 bedrooms • Basement, crawl space, or slab foundations • Second-floor decks • Custom kitchen, bath, and dining layouts • 1,200 to 2,000 sq. ft. floor plans Pricing starts at $324,900 single story and $399,900 two story. Nestled between the waterfront and Defoe Park, Iron Bridge at Wheeler’s Landing is more than a place to live — it’s a new way of living well. Features you’ll love: • Open Floor Plan – Bright and spacious with customizable finishes. • Energy Certified Design – Energy-efficient Low-E insulated glass windows, high-performance cellulose insulation, and a 96% high-efficiency natural gas furnace with central air. • Luxury Touches – Stainless steel appliances, MOEN plumbing fixtures, and your choice of granite countertops, cabinetry, paint colors, and fixtures. • Spacious Bedrooms – Primary suite with private walk-in bath and walk-in closet; 2nd bedroom with its own walk-in closet. • Outdoor & Expansion Options – Covered patio, fully landscaped yard with sprinkler system, oversized 2+ car garage, plus optional basement for an additional $20,000. • Affordable Living – $300 monthly HOA fee. • Peace of Mind – Backed by a 1-year builder warranty from Mid-Michigan Builders. This is your chance to design a home that is customized, barrier-free, energy-efficient, and tax-advantaged for 15 years!

55 OR 53 Cove Drive, Bay City
59 OR 57 Cove Drive, Bay City
$374,900
50193642 MLS
57 or 59 COVE DRIVE. NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years, approximately 50% reduction. Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s newest low-maintenance waterfront community, thoughtfully crafted for comfort, quality, and convenience. Featuring modern single and two-story duplex condominiums, this vibrant neighborhood offers the perfect blend of relaxed riverfront living and easy access to everything the Great Lakes Bay Region has to offer. Located just minutes from I-75, Iron Bridge puts you close to shopping, dining, healthcare, and recreation — while the Saginaw River, Wheeler Landing Yacht Harbor, and the scenic Riverwalk/Rail Trail Loop are right outside your door. Designed for those who value simplicity and style, Iron Bridge Condominiums make it easy to “lock and leave” while enjoying the full benefits of homeownership. Whether you’re starting fresh, downsizing, or ready for a more carefree lifestyle, this community offers the freedom to live beautifully — without the burden of maintenance. Choose from single-story or two-story homes, with optional basements, walk-out lower levels, and fully accessible, zero-threshold floor plans available. Each home is fully customizable, allowing you to work with our design team to personalize your layout, finishes, and fixtures. Options include: • 2 to 4 bedrooms • Basement, crawl space, or slab foundations • Second-floor decks • Custom kitchen, bath, and dining layouts • 1,200 to 2,000 sq. ft. floor plans Pricing starts at $324,900 single story, $399,900 two story. Nestled between the waterfront and Defoe Park, Iron Bridge at Wheeler’s Landing is more than a place to live — it’s a new way of living well. Features you’ll love: • Open Floor Plan – Bright and spacious with customizable finishes. • Energy Certified Design – Energy-efficient Low-E insulated glass windows, high-performance cellulose insulation, and a 96% high-efficiency natural gas furnace with central air. • Luxury Touches – Stainless steel appliances, MOEN plumbing fixtures, and your choice of granite countertops, cabinetry, paint colors, and fixtures. • Spacious Bedrooms – Primary suite with private walk-in bath and walk-in closet; 2nd bedroom with its own walk-in closet. • Outdoor & Expansion Options – Covered patio, fully landscaped yard with sprinkler system, oversized 2+ car garage, plus optional basement for an additional $20,000. • Affordable Living – $300 monthly HOA fee. • Peace of Mind – Backed by a 1-year builder warranty from Mid-Michigan Builders. This is your chance to design a home that is customized, barrier-free, energy-efficient, and tax-advantaged for 15 years!

59 OR 57 Cove Drive, Bay City
9 OR 11 Cove Drive, Bay City
$399,000
50193641 MLS
9 OR 11 COVE DRIVE. NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years approximately 50% reduction. Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s newest low-maintenance waterfront community, thoughtfully crafted for comfort, quality, and convenience. Featuring modern single and two-story duplex condominiums, this vibrant neighborhood offers the perfect blend of relaxed riverfront living and easy access to everything the Great Lakes Bay Region has to offer. Located just minutes from I-75, Iron Bridge puts you close to shopping, dining, healthcare, and recreation — while the Saginaw River, Wheeler Landing Yacht Harbor, and the scenic Riverwalk/Rail Trail Loop are right outside your door. Designed for those who value simplicity and style, Iron Bridge Condominiums make it easy to “lock and leave” while enjoying the full benefits of homeownership. Whether you’re starting fresh, downsizing, or ready for a more carefree lifestyle, this community offers the freedom to live beautifully — without the burden of maintenance. Choose from single-story or two-story homes, with optional basements, walk-out lower levels, and fully accessible, zero-threshold floor plans available. Each home is fully customizable, allowing you to work with our design team to personalize your layout, finishes, and fixtures. Options include: • 2 to 4 bedrooms • Basement, crawl space, or slab foundations • Second-floor decks • Custom kitchen, bath, and dining layouts • 1,200 to 2,000 sq. ft. floor plans Pricing starts at $324,900 single story, $399,900 two story. Nestled between the waterfront and Defoe Park, Iron Bridge at Wheeler’s Landing is more than a place to live — it’s a new way of living well. Features you’ll love: • Open Floor Plan – Bright and spacious with customizable finishes. • Energy Certified Design – Energy-efficient Low-E insulated glass windows, high-performance cellulose insulation, and a 96% high-efficiency natural gas furnace with central air. • Luxury Touches – Stainless steel appliances, MOEN plumbing fixtures, and your choice of granite countertops, cabinetry, paint colors, and fixtures. • Spacious Bedrooms – Primary suite with private walk-in bath and walk-in closet; 2nd bedroom with its own walk-in closet. • Outdoor & Expansion Options – Covered patio, fully landscaped yard with sprinkler system, oversized 2+ car garage, plus optional basement for an additional $20,000. • Affordable Living – $300 monthly HOA fee. • Peace of Mind – Backed by a 1-year builder warranty from Mid-Michigan Builders. This is your chance to design a home that is customized, barrier-free, energy-efficient, and tax-advantaged for 15 years!

9 OR 11 Cove Drive, Bay City
14 Cove Drive, Bay City
$399,900
4 Beds ⋅ 3 Baths ⋅ 50188182 MLS
SAGINAW RIVER VIEWS – NEXT TO WHEELER LANDING YACHT HARBOR! BONUS IT’S BARRIER FREE ACCESSIBILITY!!! PROPERTY TAXES REDUCED 50% FOR UP TO 15 YEARS!! If you love the waterfront lifestyle without the waterfront prices, this home is for you! Enjoy scenic river views and the convenience of Wheeler Landing right next door. The studs are up and waiting for you to make this brand new 4 bedroom, 2 ½ bath story-and-a-half home your own. Designed with cathedral ceilings, an open floor plan, and Energy Certified efficiency, it features Low-E insulated windows, a 96% high-efficiency natural gas furnace, central air, and high-performance cellulose insulation. The spacious kitchen is ready for your selections—choose your own cabinetry, granite countertops, stainless appliances, plumbing fixtures, flooring, and more. The primary suite includes a walk-in closet and private bath with a full walk-in shower. Additional bedrooms provide plenty of space for family or guests, with a second full bath and a convenient half bath. First floor is fully barrier-free accessible, making it convenient for all lifestyles. Exterior highlights include a covered front porch, stamped concrete patio with roof cover, vinyl and stone exterior, and professional landscaping with sprinkler system. This is your chance to customize a brand new home in a premier riverfront location—don’t miss it! HOA SERVICES PROVIDE: LAWN CARE, SPRINKLER SYSTEM, TREE, SHRUB, AND BED MAINTENANCE, SNOW REMOVAL FROM DRIVE AND WALKS FOR SNOW EVENTS OVER 2”, SPRING AND FALL CLEANUP AND MORE AS PROVIDED BY THE MASTER DEED.

14 Cove Drive, Bay City
12 Cove Drive, Bay City
$279,000
2 Beds ⋅ 2 Baths ⋅ 50188166 MLS
SAGINAW RIVER VIEWS – NEXT TO WHEELER LANDING YACHT HARBOR! BONUS IT’S BARRIER FREE ACCESSIBILITY!!! PROPERTY TAXES REDUCED 50% FOR UP TO 15 YEARS!! This stunning 2-bedroom, 2-bath condominium is designed with full barrier-free accessibility, offering step-free living, wide entryways, and an open layout for maximum comfort and convenience. Built with energy-certified construction, the home includes Low-E insulated glass windows, a 96% high-efficiency natural gas furnace, central air, and high-performance cellulose insulation—keeping you comfortable while saving on energy costs. The spacious kitchen features quality cabinetry, granite countertops, stainless steel appliances, and Moen plumbing fixtures. The open floor plan flows seamlessly into the living and dining areas, perfect for everyday living or entertaining. The primary suite boasts a private bath with a full walk-in tile shower and a large walk-in closet. A second bedroom with its own walk-in closet and a second full bath add to the thoughtful design. Enjoy outdoor living on the covered front porch or the stamped concrete back patio with a covered roof. The vinyl and stone exterior is complemented by professional landscaping and a sprinkler system. Additional highlights include tile flooring with carpet in the living and bedroom areas, a convenient laundry space, and stylish finishes throughout. Modern, energy-efficient, and barrier-free—this condo is move-in ready and built for today’s lifestyle. HOA SERVICES PROVIDE: LAWN CARE, SPRINKLER SYSTEM, TREE, SHRUB, AND BED MAINTENANCE, SNOW REMOVAL FROM DRIVE AND WALKS FOR SNOW EVENTS OVER 2”, SPRING AND FALL CLEANUP AND MORE AS PROVIDED BY THE MASTER DEED.

12 Cove Drive, Bay City
1106 State Street, Bay City
$329,000
7 Beds ⋅ 5 Baths ⋅ 50186917 MLS
Check out this stately brick mansion offering an ideal floorplan with unique spaces for everyone! Includes 7 bedrooms and 5 baths plus storage galore. Five car garage for all of your toys. Did someone say Airbnb? Ultra convenient location combines park-like setting with privacy less than three minutes from prime shopping area. Brand new carpeting and freshly painted throughout. Hurry this one won't last!

1106 State Street, Bay City
512 Germania Avenue, Bay City
$195,000
1 Beds ⋅ 3 Baths ⋅ 50186870 MLS
Charming RM-1 zoned residential property with versatile home occupation use, perfect for live-work lifestyles! This unique home features 1 bedroom, a modern kitchen, 1 full bath, 2 half baths, a cozy living room, and a spacious recreational room. The property includes a studio currently setup as a barbershop, ideal for entrepreneurs. Enjoy ample parking and a large pole barn for additional storage or workspace. With city approval, the property could be converted to M-1 light industrial use, offering endless possibilities for commercial ventures. Conveniently located with easy access to local amenities, this property is a rare find for those seeking a blend of residential comfort and business potential. This property may qualify for Michigan OPRA tax abatement program to assist with redevelopment if you choose. Don’t miss this opportunity to own a multi-functional space tailored to your vision! Schedule a showing today.

512 Germania Avenue, Bay City
Auburn Road, Auburn
$249,000
50096187 MLS
14.43 ACRES OF PROPERTY IN AUBURN, WILLIAMS TWP. THIS PARCEL IS READY FOR YOUR NEW HOME OR YOUR NEW DEVELOPMENT! CUL-DE-SAC ON THE WEST END OF THE PROPERTY IS IN A NEWER SUBDIVISION PASHAK ESTATES, ON JOHN K DR. CONTINUE THE SUBDIVISION OR BUILD YOUR OWN HOME ON THIS WONDERFUL ACREAGE. THIS PROPERTY IS ZONED RESIDENTIAL. IF YOU ARE LOOKING TO REZONE IT FOR A COMMERICAL USE PLEASE CONTACT THE CITY OF AUBURN.

Auburn Road, Auburn

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