Saginaw County Homes under $500,000

Saginaw County Homes under $500,000

Welcome to Saginaw County, Michigan – a vibrant region steeped in history, natural beauty, and a strong sense of community. Nestled in the heart of the Great Lakes Bay region, Saginaw offers a unique blend of urban amenities and rural charm, making it an ideal place for families, professionals, and retirees alike.

Saginaw County boasts a rich cultural heritage, with a variety of museums, art galleries, and theaters that celebrate the area’s storied past and vibrant present. Outdoor enthusiasts will find plenty to love, from the scenic beauty of the Shiawassee National Wildlife Refuge to the picturesque parks and trails perfect for hiking, biking, and picnicking. The county’s convenient location also allows easy access to nearby cities like Bay City and Midland, providing additional shopping, dining, and entertainment options.

For those looking to invest in a home without breaking the bank, Saginaw County is a hidden gem. With a range of homes available for under $500,000, buyers can discover charming properties that offer excellent value. Whether you’re searching for a cozy bungalow, a spacious family home, or a modern townhouse, Saginaw’s real estate market has something for everyone.

With its affordable housing options, rich community spirit, and diverse recreational opportunities, Saginaw County is not just a place to live; it’s a place to thrive. Come explore the possibilities and find your dream home in this welcoming Michigan community!

Newest Saginaw County Homes under $500,000

4237 Wood Street, Saginaw
$30,000
3 Beds ⋅ 1 Baths ⋅ 50223772 MLS
Great investment opportunity in Saginaw! This 3-bedroom, 1-bath home offers approximately 960 sq ft and sits on a spacious lot. Property is being sold as-is and offers plenty of potential for an investor or owner-occupant looking to add value. Bring your vision and make this property your next project!

4237 Wood Street, Saginaw
235 E Genesee Street, Frankenmuth
$235,000
2 Beds ⋅ 1 Baths ⋅ 61035543 MLS
Quaint with major appeal! Nearly 80 years later, and this one still knows how to make a first impression. Sitting quietly on a corner lot just a quick walk from downtown and the schools, this classic brick ranch has the kind of timeless curb appeal that has been catching eyes for generations. The two bedroom, one bathroom home packs a punch, utilizing the 1,240 square feet excellently. There's plenty of built-in storage, attic space and even an oversized one-car garage. The cozy appeal is evident inside, with a beautiful kitchen that has wood flooring, plenty of cabinets and an eat-in dining room. It attaches to the living room that features a large picture window providing amazing natural light. The two bedrooms have amazing closet space. The three-seasons room is such a nice touch -- providing a great space to unwind after a long day! The roof is 6 years old! This home catches the eye -- for the right reasons!

235 E Genesee Street, Frankenmuth
718 Thayer Street, Chesaning
$120,000
2 Beds ⋅ 1 Baths ⋅ 50223751 MLS
Adorable 2-bedroom home with attached garage and large 3 season room, perfect for entertaining. Updates include expanded kitchen & dining room, added laundry room, appliances and flooring. New roof. Fenced in back yard. All appliances stay. Immediate possession.

718 Thayer Street, Chesaning
1908 Oxford Street, Saginaw
$149,900
3 Beds ⋅ 1 Baths ⋅ 50223749 MLS
* Move right into this delightful Ranch in a great neighborhood * Gorgeous hardwood floors * Updated Windows * Newer Roof * Custom storage throughout * Wonderful custom shower tile surround * Built in Pantry storage area * Dry basement with B-Dry * Family Room and Den area in partially finished basement plus laundry area and workshop area * Newer hot water heater * Beautiful shady fenced back yard * New garage door being installed Contact your favorite Realtor for your private showing today!

1908 Oxford Street, Saginaw
217 S Wood Street, Chesaning
$342,900
3 Beds ⋅ 2 Baths ⋅ 50223700 MLS
Stunning AND Impressive!!! This 3 bedroom, 2 bath home has soooo many extras!!! Granite countertops, hardwood floors, coffee/beverage bar and unique lighting set this kitchen apart from them all!! Step down into it's beautiful family room with fireplace! Dining room and living room are open to each other and separated from family room by the beautiful entryway with its open oak staircase. Primary bedroom features it's own sitting area, walk-in closet and shared full bath with walk-in shower and jetted tub. Vaulted ceilings in bedrooms make for a great open appeal and added character! The rooms in this house are large in size with great storage/closet areas! Basement includes a sauna and additional storage space! So much character throughout this house and added features and details in almost every room! Outdoors is just as impressive!! 18x36 inground pool with patio and privately fenced yard! The perfect outdoor entertaining setting!! 2 Car Detached Garage with additional storage space for pool equipment. One Year Home Warranty Included!!

217 S Wood Street, Chesaning
1 Chippewa Court, Saginaw
$119,900
2 Beds ⋅ 1 Baths ⋅ 50223667 MLS
ONE YEAR HOME WARRANTY! This adorable ranch is cute & cozy~ 2 BR, 1 BA and move-in ready home in Saginaw! Bursting with curb appeal featuring a freshly painted exterior, new shutters, new roof, and new gutters. The main floor boasts hardwood floors throughout. The living room is spacious filled with natural light and a fireplace. Eat-in kitchen features granite countertops, and a newer refrigerator (under 2 yrs). Fully updated bathroom with custom tile and a new vanity. Expand your living space in the full basement and customize it to your liking!The home also has an attached 1-car garage. Truly a must-see property, schedule your private showing today!

1 Chippewa Court, Saginaw
603 S Adam Street, Saginaw
$140,000
2 Beds ⋅ 2 Baths ⋅ 50223634 MLS
This inviting 2-story home offers approximately 1,200 sq. ft. of comfortable living space, fresh paint throughout, and plenty of room both inside and out. As you enter, you’ll be greeted by a charming enclosed 3-season porch—an ideal spot to enjoy your morning coffee, relax, or welcome guests. Inside, the spacious living room offers a versatile layout with multiple options for furniture placement and entertaining. The large kitchen provides plenty of cabinet and storage space, making it easy to keep everything organized. Convenient main-floor laundry adds to the functionality of the home, along with a full bathroom on the main level. Upstairs, you’ll find two bedrooms along with a second bathroom, providing a comfortable and private space for family or guests. Outside, enjoy the best of both worlds with 1.2 acres of property while still being conveniently located in town. The 2.5-car garage offers plenty of room for vehicles, storage, hobbies, or a workshop. With fresh paint, a functional layout, generous storage, and a spacious lot, this home offers plenty of opportunity to make it your own!

603 S Adam Street, Saginaw
2130 Clover Lane, Saginaw
$138,000
2 Beds ⋅ 2 Baths ⋅ 50223595 MLS
Welcome home to this charming 2-bedroom, 2-full-bath residence offering comfort, character, and plenty of space. Beautiful wood floors flow throughout the living spaces and bedrooms, complemented by a cozy gas fireplace that creates a warm and inviting atmosphere.The kitchen and bathrooms feature durable tile flooring, while the spacious primary suite offers a private ensuite with a walk-in shower. A full basement provides excellent additional storage or flexible space for future use.Outside, enjoy a large, irregularly shaped lot with a deck—perfect for relaxing or entertaining. This home combines classic charm with everyday convenience. A wonderful opportunity to make this inviting property your own! Property is being sold AS IS.

2130 Clover Lane, Saginaw
3905 Lauckner Lane, Freeland
$229,900
3 Beds ⋅ 1 Baths ⋅ 50223593 MLS
Welcome home to this move-in-ready 3-bedroom, 1-bathroom home in the sought-after Hemlock Public School District. It has been recently updated throughout, so you can settle in without a long to-do list. A spacious addition at the back of the house adds flexible living space, whether you want a family room, a home office or a place to entertain. Outside, the fenced yard gives you privacy and room for pets, play and summer gatherings. A 1-car attached garage adds convenience and storage. Schedule your showing today.

3905 Lauckner Lane, Freeland
2222 Plainview Drive, Saginaw
$144,900
3 Beds ⋅ 1 Baths ⋅ 50223566 MLS
Move-In Ready~Saginaw Twp Gem Under $150K! Rare find in desirable Saginaw Township! This 3-bedroom, 1-bath ranch home offers a bright main floor featuring updated flooring and fresh paint throughout. The heart of the home boasts a refreshed kitchen, complete with white painted cabinetry, updated countertops and stainless steel appliances. The updated bathroom is fitted with a new vanity and toilet. Downstairs, the partially finished basement expands your living space with a versatile flex room for a family room and separate space for an office or hobby room alongside a dedicated laundry and storage space. Outside, enjoy seamless indoor-outdoor transition through the breezeway leading out to a fully fenced yard—perfect for pets, gardening, or outdoor gathering. Includes a detached garage for additional storage and covered parking. Don't miss out on this one and schedule your private tour today!

2222 Plainview Drive, Saginaw
19823 W Brady Road, Elsie
$280,000
3 Beds ⋅ 2 Baths ⋅ 50223563 MLS
Welcome home to 19823 W Brady Rd! This beautiful, move-in-ready home has been extensively updated and is ready for its next owners. Updates include a 2022 roof, new carpet in two bedrooms, kitchen appliances, laminate and vinyl flooring, bathroom updates, trim, outlets, switches, lighting, ceiling fans and fresh paint throughout. In 2025, the driveway was extended and most windows were replaced. A new furnace and A/C were added in 2026. With so many updates already completed, you can move in and enjoy without the hassle of a long list of projects! BATVAI

19823 W Brady Road, Elsie
3580 Butternut Lane, Saginaw
$190,000
3 Beds ⋅ 2 Baths ⋅ 50223553 MLS
Bustling on Butternut Lane! This charming 3-bedroom, 2-bathroom home is nestled in a desirable, family-friendly neighborhood close to shopping, restaurants, and your favorite grocery stores. The finished basement offers additional versatile space with two possible bedrooms, home office areas, or room to suit your needs. Outside, enjoy the privacy of a fenced-in backyard and a lovely deck, perfect for relaxing with your morning coffee or entertaining guests. The yard also offers wonderful potential to bring back the beautiful english gardens and flowers previously planted throughout the property. With plenty of space, a great location, and so much potential, this is an opportunity you won’t want to miss! Call for your private showing today!

3580 Butternut Lane, Saginaw
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