Bay City Homes under $500,000

Bay City Homes under $500,000

Welcome to Bay City, Michigan—a charming gem nestled along the banks of the Saginaw River and the stunning shores of Lake Huron. With its rich history, vibrant arts scene, and a welcoming community, Bay City offers an idyllic setting for families, retirees, and everyone in between. Known for its beautifully preserved historic architecture and bustling downtown area, residents enjoy a unique blend of small-town charm and modern amenities.

One of the most appealing aspects of Bay City is its diverse real estate market, particularly for those seeking homes under $500,000. Here, you can find a variety of properties that cater to different lifestyles and preferences. From cozy bungalows and quaint cottages to spacious family homes, there’s something for everyone. The affordability of homes in this area allows residents to enjoy a high quality of life without breaking the bank.

Bay City is not just about beautiful homes; it’s also about the lifestyle that comes with living here. Enjoy leisurely strolls along the waterfront, explore the local parks, or indulge in the vibrant dining and shopping options that downtown Bay City has to offer. The community hosts numerous events throughout the year, making it easy to connect with neighbors and forge lasting friendships.

Whether you’re drawn by the picturesque views, the friendly atmosphere, or the exciting local culture, Bay City is a place where you can truly feel at home. Discover the possibilities of homeownership in this delightful city, where your dream home awaits at an affordable price!

Newest Bay City Homes under $500,000

805 19th Street, Bay City
$89,900
4 Beds ⋅ 1 Baths ⋅ 50223710 MLS
Welcome home to this versatile and thoughtfully updated residence situated on a larger-than-average city lot. Stepping inside, you are greeted by an expansive living room featuring fresh carpeting and a cozy gas fireplace—the perfect anchor for everyday relaxing and hosting. The heart of the home features a nicely updated kitchen designed for effortless meal prep. With four bedrooms, including two conveniently located on the main level, this layout offers exceptional flexibility for any lifestyle. The main floor updated bathroom is highlight-worthy, complete with a contemporary, accessible walk-in shower. Out back, the property continues to impress with an extra-large garage that offers far more than standard parking. Behind the garage, discover an adaptable additional room ideal for a private workshop, dedicated storage, or a vibrant playroom. Below, the classic Michigan basement delivers reliable utility and extra space for all your storage needs. Combining prime outdoor space with move-in-ready comfort, this home is ready for its next chapter.

805 19th Street, Bay City
506 S Woodbridge Street, Bay City
$165,000
3 Beds ⋅ 1 Baths ⋅ 61035381 MLS
Welcome to this very well maintained 3-bedroom, 1-bath home in Banger Township filled with character and great updates! Inside, you'll find beautiful hardwood floors, an updated bathroom, a cozy stone fireplace and a spacious kitchen with plenty of cabinetry and a breakfast bar. The heated breezeway adds valuable year-round space, while the full basement provides plenty of storage and possibilities. Step outside to a large fenced backyard with a deck, mature trees, and storage shed--perfect for entertaining, pets, or relaxing. Complete with an attached garage, 2024 roof, and 2026 water heater, this home is ready for its next owner! BATVAI

506 S Woodbridge Street, Bay City
1014 17th Street, Bay City
$129,900
3 Beds ⋅ 2 Baths ⋅ 50223631 MLS
3 bed 1 bath ranch home ranch home on corner lot with fence in area large det garage full basement with family room wood floors in all bedrooms. put you personal touches on it with some cosmetic repairs and call it yours

1014 17th Street, Bay City
708 Nebobish Avenue, Bay City
$110,000
3 Beds ⋅ 2 Baths ⋅ 50223614 MLS
Welcome to this charming 3-bedroom, 2-bath home on Nebobish Ave in Bay City, conveniently located near Essexville, Carroll Park, and Downtown Bay City. This home offers a spacious main floor featuring a large living room and dining area with beautiful wood flooring, perfect for everyday living and entertaining. The layout includes one main-floor bedroom, with an additional 1-3 bedrooms upstairs that offer flexible space for family, guests, or a home office. The dry, open basement provides great potential for future finishing or extra storage. Outside, you’ll find a generously sized yard—rare for a city lot—along with a 1-car garage. Additional highlights include central air, a newer furnace, and various updates throughout the home. A great opportunity to own a well-located home with room to grow!

708 Nebobish Avenue, Bay City
202 Ingraham Street, Bay City
$149,900
4 Beds ⋅ 2 Baths ⋅ 50223560 MLS
Welcome to this spacious and completely remodeled home in a nice Bay City neighborhood! Offering 1,759 square feet of beautifully updated living space, this move-in-ready home features 4 large bedrooms with the possibility of a 5th bedroom if needed, along with 1.5 bathrooms. Every bedroom offers generous space and tall ceilings, while the main floor primary bedroom and main floor laundry provide added convenience. This home has truly been updated from top to bottom with a brand-new roof, all new drywall and paint, new paneling, new flooring throughout, including new carpet and LVP, and updated electrical. The completely remodeled kitchen features brand-new cabinets, countertops, and appliances, while the bathroom has been updated with new toilets, fixtures, and finishes. Central air and vinyl siding add to the home's comfort and low-maintenance appeal. Outside, you'll find a fenced-in yard offering a great space for pets, entertaining, or relaxing. The Michigan basement provides valuable additional storage space. With so many improvements, this home is truly "new, new, new!" and ready for its next owner. Don't miss this opportunity to own a spacious, extensively remodeled home with immediate possession available. Move right in and enjoy! Must see!

202 Ingraham Street, Bay City
538 Venice Court, Bay City
$245,000
3 Beds ⋅ 2 Baths ⋅ 50223541 MLS
Set on a 0.39-acre fenced lot in Hampton Township, 538 Venice Court offers the convenience of ranch living with space to gather, spread out, and enjoy the outdoors. The front living room provides a comfortable everyday retreat. Nearby, the kitchen pairs white cabinetry and generous counter space with a dining area large enough for a full-size table. Beyond it, a vaulted family room lined with windows brings in natural light and looks across the backyard. Doors lead to a screened porch where you can enjoy the yard from a sheltered spot. All three bedrooms are on the main floor, along with a full bath and a separate half bath. The home has 1,598 finished square feet above grade, with distinct living and dining areas that give everyone room to settle in. Downstairs, the full unfinished basement provides laundry space, storage, and room for hobbies or projects. The attached 2.5-car garage and backyard shed add practical storage for vehicles, tools, and seasonal gear. Brick and vinyl siding, central air, natural gas forced-air heat, public water, and public sewer round out this Hampton Heights home in the Bay City School District.

538 Venice Court, Bay City
1704 Pulaski Street, Bay City
$79,900
2 Beds ⋅ 1 Baths ⋅ 50223538 MLS
This 2-bedroom, 1-bathroom home on Pulaski Street offers 604 square feet of efficient, well-planned living on a 50x100 lot. Hardwood floors set the tone in the living room, and the washer and dryer have their own space at the back of the house. The furnace was replaced in 2023, so one of the larger systems is already updated. The detached one-car garage adds covered parking and storage. It's a manageable footprint with practical updates in place. Schedule your private showing today!

1704 Pulaski Street, Bay City
4464 W Park Drive, Bay City
$214,900
4 Beds ⋅ 2 Baths ⋅ 50223507 MLS
Welcome home to this 4-bedroom, 1.5-bath home in Bangor Township! The fenced backyard is ready for summer with an inground pool, pool house, and shed for extra storage. With room to spread out inside and a backyard made for gathering, this home is ready for its next owners. Sellers have made many improvements to the home including fresh paint througout including the exterior, new flooring in some rooms, and more. Unfortunately, sellers are moving due to an employment relocation, as much as they love it here. Schedule your showing today!

4464 W Park Drive, Bay City
2015 7th Street, Bay City
$119,000
4 Beds ⋅ 3 Baths ⋅ 50223501 MLS
Welcome to this charming 4-bedroom, 2.5-bath home nestled in the heart of Bay City’s historic district, where timeless character meets endless potential. As you step inside, you’ll immediately notice the oversized front porch/sunroom—a wonderful space to relax, enjoy your morning coffee, or welcome guests. Inside, the home showcases beautiful 9-foot ceilings and a wood-burning fireplace in the living room, adding warmth and character to the space. The first- and second-floor bathrooms feature updated finishes, while the upstairs hallway and staircase are filled with beautiful natural light from the skylights above. A first-floor laundry adds convenience and functionality to the home. The kitchen and dining room offer a great opportunity for customization. An attached garage provides added convenience, with a loft above offering additional storage or potential flexible-use space. Outside, enjoy the privacy of a fenced-in backyard—perfect for relaxing, entertaining, gardening, or enjoying time outdoors. This home has so much potential and is ready for its next owner to make it their own while preserving and celebrating the historic beauty and character that make it special. If you appreciate older homes, architectural charm, and the opportunity to create a space that reflects your own style, this home is ready and priced to sell.

2015 7th Street, Bay City
4696 Holly Ridge Lane, Bay City
$369,990
5 Beds ⋅ 3 Baths ⋅ 61034861 MLS
Discover Your Dream Home in the Holly Springs Community! Welcome to the Gardner Plan a very elegant two-story home designed for both comfort and versatility. The chef's kitchen is a highlight, featuring stylish cabinetry, quartz countertops, and stainless steel appliances, including an electric smooth-top range, over-the-range microwave, and dishwasher. The main floor includes a flexible space and a guest suite with a spacious walk-in closet. The oversized primary suite upstairs offers a serene retreat with a private bath and expansive walk-in closet. Additional features include a 2-car garage, an unfinished basement, and energy-efficient Low-E insulated dual-pane windows. Discover this peaceful neighborhood setting in Monitor Township, nestled within the established Holly Springs subdivision. This corner lot community offers a quiet residential feel with convenient access to key Bay City corridors, including Midland Road and nearby local routes that make daily travel simple and efficient. Public water and sewer services support the neighborhood infrastructure, adding to the ease of living.

4696 Holly Ridge Lane, Bay City
307 Mcgraw Street, Bay City
$159,900
2 Beds ⋅ 1 Baths ⋅ 61034707 MLS
This well-maintained home offers a fantastic combination of comfort, functionality, and versatile entertaining space. Inside, you'll find new flooring throughout, updated windows in the living room and bathroom, and a bright kitchen featuring brand-new appliances and a new window above the sink. The property sits on two parcels, providing added space and flexibility. Outside, the property truly stands out with two garages. One serves as a traditional garage, while the second is an incredible multi-purpose shop and entertainment space complete with its own bathroom, heating, and air conditioning--perfect for hosting guests, pursuing hobbies, or creating the ultimate workspace. Conveniently located with easy access to the expressway, this unique property offers versatile spaces both inside and out. A must-see!

307 Mcgraw Street, Bay City
3281 Broadmore Drive, Bay City
$179,000
3 Beds ⋅ 1 Baths ⋅ 50223485 MLS
Welcome to this well-maintained ranch in desirable Bangor Township, situated in a quiet subdivision within the Bangor Township School District. This inviting home features updated flooring, central A/C, a functional kitchen, spacious bedrooms, and a versatile enclosed sunroom. The finished basement offers additional living space with a bonus room, office, den, and ample storage. Enjoy the generous backyard and the peace and convenience of this established neighborhood. A new water heater and sump pump have been installed, providing added peace of mind. Move-in ready and ready to welcome you home!

3281 Broadmore Drive, Bay City
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