One of the most important documents you will complete when selling your home is the Seller’s Disclosure Statement.

Many sellers either rush through it or overthink it. The goal is simple: accurately disclose what you know about your property.

Let’s break it down so you understand exactly what it is, how to complete it, and why it matters.

What is a Seller’s Disclosure?

A Seller’s Disclosure is a written statement where you provide information about the condition of your home based on your knowledge.

It is required under Michigan law and is meant to give buyers a clearer picture of the property before they make a decision.

Important points:

  • It is based on your knowledge—not a professional inspection

  • It is not a warranty

  • It does not replace a buyer’s inspection

As the form states, this is simply a disclosure of known information, not a guarantee of condition

Why is the Seller’s Disclosure so important?

This document protects everyone involved in the transaction.

For sellers:

  • It reduces liability after closing

  • It shows transparency and honesty

  • It prevents future disputes

For buyers:

  • It provides insight into the property

  • It helps guide inspections

  • It builds confidence in the purchase

Failing to provide a completed disclosure can even allow a buyer to cancel a deal

How to Fill Out the Seller’s Disclosure (Step-by-Step)

The biggest rule: answer everything honestly and to the best of your knowledge.

1. Answer Every Question

You are required to answer all questions on the form.

If something does not apply:

  • Mark “Not Available”

If you truly do not know:

  • Mark “Unknown”

Do not leave blanks.

2. Only Disclose What You Know

This is very important.

You are not expected to:

  • Climb on your roof

  • Open walls

  • Hire inspectors

You are simply reporting what you know from living in the home.

3. Appliances and Systems Section

You will be asked if items are in working order, such as:

  • Furnace and air conditioning

  • Plumbing and electrical systems

  • Appliances

  • Well, septic, or city utilities

You will mark:

  • Yes

  • No

  • Unknown

  • Not Available

If something is not working, explain it.

4. Property Condition Questions

This is where sellers need to slow down and be thoughtful.

You will be asked about things like:

  • Water in the basement

  • Roof leaks and age

  • Plumbing or electrical issues

  • Heating system condition

  • Environmental concerns (radon, asbestos, etc.)

If the answer is yes, simply explain what you know.

Example:

  • “Previous leak in basement during heavy rain, corrected with sump pump installation in 2022.”

5. Structural and Environmental Questions

These include:

  • Settling or foundation issues

  • Drainage problems

  • Pest infestations

  • Flooding

  • Underground tanks

  • Major damage (fire, wind, etc.)

Again, the key is disclosure—not perfection.

6. Legal and Property Use Questions

You will also answer questions about:

  • Easements or shared driveways

  • HOA or association involvement

  • Zoning or permit issues

  • Encroachments

These are important because they affect how the property can be used.

7. Explain Anything That Needs Context

If you check “Yes” on anything—add a short explanation.

Clarity builds trust and prevents confusion later.

You can always attach an additional page if needed.

8. Sign and Update If Needed

Once completed:

  • You sign the disclosure

  • It is provided to buyers

If something changes before closing (for example, a system breaks), you are required to update the disclosure.

Common Mistakes Sellers Make

Here are the biggest issues we see:

  • Leaving blanks instead of answering

  • Guessing instead of marking “Unknown”

  • Not explaining “Yes” answers

  • Trying to minimize known issues

  • Forgetting to update the form if something changes

The safest approach is always simple: be honest and clear.

Key Takeaway

The Seller’s Disclosure is not about making your home look perfect.

It is about:

  • Being transparent

  • Protecting yourself

  • Giving buyers the information they need

Buyers are still going to do inspections. This document simply helps guide the process and builds confidence from the start.

Final Thoughts

Every home has a story. The Seller’s Disclosure is just your opportunity to tell it accurately.

When done correctly, it:

  • Reduces risk

  • Builds trust

  • Helps transactions move smoothly

If you ever have a question while filling it out, ask. It is always better to clarify upfront than deal with issues later.

No pressure. Just guidance.