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$129,900
3 Beds 2 Baths 50215820 MLS
Columbus Cutie! This spacious, lovingly maintained home is ready to welcome its next owners. Thoughtfully updated and well cared for, it offers both comfort and peace of mind. The basement and crawl spaces have been professionally waterproofed and sealed to help keep moisture out, and the transferable warranty provides added value for the new owners. Recent improvements include updated bathrooms and new plumbing beneath the kitchen sink. The main floor features a spacious primary bedroom with a private en-suite bathroom for added convenience. You'll also find a versatile bonus room that's perfect for a home office, den, playroom, or flex space to fit your lifestyle. Don't miss the opportunity to make this wonderful home your own. Schedule your showing today and discover all the space, comfort, and charm it has to offer!

1715 Columbus Avenue, Bay City

$324,900
3 Beds 3 Baths 50215671 MLS
This one-story home in Monitor Township pairs thoughtful accessibility with the comfort of true single-family living. Originally a single-family home, it was later converted into a licensed assisted living facility and retains features that translate directly to everyday life: entry less showers and accessible sinks in every bathroom, most doorways sized for full accessibility, and ramps at both the front and back entrances. Fire-rated doors on the furnace and water heater closets reflect the level of care built into that conversion. Inside, an open-concept layout connects three bedrooms and two and a half baths, with a primary suite offering its own bathroom and closet. A flexible fourth room can serve as an additional bedroom or a home office. The attached 24x30 garage has been fully converted into finished living space, supporting multi-generational living or a private secondary space. Recent updates prepare this home for years of easy ownership: Generac generator (2025), furnace, water heater, and central air (all 2022), and a 2022 roof. Outside, the .98-acre lot (170x250) offers genuine room to spread out, with an extra-wide driveway for ample parking, two storage sheds, and access from both entrances. Schedule your private showing today!

5351 3 Mile Road, Bay City

$204,900
3 Beds 2 Baths 50214177 MLS
Well-maintained bi-level home situated on one of the largest corner lots in the subdivision! This 3-bedroom home features a finished lower level with a spacious bonus room currently used as a 4th bedroom, offering flexible living space for a variety of needs. The full bathroom was remodeled just two years ago. All appliances are included, making this home move-in ready. Enjoy the fully fenced backyard—perfect for pets, entertaining, or relaxing outdoors. The attached garage provides convenience, along with an additional rock pad alongside the garage ideal for camper or trailer parking. Located in a desirable neighborhood with a great community feel, this home is just minutes from grocery stores, restaurants, and major highways, offering both comfort and convenience. A fantastic opportunity with space, updates, and a prime location. Listing agent has ownership interest in the property.

3157 Coventry Drive, Bay City

$129,000
3 Beds 2 Baths 50213864 MLS
Welcome home to this well-maintained, move-in ready two-story home located in an established neighborhood surrounded by NICE homes. Offering 3 spacious bedrooms, 1.5 baths, and an abundance of living space, this home is perfect for those looking for comfort, character, and functionality. Step inside to a large living room featuring a cozy wood-burning fireplace, perfect for relaxing evenings. The spacious formal dining room offers plenty of room for entertaining and can easily double as a family gathering space. The generous eat-in kitchen includes a gas stove, dishwasher, refrigerator, and plenty of cabinet space. Just off the kitchen is a convenient main-floor laundry room with an oversized utility and pantry area for additional storage. The main floor also features a full bathroom, while upstairs you’ll find a spacious landing leading to three generously sized bedrooms, each offering large walk-in or oversized closets with exceptional storage. A convenient half bath completes the second floor. Additional features include a Michigan basement with a gas forced-air furnace and hot water heater, a 1.5-car detached garage with an attached workshop, a fully fenced backyard, concrete driveway, and a low-maintenance vinyl exterior. If you’re looking for a home with spacious rooms, great storage, classic charm, and move-in ready condition in a desirable neighborhood, this is one you won’t want to miss!

1013 S Jackson Street, Bay City

$1,195,000
4 Beds 5 Baths 50213767 MLS
Welcome to a rare opportunity to own one of Bay City's most distinguished waterfront residences. This remarkable penthouse spans over 4,600 square feet of impeccably designed living space, featuring timeless finishes, exceptional craftsmanship, and sweeping views of the Saginaw River. With 4 bedrooms and 5 bathrooms, the residence is anchored by a luxurious primary suite offering private balcony access, a custom walk-in closet, and a distinctive his-and-her bathroom layout. For added indulgence, a private steam room provides the perfect space to unwind and rejuvenate. One of the bedrooms serves as a beautifully designed art studio, featuring a built-in sink, custom cabinetry, and a spacious work desk—perfect for artists, hobbyists, or anyone seeking a serene and functional creative space within the comfort of home. From the moment you enter through the custom mahogany front door, you're greeted by soaring ceilings and intricate woodwork throughout. The heart of the home is a true entertainer’s dream: a fully outfitted gourmet kitchen designed with professional functionality in mind. It includes a hidden butler’s pantry with its own sink, stove, and storage, ideal for catering or staff. The kitchen can also be closed off entirely from the main living area for added discretion during events or gatherings. The adjacent bar is thoughtfully equipped with four refrigerated drawers, two freezer drawers, a wine refrigerator, and a second dishwasher—perfect for seamless entertaining on any scale. The residence offers both a formal living room and a separate family room, each with its own fireplace, creating multiple cozy and sophisticated gathering areas. A private office with balcony access offers a serene setting for remote work with inspiring waterfront views. The expansive balcony offers panoramic views of the Saginaw River, Liberty Bridge, and passing freighters—ideal for hosting guests at sunset or enjoying tranquil mornings by the water. A unique feature of this penthouse is its dual-entry layout. In addition to the main entrance, a secondary, private entry leads to a distinct section of the home that can be closed off entirely—an ideal setup for live-in staff, guests, in-laws, a nanny, or catering teams. This thoughtful layout offers true flexibility without compromising the flow or luxury of the residence. Additional amenities include four dedicated parking spaces, generous private storage, and the largest boat slip in the community—perfect for housing your personal watercraft. Residents enjoy access to beautifully maintained common areas, including an elegant lobby and inviting shared spaces that includes a large event space with attached catering kitchen, a club room and a library. This one-of-a-kind penthouse offers the perfect blend of sophistication, flexibility, and stunning scenery—a rare opportunity for luxury living in the heart of Bay City. Available for exclusive in-person tours for pre-qualified buyers.

1111 N Water Street Unit 403, Bay City

$530,000
4 Beds 3 Baths 50213600 MLS
This beautiful home is less than 5 years old PLUS located in a desirable Monitor Township subdivision! Features open concept living area, dedicated office space with built ins, large 3 or 4 car garage (see floor plan), full basement with egress window and plumbed for future bathroom. The primary suite is on the first floor and includes a wonderful bathroom with a must see shower, along with a large walk in closet. On the second floor you will find the other three bedrooms, all include a walk in closet, along with another bathroom and a convenient bonus space loft/landing perfect for even more office space or play area. There is even a fenced yard! This home is energy star certified! Call today for your showing!

4716 N West View Drive, Bay City

$375,000
3 Beds 2 Baths 50211245 MLS
Beautifully updated two-story waterfront home offering 3 bedrooms and 1.5 baths, with a convenient first-floor bedroom. The spacious 30' x 24' great room provides the perfect gathering space, featuring abundant natural light. Situated on 111 feet of frontage along the Kawkawlin River, this property includes a seawall and easy access to boating, fishing, and waterfront enjoyment right from your front yard. Enjoy the best of both worlds with a peaceful riverfront setting that is just minutes from Bay City State Park Beach, downtown Bay City, shopping, dining, and the area's many popular festivals and events throughout the year. Whether you're looking for a year-round residence, vacation retreat, or entertaining destination, this move-in-ready waterfront home offers an exceptional combination of comfort, location, and recreation.

3254 Hidden Road, Bay City

$159,900
4 Beds 2 Baths 50209773 MLS
This two-story historic home on McKinley Avenue has been thoughtfully converted into a fully occupied duplex — and it's already doing the work for you. Unit 2 upstairs has been fully renovated and is currently leased. Unit 1 on the main floor is occupied and is ready for a cosmetic refresh when the time is right — a straightforward opportunity to add value. Combined, the property brings in strong gross rents with a solid Net Operating Income — full details available in supplements. Each unit offers two bedrooms and one full bath, with a layout that gives both tenants a full floor to themselves. Shared access to the basement means laundry is covered, and the garage rounds out the amenities nicely. In back, there is room for 4 or more vehicles in the driveway, plus a fenced pet run, which is one of those little details that keeps good tenants around.

1706 Mckinley Avenue, Bay City

$424,900
2 Beds 2 Baths 50209389 MLS
Exceptional new value at 609 Breaker Cove Drive! A meticulously upgraded single-story condominium at Breaker Cove boasting over $40,000 in premium upgrades. Built in 2019 by Cobblestone Homes with a 5-Star Energy Rating, this home delivers luxury finishes, exceptional efficiency, and true low-maintenance living. The gourmet kitchen impresses with custom McIntyre hardwood cabinets, quartz countertops, a custom deep-basin composite island sink, custom hood fan design, and premium appliances including a Whirlpool gas range, French door refrigerator with water & ice dispenser, KitchenAid quiet dishwasher, and Maytag gas dryer. Stunning custom shiplap elevates the living room ceiling with beam, kitchen, dining area, sunroom, and both bedrooms, a designer upgrade you'll notice in every room. Soaring 10-foot ceilings and an open floor plan connect living, dining, and kitchen spaces. Recessed dimmable lighting throughout, fully wired cable & internet outlets in every room with 2 living room locations, and an attic-mounted HD TV antenna deliver move-in-ready convenience with no cable bill required. The primary suite offers a walk-in closet with custom shelving and mirrored sliding door, dual-sink vanity, walk-in shower, and a thermostat-controlled heated porcelain floor — a true spa experience. The sunroom with glass sliding doors opens to a private concrete patio. A custom stone fireplace with wood mantle and shiplap to ceiling creates a stunning living room focal point. Additional standout upgrades: Carrier High Efficiency HVAC with 10-year warranty, AO Smith 80-gallon water heater, furnace-mounted humidifier, triple deadbolt steel frame entry doors, custom epoxy garage floor, custom sunroom and window blinds throughout, custom garage entry cubbie landing area, sound insulation in all interior walls, Petoskey Stone drawer & door pulls, vinyl plank flooring, and porcelain tile in the master bath and walk-in closet. Oversized 2-car garage features Lift Master opener with 4 controllers, attic storage with pull-down ladder, epoxy floor, and two added 110V outlets. Walk-in laundry room and walk-in hallway storage closet complete the package. The Breaker Cove South Condominium Cobblestone Development is located and accessible along the Saginaw River providing a paved walkway and bike path to Bay City's Uptown and Downtown. Steps from a Saginaw River gazebo walkway to Uptown and Downtown Bay City. A rare turnkey opportunity, schedule your showing today!

609 Breaker Cove Drive, Bay City

$450,000
8 Beds 6 Baths 50208832 MLS
Renovated historic charm. New roof. Prime location. Maximize your portfolio with this historic five-unit mansion conversion, perfectly positioned near Bay City’s Center Avenue Historic District and vibrant downtown entertainment. All the heavy lifting has already been done for you, highlighted by a new roof. Recent interior renovations meticulously enhance the property’s vintage architectural charm while introducing premium modern comforts. This turnkey asset offers exceptional revenue flexibility with multiple income streams, anchored by an upscale, 2,000-square-foot first-floor unit that is optimized for high-margin short-term rental use (Airbnb/VRBO) or owner-occupancy. Balanced by steady rental income from the remaining units, the property effortlessly capitalizes on year-round local demand driven by riverfront festivals, summer tourism, and traveling professionals. Character-rich, updated, and highly adaptable, this unique investment is completely ready for its next chapter.

701 N Lincoln Street, Bay City

$450,000
8 Beds 6 Baths 50208833 MLS
Renovated historic charm. New roof. Prime location. Maximize your portfolio with this historic five-unit mansion conversion, perfectly positioned near Bay City’s Center Avenue Historic District and vibrant downtown entertainment. All the heavy lifting has already been done for you, highlighted by a new roof. Recent interior renovations meticulously enhance the property’s vintage architectural charm while introducing premium modern comforts. This turnkey asset offers exceptional revenue flexibility with multiple income streams, anchored by an upscale, 2,000-square-foot first-floor unit that is optimized for high-margin short-term rental use (Airbnb/VRBO) or owner-occupancy. Balanced by steady rental income from the remaining units, the property effortlessly capitalizes on year-round local demand driven by riverfront festivals, summer tourism, and traveling professionals. Character-rich, updated, and highly adaptable, this unique investment is completely ready for its next chapter.

701 N Lincoln Street, Bay City

$299,900
3 Beds 3 Baths 50206136 MLS
Welcome to 6317 Heather Ridge Drive. This well-maintained 3-bedroom, 3-bathroom condo offers an open floor plan with vaulted ceilings that bring in natural light and add architectural character throughout. The living room features a cozy fireplace, creating a warm and inviting space to gather or relax. The spacious primary suite includes a private bathroom and a large walk-in closet, while first-floor laundry adds everyday convenience. A newer central air unit provides added comfort year-round. Step outside to your own private patio and enjoy the quiet setting of a low-traffic cul-de-sac in a beautifully maintained community. Ideally located near Bay Valley Resort (a scenic golf resort), Saginaw Valley State University, and easy access to I-75 for a convenient commute. All appliances and vertical platform lift in the garage will stay. Exterior maintenance, lawn care, and snow removal are included in HOA fees. Don't miss out on the opportunity to call this condo your home!

6317 Heather Ridge Drive, Bay City

$165,000
3 Beds 2 Baths 50205569 MLS
This home offers a functional layout ranch with three bedrooms and one and a half baths, full basement and a fenced in yard and a covered patio. Large windows give you a bright and spacious living room. Hardwood floors in all three bedrooms. Wood burning fireplace in basement family room area. All major expenses have been taken care of including new roof, all windows, hot water tank, all doors, washer, dryer. New very large concrete driveway with extra parking area and new concrete garage floor which is easy to access off of Kiesel. Partially finished basement with a fireplace. Basement has plenty of storage shelving and a B-Dry system. Conveniently located close to Euclid Ave with quick access to the US 10 highway. All appliances to stay.

600 W Jenny Street, Bay City

$579,000
3 Beds 4 Baths 50204560 MLS
Stunning all brick, 1 story home with over 2800 sq ft of living space. This quality built 3 bedroom offers style, comfort & exceptional space throughout. The gorgeous kitchen with oak cabinets & granite countertops is the heart of the home perfect for cooking, hosting & everyday living. Many upscale features were built into this home that include 3 gas fireplaces, Pella triple pane windows, natural gas whole house Generac generator, 3+ car garage with a completely finished interior & a beautifully finished basement you got to see. The finished basement has wide open living space with a second kitchen, gas fireplace, 2pc bath & an expansive storage area with shelving that alone is around 1200 sq ft. There is also an extra outbuilding for a workshop, hobbies or additional storage. Built with upscale finishes and designed for everyday living this homes offer the space & quality you've been looking for!

4767 Pine View Court, Bay City

$138,000
2 Beds 1 Baths 50203953 MLS
Charming Ranch-Style Home — 2 Bed | 1 Bath — City Location Welcome home to this delightful single-story ranch offering comfortable, easy living in a convenient city neighborhood. Bright and well-maintained, this home blends classic charm. Features: 2 bedrooms, 1 full bathroom Open, light-filled living areas with a cohesive single-level layout Central air for year-round comfort Large deck — perfect for outdoor dining and entertaining Fully fenced backyard — privacy and safe space for pets or play Heated garage — usable year-round as workshop, storage, or parking City location — close to shops, dining, parks, and transit Ideal for first-time buyers, downsizers, or anyone seeking low-maintenance living with outdoor space and modern comfort. Sold As Is Cash or conventional loans. No FHA Schedule a showing today — this one won’t last long!

1306 Leng Street, Bay City

$290,000
3 Beds 1 Baths 50201678 MLS
Welcome to your waterfront retreat in Bangor Township, where endless activities await!! This beautiful 3-bedroom home has been carefully upgraded over the past decade. The heart of the home is the stunning kitchen, showcasing elegant Corian countertops, a lovely tile backsplash, soft-close cabinetry, updated lighting, and a new refrigerator. Major improvements provide peace of mind, including updated electrical, a roof approximately 10 years old, and furnace and A/C system less than 15 years old. The living area and bedrooms have brand new carpet. You will LOVE waking up in the primary bedroom overlooking the water as you step right outside with your personal sliding door to the beach. Worried about storage? Attic has more room than you think with easy pull down stairs and a light. With direct water frontage enjoy jet skiing, kayaking, and fishing. In winter months, you have direct access to snowmobiling and ice fishing. Also close to state park trails, marinas, and the Bay City Yacht Club. Whether you're looking for a serene full-time residence or a peaceful getaway, this move-in ready waterfront gem is the one you have been looking for.

667 Bay Road, Bay City

$120,000
3 Beds 1 Baths 50201624 MLS
Step into the timeless charm of this lovely, historical Craftsman-style home, offering 3 spacious bedrooms and 1,422 sq ft of beautifully preserved character. From the moment you arrive, the classic architecture and inviting front porch set the tone for relaxed living and warm gatherings. Inside, you’ll find gleaming hardwood floors, rich wood details, and sunlit rooms that blend vintage craftsmanship with everyday comfort. Each space feels thoughtfully designed, offering both coziness and functionality—perfect for quiet mornings, lively dinners, or simply unwinding at home. The relaxing porch is a true highlight, ideal for sipping coffee, reading a book, or enjoying peaceful evenings in a neighborhood that feels rooted in history and community. Maintenance Free Vinyl Siding. If you’re looking for a home with soul, style, and enduring appeal, this Craftsman gem is ready to welcome you. Call the Agent Today.

110 Marquette Street, Bay City

$399,900
4 Beds 3 Baths 50188182 MLS
SAGINAW RIVER VIEWS – NEXT TO WHEELER LANDING YACHT HARBOR! BONUS IT’S BARRIER FREE ACCESSIBILITY!!! PROPERTY TAXES REDUCED 50% FOR UP TO 15 YEARS!! If you love the waterfront lifestyle without the waterfront prices, this home is for you! Enjoy scenic river views and the convenience of Wheeler Landing right next door. The studs are up and waiting for you to make this brand new 4 bedroom, 2 ½ bath story-and-a-half home your own. Designed with cathedral ceilings, an open floor plan, and Energy Certified efficiency, it features Low-E insulated windows, a 96% high-efficiency natural gas furnace, central air, and high-performance cellulose insulation. The spacious kitchen is ready for your selections—choose your own cabinetry, granite countertops, stainless appliances, plumbing fixtures, flooring, and more. The primary suite includes a walk-in closet and private bath with a full walk-in shower. Additional bedrooms provide plenty of space for family or guests, with a second full bath and a convenient half bath. First floor is fully barrier-free accessible, making it convenient for all lifestyles. Exterior highlights include a covered front porch, stamped concrete patio with roof cover, vinyl and stone exterior, and professional landscaping with sprinkler system. This is your chance to customize a brand new home in a premier riverfront location—don’t miss it! HOA SERVICES PROVIDE: LAWN CARE, SPRINKLER SYSTEM, TREE, SHRUB, AND BED MAINTENANCE, SNOW REMOVAL FROM DRIVE AND WALKS FOR SNOW EVENTS OVER 2”, SPRING AND FALL CLEANUP AND MORE AS PROVIDED BY THE MASTER DEED.

14 Cove Drive, Bay City

$324,900
2 Beds 2 Baths 50188166 MLS
SAGINAW RIVER VIEWS – NEXT TO WHEELER LANDING YACHT HARBOR! BONUS IT’S BARRIER FREE ACCESSIBILITY!!! PROPERTY TAXES REDUCED 50% FOR UP TO 15 YEARS!! This stunning 2-bedroom, 2-bath condominium is designed with full barrier-free accessibility, offering step-free living, wide entryways, and an open layout for maximum comfort and convenience. Built with energy-certified construction, the home includes Low-E insulated glass windows, a 96% high-efficiency natural gas furnace, central air, and high-performance cellulose insulation—keeping you comfortable while saving on energy costs. The spacious kitchen features quality cabinetry, granite countertops, stainless steel appliances, and Moen plumbing fixtures. The open floor plan flows seamlessly into the living and dining areas, perfect for everyday living or entertaining. The primary suite boasts a private bath with a full walk-in tile shower and a large walk-in closet. A second bedroom with its own walk-in closet and a second full bath add to the thoughtful design. Enjoy outdoor living on the covered front porch or the stamped concrete back patio with a covered roof. The vinyl and stone exterior is complemented by professional landscaping and a sprinkler system. Additional highlights include tile flooring with carpet in the living and bedroom areas, a convenient laundry space, and stylish finishes throughout. Modern, energy-efficient, and barrier-free—this condo is move-in ready and built for today’s lifestyle. HOA SERVICES PROVIDE: LAWN CARE, SPRINKLER SYSTEM, TREE, SHRUB, AND BED MAINTENANCE, SNOW REMOVAL FROM DRIVE AND WALKS FOR SNOW EVENTS OVER 2”, SPRING AND FALL CLEANUP AND MORE AS PROVIDED BY THE MASTER DEED.

12 Cove Drive, Bay City

$195,000
1 Beds 3 Baths 50186870 MLS
Charming RM-1 zoned residential property with versatile home occupation use, perfect for live-work lifestyles! This unique home features 1 bedroom, a modern kitchen, 1 full bath, 2 half baths, a cozy living room, and a spacious recreational room. The property includes a studio currently setup as a barbershop, ideal for entrepreneurs. Enjoy ample parking and a large pole barn for additional storage or workspace. With city approval, the property could be converted to M-1 light industrial use, offering endless possibilities for commercial ventures. Conveniently located with easy access to local amenities, this property is a rare find for those seeking a blend of residential comfort and business potential. This property may qualify for Michigan OPRA tax abatement program to assist with redevelopment if you choose. Don’t miss this opportunity to own a multi-functional space tailored to your vision! Schedule a showing today.

512 Germania Avenue, Bay City

$479,900
3 Beds 2 Baths 50172003 MLS
Beautiful Bayfront Home with Incredible Saginaw Bay Views. Well-maintained 3-bedroom home offering sweeping views of Saginaw Bay and a bright, open floor plan with tongue-and-groove ceilings, and newer laminate flooring. Main level includes a bedroom and full bath. Upstairs primary suite features a walk-in closet, great natural light, and a private balcony with new (Feb 2024) Pella sliding door—perfect for sunsets over the water. Hallway bathroom and another large bedroom complete the upstairs. Recent updates include roof and gutters (Oct 2025), crawl space insulation and encapsulation (Sept 2025), and a new GFA furnace (Sept 2025). Both bathrooms are updated, with plenty of built-ins and storage throughout. Enjoy the backyard and large deck for relaxing or entertaining. Includes additional parcel #010-038-100-025-99 and a 36x24 pole barn with oversized door, opener, floor drain, 125V and 250V EV outlet. Close to Tobico Marsh, Rail Trail, and State Park for walking, biking and outdoor activities. Immediate possession at closing.

356 Killarney Beach Road, Bay City