$219,900 Turn key and ready for its new owner, this 3-bedroom, 2.5-bath home offers an updated kitchen with quartz countertops at its center. Two separate living rooms give the layout flexibility and space to spread out, with beautiful hardwood floors carried throughout all bedrooms and living areas. The back living room centers around a gas fireplace, creating a warm, inviting gathering space. Main floor laundry adds everyday convenience, and central air keeps the home comfortable year-round. The basement is tall and partially finished, offering excellent potential for additional living or storage space. Outside, the home sits at the dead end of a quiet Monitor Township road, offering exceptional privacy. The fenced backyard is anchored by a stunning patio area that functions as a private outdoor retreat, complete with a storage shed and a detached 20x26 garage. A new roof in 2020 adds long-term peace of mind. This is a home that has been well cared for and is ready to welcome its next owner. Schedule your private showing today! 3 Beds ⋅ 3 Baths ⋅ 50221219 MLS Turn key and ready for its new owner, this 3-bedroom, 2.5-bath home offers an updated kitchen with quartz countertops at its center. Two separate living rooms give the layout flexibility and space to spread out, with beautiful hardwood floors carried throughout all bedrooms and living areas. The back living room centers around a gas fireplace, creating a warm, inviting gathering space. Main floor laundry adds everyday convenience, and central air keeps the home comfortable year-round. The basement is tall and partially finished, offering excellent potential for additional living or storage space. Outside, the home sits at the dead end of a quiet Monitor Township road, offering exceptional privacy. The fenced backyard is anchored by a stunning patio area that functions as a private outdoor retreat, complete with a storage shed and a detached 20x26 garage. A new roof in 2020 adds long-term peace of mind. This is a home that has been well cared for and is ready to welcome its next owner. Schedule your private showing today! 5404 Christena Road, Bay City
$349,900 Discover the perfect blend of comfort, space, and convenience at this beautifully maintained 3-bedroom, 2½-bath home nestled on approximately 0.64 acres of beautifully landscaped grounds in MONITOR Twp. Built in 1993, this inviting home offers 1,640 square feet of finished living space, along with a full basement, attached garage, outdoor entertaining areas, and plenty of room to enjoy the property. Step inside and immediately appreciate the welcoming open feel created by the vaulted ceilings and spacious living room. A gas fireplace provides a warm focal point and makes the living area an inviting place to relax or gather with family and friends. The adjoining dining area features a sliding door that opens toward the outdoor living space, creating an easy flow for entertaining during the warmer months. The efficient kitchen offers ceramic flooring, pantry storage, and convenient bar seating for four to five people. Whether you're preparing a quick breakfast or hosting dinner, the layout provides practical workspace while remaining connected to the main living areas. One of the home's standout features is the first-floor primary bedroom suite. Featuring vaulted ceilings, a walk-in closet, and a beautifully appointed private bath, this spacious retreat provides comfort and convenience without the need to navigate stairs. A first-floor laundry adds another level of everyday practicality. Upstairs you'll find two additional bedrooms and a full bathroom, providing flexible space for family, guests, a home office, or hobbies. The home's bathrooms have been remodeled, adding to its appeal. The lower level offers a full basement with an egress/daylight window, providing valuable additional space for storage, recreation, a workshop, or future finishing possibilities. Car enthusiasts, hobbyists, and those needing extra storage will appreciate the 20 x 24 attached finished garage, complete with pull-down attic stairs for additional storage. The large driveway provides generous parking capacity, with the previous listing noting room for approximately 8–10 vehicles. A 12 x 16 storage shed adds even more useful space for lawn equipment, tools, and outdoor belongings. Outside, the property truly shines. The expansive, manicured yard provides room to relax, garden, play, or entertain. Enjoy summer evenings on the deck and patio area, with the covered gazebo creating a wonderful spot for outdoor gatherings. Numerous updates add peace of mind, including a Generac whole-house generator, hot water heater, and two sump pumps updated in 2020. The furnace and central air were updated in 2011, and the roof was updated in 2013. 3 Beds ⋅ 3 Baths ⋅ 50220900 MLS Discover the perfect blend of comfort, space, and convenience at this beautifully maintained 3-bedroom, 2½-bath home nestled on approximately 0.64 acres of beautifully landscaped grounds in MONITOR Twp. Built in 1993, this inviting home offers 1,640 square feet of finished living space, along with a full basement, attached garage, outdoor entertaining areas, and plenty of room to enjoy the property. Step inside and immediately appreciate the welcoming open feel created by the vaulted ceilings and spacious living room. A gas fireplace provides a warm focal point and makes the living area an inviting place to relax or gather with family and friends. The adjoining dining area features a sliding door that opens toward the outdoor living space, creating an easy flow for entertaining during the warmer months. The efficient kitchen offers ceramic flooring, pantry storage, and convenient bar seating for four to five people. Whether you're preparing a quick breakfast or hosting dinner, the layout provides practical workspace while remaining connected to the main living areas. One of the home's standout features is the first-floor primary bedroom suite. Featuring vaulted ceilings, a walk-in closet, and a beautifully appointed private bath, this spacious retreat provides comfort and convenience without the need to navigate stairs. A first-floor laundry adds another level of everyday practicality. Upstairs you'll find two additional bedrooms and a full bathroom, providing flexible space for family, guests, a home office, or hobbies. The home's bathrooms have been remodeled, adding to its appeal. The lower level offers a full basement with an egress/daylight window, providing valuable additional space for storage, recreation, a workshop, or future finishing possibilities. Car enthusiasts, hobbyists, and those needing extra storage will appreciate the 20 x 24 attached finished garage, complete with pull-down attic stairs for additional storage. The large driveway provides generous parking capacity, with the previous listing noting room for approximately 8–10 vehicles. A 12 x 16 storage shed adds even more useful space for lawn equipment, tools, and outdoor belongings. Outside, the property truly shines. The expansive, manicured yard provides room to relax, garden, play, or entertain. Enjoy summer evenings on the deck and patio area, with the covered gazebo creating a wonderful spot for outdoor gatherings. Numerous updates add peace of mind, including a Generac whole-house generator, hot water heater, and two sump pumps updated in 2020. The furnace and central air were updated in 2011, and the roof was updated in 2013. 2988 E Fisher Road, Bay City
$129,900 Space, updates, and a large private yard come together in this 3-bedroom, 1-bath home situated on a double lot! Offering approximately 1,551 sq ft of living space plus an additional 1,034 sq ft unfinished basement, this 1900-built home provides plenty of room to spread out and make it your own. The current layout offers 3 bedrooms with the potential to easily create a 4th bedroom, home office, playroom, or additional flex space. Several major improvements have already been completed, including a new furnace, new central air, new hot water heater, and all new windows, taking care of some of the big-ticket items. The full bathroom has also been gutted and remodeled. Inside, you’ll find spacious rooms, plenty of natural light, and a large kitchen offering abundant cabinetry and storage. Generous living areas provide flexibility for a variety of uses, while the 1,034 sq ft unfinished basement offers plenty of additional storage, workshop space, or future possibilities. Outside is another highlight! The double lot totaling approximately .17 acres provides a large, privacy-fenced yard, offering plenty of room for pets, entertaining, gardening, or simply relaxing outdoors with added privacy. With major mechanical updates already completed, a remodeled bathroom, plenty of living space, a full basement, and a large fenced yard, this property offers a great combination of space, updates, and potential. Property is being sold AS-IS. Buyer is welcome to conduct inspections for informational purposes; however, the Seller does not intend to make repairs or provide repair concessions. 3 Beds ⋅ 1 Baths ⋅ 50220785 MLS Space, updates, and a large private yard come together in this 3-bedroom, 1-bath home situated on a double lot! Offering approximately 1,551 sq ft of living space plus an additional 1,034 sq ft unfinished basement, this 1900-built home provides plenty of room to spread out and make it your own. The current layout offers 3 bedrooms with the potential to easily create a 4th bedroom, home office, playroom, or additional flex space. Several major improvements have already been completed, including a new furnace, new central air, new hot water heater, and all new windows, taking care of some of the big-ticket items. The full bathroom has also been gutted and remodeled. Inside, you’ll find spacious rooms, plenty of natural light, and a large kitchen offering abundant cabinetry and storage. Generous living areas provide flexibility for a variety of uses, while the 1,034 sq ft unfinished basement offers plenty of additional storage, workshop space, or future possibilities. Outside is another highlight! The double lot totaling approximately .17 acres provides a large, privacy-fenced yard, offering plenty of room for pets, entertaining, gardening, or simply relaxing outdoors with added privacy. With major mechanical updates already completed, a remodeled bathroom, plenty of living space, a full basement, and a large fenced yard, this property offers a great combination of space, updates, and potential. Property is being sold AS-IS. Buyer is welcome to conduct inspections for informational purposes; however, the Seller does not intend to make repairs or provide repair concessions. 709 S Jackson Street, Bay City
$249,900 Step into a piece of Bay City history at 814 N. Monroe Street, originally built around 1876 as the George H. and Elva Shearer House. Designed in the distinctive Second Empire style, this historic property reflects the craftsmanship and elegance of Bay City’s lumber-era past. The Shearer family was prominent in the local lumber, real estate, insurance, and banking communities, making this home a meaningful part of the city’s story. Today, the property offers a unique mixed-use layout with residential and commercial possibilities. The main level, formerly an attorney’s office known as the Bay Justice Building, showcases the home's historic character with two fireplaces, beautiful original woodwork, a wet bar, and a half bathroom. The space offers flexibility for office, business, entertaining, or additional living uses. The second level features condo-style living with 2 bedrooms, 2 full bathrooms, kitchen, and a spacious living area with two beautiful stone fireplaces. One bathroom includes a jetted garden tub, walk in shower, and a dedicated laundry area. As you go through the living room you will find stairs to the third floor. The third level provides additional storage, another half bathroom, and patio doors leading to a private deck. From there, stairs lead to the rooftop deck, offering an exceptional view of downtown Bay City, a rare feature that truly sets this property apart. Imagine the view of the fireworks!! Outside there is a beautiful front porch, brick designed parking spaces, a modest easy to maintain yard with a deck complete with chiminea, a privacy fence, and a storage shed to keep your lawn equipment in. From its original architectural details to its modern versatility and rooftop views, 814 N. Monroe Street is more than a property. It is a piece of Bay City history ready for its next chapter. Truly a one of a kind opportunity. 2 Beds ⋅ 4 Baths ⋅ 50219629 MLS Step into a piece of Bay City history at 814 N. Monroe Street, originally built around 1876 as the George H. and Elva Shearer House. Designed in the distinctive Second Empire style, this historic property reflects the craftsmanship and elegance of Bay City’s lumber-era past. The Shearer family was prominent in the local lumber, real estate, insurance, and banking communities, making this home a meaningful part of the city’s story. Today, the property offers a unique mixed-use layout with residential and commercial possibilities. The main level, formerly an attorney’s office known as the Bay Justice Building, showcases the home's historic character with two fireplaces, beautiful original woodwork, a wet bar, and a half bathroom. The space offers flexibility for office, business, entertaining, or additional living uses. The second level features condo-style living with 2 bedrooms, 2 full bathrooms, kitchen, and a spacious living area with two beautiful stone fireplaces. One bathroom includes a jetted garden tub, walk in shower, and a dedicated laundry area. As you go through the living room you will find stairs to the third floor. The third level provides additional storage, another half bathroom, and patio doors leading to a private deck. From there, stairs lead to the rooftop deck, offering an exceptional view of downtown Bay City, a rare feature that truly sets this property apart. Imagine the view of the fireworks!! Outside there is a beautiful front porch, brick designed parking spaces, a modest easy to maintain yard with a deck complete with chiminea, a privacy fence, and a storage shed to keep your lawn equipment in. From its original architectural details to its modern versatility and rooftop views, 814 N. Monroe Street is more than a property. It is a piece of Bay City history ready for its next chapter. Truly a one of a kind opportunity. 814 N Monroe Street, Bay City
$450,000 This QUALITY Pistro built home is your chance to get into this desirable Monitor Township subdivision at a GREAT price! This beautiful home is less than 5 years old and features open concept living area, dedicated office space with built ins, large 3 or 4 car garage (see floor plan), full basement with egress window and plumbed for future bathroom. The primary suite is on the first floor and includes a wonderful bathroom with a must see shower, along with a large walk in closet. On the second floor you will find the other three bedrooms, along with another bathroom. A convenient bonus space loft/landing is perfect for even more office space or play area. There is even a fenced yard! This home is energy star certified! Call today for your showing! 4 Beds ⋅ 3 Baths ⋅ 50219543 MLS This QUALITY Pistro built home is your chance to get into this desirable Monitor Township subdivision at a GREAT price! This beautiful home is less than 5 years old and features open concept living area, dedicated office space with built ins, large 3 or 4 car garage (see floor plan), full basement with egress window and plumbed for future bathroom. The primary suite is on the first floor and includes a wonderful bathroom with a must see shower, along with a large walk in closet. On the second floor you will find the other three bedrooms, along with another bathroom. A convenient bonus space loft/landing is perfect for even more office space or play area. There is even a fenced yard! This home is energy star certified! Call today for your showing! 4716 N West View Drive, Bay City
$79,900 Spacious Bay City West side home. 4 beds, 1.5 bath plus basement and garage. Hardwood floors, welcoming front porch and plenty of room for storage. Some updating needed on this solid home but you could move right in and just do a little at a time. 4 Beds ⋅ 2 Baths ⋅ 50218871 MLS Spacious Bay City West side home. 4 beds, 1.5 bath plus basement and garage. Hardwood floors, welcoming front porch and plenty of room for storage. Some updating needed on this solid home but you could move right in and just do a little at a time. 202 S Warner Street, Bay City
$305,000 This well maintained home has a quiet country feel on a dead end road but is only steps away from the Saginaw Bay and and two miles from convenient shopping and dining. Situated on 0.9 acres and surrounded by wildlife there is minimal visibility from the road. This home offers peace of mind with thoughtful updates including a brand new roof completed in August with a transferable warranty. The wide concrete bridge is only 2 years old and there are places to park your RV or boat. There is a two-plus car garage that is insulated and heated making for a great work space or additional storage. In the home, you will find an updated kitchen with an island that is equipped with electric, tiled floor, Corian countertops and a large pantry. Sliding glass doors walk out onto a newly poured concrete patio. The open concept living includes a living room, dining area, eat-in kitchen and family room. The primary suite, located away from the other bedrooms, includes a large soaker tub and dual sinks. The home has an elevation certificate and is not in a flood plain. Move right in and make this house your new home! 3 Beds ⋅ 2 Baths ⋅ 50218759 MLS This well maintained home has a quiet country feel on a dead end road but is only steps away from the Saginaw Bay and and two miles from convenient shopping and dining. Situated on 0.9 acres and surrounded by wildlife there is minimal visibility from the road. This home offers peace of mind with thoughtful updates including a brand new roof completed in August with a transferable warranty. The wide concrete bridge is only 2 years old and there are places to park your RV or boat. There is a two-plus car garage that is insulated and heated making for a great work space or additional storage. In the home, you will find an updated kitchen with an island that is equipped with electric, tiled floor, Corian countertops and a large pantry. Sliding glass doors walk out onto a newly poured concrete patio. The open concept living includes a living room, dining area, eat-in kitchen and family room. The primary suite, located away from the other bedrooms, includes a large soaker tub and dual sinks. The home has an elevation certificate and is not in a flood plain. Move right in and make this house your new home! 340 Richards Road, Bay City
$234,900 Pack your bags and move right in! This beautifully updated 3 bedroom, 2 full bath home offers the perfect blend of peaceful country living and comfortable community life, all nestled on a spacious 1 acre lot in Monitor Township. Inside, you'll find new flooring throughout and an updated kitchen designed for everyday living, complete with a dining island and new LG appliances. The primary suite offers a private full bathroom and walk in closet. Need a little extra space? The versatile flex room can easily adapt to your lifestyle as a 4th bedroom, home office, gym, playroom, or whatever suits your needs. You'll also appreciate the convenience of first floor laundry with new washer and dryer and the peace of mind that comes with several major updates, including central air newly installed in 2023, furnace in 2019, approximately 10 year old roof, and a new sump pump. Step outside to enjoy the fenced backyard and newly poured concrete patio, perfect for relaxing, entertaining, or enjoying the peaceful surroundings. Beyond the fence offers more acreage to play with. For those who need room to work or tinker, the heated 2.5 car garage with 200 amp electrical service offers an impressive amount of workspace and flexibility complete with a garage door opening to the backyard. With thoughtful updates and a beautiful 1 acre setting, this home is ready for you to make it your own! 3 Beds ⋅ 2 Baths ⋅ 50218733 MLS Pack your bags and move right in! This beautifully updated 3 bedroom, 2 full bath home offers the perfect blend of peaceful country living and comfortable community life, all nestled on a spacious 1 acre lot in Monitor Township. Inside, you'll find new flooring throughout and an updated kitchen designed for everyday living, complete with a dining island and new LG appliances. The primary suite offers a private full bathroom and walk in closet. Need a little extra space? The versatile flex room can easily adapt to your lifestyle as a 4th bedroom, home office, gym, playroom, or whatever suits your needs. You'll also appreciate the convenience of first floor laundry with new washer and dryer and the peace of mind that comes with several major updates, including central air newly installed in 2023, furnace in 2019, approximately 10 year old roof, and a new sump pump. Step outside to enjoy the fenced backyard and newly poured concrete patio, perfect for relaxing, entertaining, or enjoying the peaceful surroundings. Beyond the fence offers more acreage to play with. For those who need room to work or tinker, the heated 2.5 car garage with 200 amp electrical service offers an impressive amount of workspace and flexibility complete with a garage door opening to the backyard. With thoughtful updates and a beautiful 1 acre setting, this home is ready for you to make it your own! 5111 S 2 Mile Rd Road, Bay City
$89,900 Welcome to 503 N. Wenona, a home with classic Victorian character, some important updates already checked off the list, and just enough room to add your own finishing touches! With a newer roof, vinyl siding, and vinyl windows, some of the bigger exterior items have already been addressed. Inside, the functional floor plan features a first floor bedroom and full bathroom, along with a kitchen equipped with a stove and refrigerator. Central air and forced air natural gas heat provide year round comfort, while the full unfinished basement offers plenty of storage and a lower level laundry area with washer and dryer. Upstairs, there’s even a half-bath project already started. The space is unfinished, but a toilet is in place and plumbing has been completed, giving the next owner a head start on adding another bathroom and finishing it to their liking. This one isn’t trying to pretend it’s perfect and that’s part of the opportunity! Some fresh paint and new carpet could go a long way toward bringing this home the rest of the way. Whether you’re looking to make it your own or build a little sweat equity, there’s plenty of potential here. Outside, you’ll find a partially fenced yard, detached garage, paved driveway, and parking for three vehicles or more. If you’ve been looking for a home with Victorian charm, several valuable updates, and room to make it your own, 503 N. Wenona deserves a look. Bring your ideas and imagine what a few finishing touches could do! 3 Beds ⋅ 2 Baths ⋅ 50218245 MLS Welcome to 503 N. Wenona, a home with classic Victorian character, some important updates already checked off the list, and just enough room to add your own finishing touches! With a newer roof, vinyl siding, and vinyl windows, some of the bigger exterior items have already been addressed. Inside, the functional floor plan features a first floor bedroom and full bathroom, along with a kitchen equipped with a stove and refrigerator. Central air and forced air natural gas heat provide year round comfort, while the full unfinished basement offers plenty of storage and a lower level laundry area with washer and dryer. Upstairs, there’s even a half-bath project already started. The space is unfinished, but a toilet is in place and plumbing has been completed, giving the next owner a head start on adding another bathroom and finishing it to their liking. This one isn’t trying to pretend it’s perfect and that’s part of the opportunity! Some fresh paint and new carpet could go a long way toward bringing this home the rest of the way. Whether you’re looking to make it your own or build a little sweat equity, there’s plenty of potential here. Outside, you’ll find a partially fenced yard, detached garage, paved driveway, and parking for three vehicles or more. If you’ve been looking for a home with Victorian charm, several valuable updates, and room to make it your own, 503 N. Wenona deserves a look. Bring your ideas and imagine what a few finishing touches could do! 503 N Wenona Street, Bay City
$299,900 Welcome to 6317 Heather Ridge Drive. This well-maintained 3-bedroom, 3-bathroom condo offers an open floor plan with vaulted ceilings that bring in natural light and add architectural character throughout. The living room features a cozy fireplace, creating a warm and inviting space to gather or relax. The spacious primary suite includes a private bathroom and a large walk-in closet, while first-floor laundry adds everyday convenience. A newer central air unit provides added comfort year-round. Step outside to your own private patio and enjoy the quiet setting of a low-traffic cul-de-sac in a beautifully maintained community. Ideally located near Bay Valley Resort (a scenic golf resort), Saginaw Valley State University, and easy access to I-75 for a convenient commute. All appliances and vertical platform lift in the garage will stay. Exterior maintenance, lawn care, and snow removal are included in HOA fees. Don't miss out on the opportunity to call this condo your home! 3 Beds ⋅ 3 Baths ⋅ 50217767 MLS Welcome to 6317 Heather Ridge Drive. This well-maintained 3-bedroom, 3-bathroom condo offers an open floor plan with vaulted ceilings that bring in natural light and add architectural character throughout. The living room features a cozy fireplace, creating a warm and inviting space to gather or relax. The spacious primary suite includes a private bathroom and a large walk-in closet, while first-floor laundry adds everyday convenience. A newer central air unit provides added comfort year-round. Step outside to your own private patio and enjoy the quiet setting of a low-traffic cul-de-sac in a beautifully maintained community. Ideally located near Bay Valley Resort (a scenic golf resort), Saginaw Valley State University, and easy access to I-75 for a convenient commute. All appliances and vertical platform lift in the garage will stay. Exterior maintenance, lawn care, and snow removal are included in HOA fees. Don't miss out on the opportunity to call this condo your home! 6317 Heather Ridge Drive, Bay City
$700,000 Welcome to waterfront living at its finest! This beautifully updated 5 bedroom, 2.5 bathroom, two story property offers the perfect combination of modern comfort and serene riverfront living. Situated on 100 feet of the Kawkawlin River, this property features a seawall and private dock, making it easy to spend your days boating, fishing or simply enjoying the water. The calm ride to the mouth of the Saginaw Bay provides quick access to endless recreational opportunities. Inside you'll find a fully updated interior with spacious living areas designed for both everyday living and entertaining. The spacious second story loft above the garage offers huge amounts of storage and convenience. Outside, the meticulously maintained yard and pristine landscaping create a beautiful setting for relaxing or hosting family or friends while taking in the peaceful waterfront views. Don't miss your opportunity to own this stunning riverfront property! Schedule your showing today! 5 Beds ⋅ 3 Baths ⋅ 50216759 MLS Welcome to waterfront living at its finest! This beautifully updated 5 bedroom, 2.5 bathroom, two story property offers the perfect combination of modern comfort and serene riverfront living. Situated on 100 feet of the Kawkawlin River, this property features a seawall and private dock, making it easy to spend your days boating, fishing or simply enjoying the water. The calm ride to the mouth of the Saginaw Bay provides quick access to endless recreational opportunities. Inside you'll find a fully updated interior with spacious living areas designed for both everyday living and entertaining. The spacious second story loft above the garage offers huge amounts of storage and convenience. Outside, the meticulously maintained yard and pristine landscaping create a beautiful setting for relaxing or hosting family or friends while taking in the peaceful waterfront views. Don't miss your opportunity to own this stunning riverfront property! Schedule your showing today! 3717 Kawkawlin River Drive, Bay City
$119,900 Welcome home to this well-maintained, move-in ready two-story home located in an established neighborhood surrounded by NICE homes. Offering 3 spacious bedrooms, 1.5 baths, and an abundance of living space, this home is perfect for those looking for comfort, character, and functionality. Step inside to a large living room featuring a cozy wood-burning fireplace, perfect for relaxing evenings. The spacious formal dining room offers plenty of room for entertaining and can easily double as a family gathering space. The generous eat-in kitchen includes a gas stove, dishwasher, refrigerator, and plenty of cabinet space. Just off the kitchen is a convenient main-floor laundry room with an oversized utility and pantry area for additional storage. The main floor also features a full bathroom, while upstairs you’ll find a spacious landing leading to three generously sized bedrooms, each offering large walk-in or oversized closets with exceptional storage. A convenient half bath completes the second floor. Additional features include a Michigan basement with a gas forced-air furnace and hot water heater, a 1.5-car detached garage with an attached workshop, a fully fenced backyard, concrete driveway, and a low-maintenance vinyl exterior. If you’re looking for a home with spacious rooms, great storage, classic charm, and move-in ready condition in a desirable neighborhood, this is one you won’t want to miss! 3 Beds ⋅ 2 Baths ⋅ 50213864 MLS Welcome home to this well-maintained, move-in ready two-story home located in an established neighborhood surrounded by NICE homes. Offering 3 spacious bedrooms, 1.5 baths, and an abundance of living space, this home is perfect for those looking for comfort, character, and functionality. Step inside to a large living room featuring a cozy wood-burning fireplace, perfect for relaxing evenings. The spacious formal dining room offers plenty of room for entertaining and can easily double as a family gathering space. The generous eat-in kitchen includes a gas stove, dishwasher, refrigerator, and plenty of cabinet space. Just off the kitchen is a convenient main-floor laundry room with an oversized utility and pantry area for additional storage. The main floor also features a full bathroom, while upstairs you’ll find a spacious landing leading to three generously sized bedrooms, each offering large walk-in or oversized closets with exceptional storage. A convenient half bath completes the second floor. Additional features include a Michigan basement with a gas forced-air furnace and hot water heater, a 1.5-car detached garage with an attached workshop, a fully fenced backyard, concrete driveway, and a low-maintenance vinyl exterior. If you’re looking for a home with spacious rooms, great storage, classic charm, and move-in ready condition in a desirable neighborhood, this is one you won’t want to miss! 1013 S Jackson Street, Bay City
$1,195,000 Welcome to a rare opportunity to own one of Bay City's most distinguished waterfront residences. This remarkable penthouse spans over 4,600 square feet of impeccably designed living space, featuring timeless finishes, exceptional craftsmanship, and sweeping views of the Saginaw River. With 4 bedrooms and 5 bathrooms, the residence is anchored by a luxurious primary suite offering private balcony access, a custom walk-in closet, and a distinctive his-and-her bathroom layout. For added indulgence, a private steam room provides the perfect space to unwind and rejuvenate. One of the bedrooms serves as a beautifully designed art studio, featuring a built-in sink, custom cabinetry, and a spacious work desk—perfect for artists, hobbyists, or anyone seeking a serene and functional creative space within the comfort of home. From the moment you enter through the custom mahogany front door, you're greeted by soaring ceilings and intricate woodwork throughout. The heart of the home is a true entertainer’s dream: a fully outfitted gourmet kitchen designed with professional functionality in mind. It includes a hidden butler’s pantry with its own sink, stove, and storage, ideal for catering or staff. The kitchen can also be closed off entirely from the main living area for added discretion during events or gatherings. The adjacent bar is thoughtfully equipped with four refrigerated drawers, two freezer drawers, a wine refrigerator, and a second dishwasher—perfect for seamless entertaining on any scale. The residence offers both a formal living room and a separate family room, each with its own fireplace, creating multiple cozy and sophisticated gathering areas. A private office with balcony access offers a serene setting for remote work with inspiring waterfront views. The expansive balcony offers panoramic views of the Saginaw River, Liberty Bridge, and passing freighters—ideal for hosting guests at sunset or enjoying tranquil mornings by the water. A unique feature of this penthouse is its dual-entry layout. In addition to the main entrance, a secondary, private entry leads to a distinct section of the home that can be closed off entirely—an ideal setup for live-in staff, guests, in-laws, a nanny, or catering teams. This thoughtful layout offers true flexibility without compromising the flow or luxury of the residence. Additional amenities include four dedicated parking spaces, generous private storage, and the largest boat slip in the community—perfect for housing your personal watercraft. Residents enjoy access to beautifully maintained common areas, including an elegant lobby and inviting shared spaces that includes a large event space with attached catering kitchen, a club room and a library. This one-of-a-kind penthouse offers the perfect blend of sophistication, flexibility, and stunning scenery—a rare opportunity for luxury living in the heart of Bay City. Available for exclusive in-person tours for pre-qualified buyers. 4 Beds ⋅ 5 Baths ⋅ 50213767 MLS Welcome to a rare opportunity to own one of Bay City's most distinguished waterfront residences. This remarkable penthouse spans over 4,600 square feet of impeccably designed living space, featuring timeless finishes, exceptional craftsmanship, and sweeping views of the Saginaw River. With 4 bedrooms and 5 bathrooms, the residence is anchored by a luxurious primary suite offering private balcony access, a custom walk-in closet, and a distinctive his-and-her bathroom layout. For added indulgence, a private steam room provides the perfect space to unwind and rejuvenate. One of the bedrooms serves as a beautifully designed art studio, featuring a built-in sink, custom cabinetry, and a spacious work desk—perfect for artists, hobbyists, or anyone seeking a serene and functional creative space within the comfort of home. From the moment you enter through the custom mahogany front door, you're greeted by soaring ceilings and intricate woodwork throughout. The heart of the home is a true entertainer’s dream: a fully outfitted gourmet kitchen designed with professional functionality in mind. It includes a hidden butler’s pantry with its own sink, stove, and storage, ideal for catering or staff. The kitchen can also be closed off entirely from the main living area for added discretion during events or gatherings. The adjacent bar is thoughtfully equipped with four refrigerated drawers, two freezer drawers, a wine refrigerator, and a second dishwasher—perfect for seamless entertaining on any scale. The residence offers both a formal living room and a separate family room, each with its own fireplace, creating multiple cozy and sophisticated gathering areas. A private office with balcony access offers a serene setting for remote work with inspiring waterfront views. The expansive balcony offers panoramic views of the Saginaw River, Liberty Bridge, and passing freighters—ideal for hosting guests at sunset or enjoying tranquil mornings by the water. A unique feature of this penthouse is its dual-entry layout. In addition to the main entrance, a secondary, private entry leads to a distinct section of the home that can be closed off entirely—an ideal setup for live-in staff, guests, in-laws, a nanny, or catering teams. This thoughtful layout offers true flexibility without compromising the flow or luxury of the residence. Additional amenities include four dedicated parking spaces, generous private storage, and the largest boat slip in the community—perfect for housing your personal watercraft. Residents enjoy access to beautifully maintained common areas, including an elegant lobby and inviting shared spaces that includes a large event space with attached catering kitchen, a club room and a library. This one-of-a-kind penthouse offers the perfect blend of sophistication, flexibility, and stunning scenery—a rare opportunity for luxury living in the heart of Bay City. Available for exclusive in-person tours for pre-qualified buyers. 1111 N Water Street Unit 403, Bay City
$146,000 — Fully rented cash flowing duplex with good reliable tenants and the opportunity for even greater NOI. — This two-story home on MCKINLEY AVENUE has been thoughtfully converted into a FULLY RENTED DUPLEX — and it's already doing the work for you. Unit 2 upstairs has been FULLY RENOVATED and is currently LEASED through April. Unit 1 on the main floor is occupied MONTH-TO-MONTH and is ready for a cosmetic refresh when the time is right — a straightforward opportunity to ADD VALUE. Combined, the property brings in STRONG GROSS RENTS with a SOLID NET OPERATING INCOME — full details available in supplements. Each unit offers two bedrooms and one full bath, with a layout that gives both tenants a full floor to themselves. Shared access to the basement means LAUNDRY is covered, and the GARAGE rounds out the amenities nicely. In back, there is room for 4 or more vehicles in the driveway, plus a fenced pet run, which is one of those little details that keeps good tenants around. 4 Beds ⋅ 2 Baths ⋅ 50209773 MLS — Fully rented cash flowing duplex with good reliable tenants and the opportunity for even greater NOI. — This two-story home on MCKINLEY AVENUE has been thoughtfully converted into a FULLY RENTED DUPLEX — and it's already doing the work for you. Unit 2 upstairs has been FULLY RENOVATED and is currently LEASED through April. Unit 1 on the main floor is occupied MONTH-TO-MONTH and is ready for a cosmetic refresh when the time is right — a straightforward opportunity to ADD VALUE. Combined, the property brings in STRONG GROSS RENTS with a SOLID NET OPERATING INCOME — full details available in supplements. Each unit offers two bedrooms and one full bath, with a layout that gives both tenants a full floor to themselves. Shared access to the basement means LAUNDRY is covered, and the GARAGE rounds out the amenities nicely. In back, there is room for 4 or more vehicles in the driveway, plus a fenced pet run, which is one of those little details that keeps good tenants around. 1706 Mckinley Avenue, Bay City
$379,500 *NOW OFFERING AT IT’S BEST PRICE BELOW TAXABLE VALUE, OWNER IS MOVING TO HAWAII!! Available through October 16th Act quickly to make it yours. The Breaker Cove South Condominium Cobblestone Development is located and accessible along the Saginaw River providing a paved walkway and bike path to Bay City's Uptown and Downtown. A meticulously upgraded single-story condominium at Breaker Cove boasting over $40,000 in premium upgrades. Built in 2019 by Cobblestone Homes with a 5-Star Energy Rating, this home delivers luxury finishes, exceptional efficiency, and true low-maintenance living. The gourmet kitchen impresses with custom McIntyre hardwood cabinets, quartz countertops, a custom deep-basin composite island sink, custom hood fan design, and premium appliances including a Whirlpool gas range, French door refrigerator with water & ice dispenser, KitchenAid quiet dishwasher, and Maytag gas dryer. Stunning custom shiplap elevates the living room ceiling with beam, kitchen, dining area, sunroom, and both bedrooms, a designer upgrade you'll notice in every room. Soaring 10-foot ceilings and an open floor plan connect living, dining, and kitchen spaces. Recessed dimmable lighting throughout, fully wired cable & internet outlets in every room with 2 living room locations, and an attic-mounted HD TV antenna deliver move-in-ready convenience with no cable bill required. The primary suite offers a walk-in closet with custom shelving and mirrored sliding door, dual-sink vanity, walk-in shower, and a thermostat-controlled heated porcelain floor — a true spa experience. The sunroom with glass sliding doors opens to a private concrete patio. A custom stone fireplace with wood mantle and shiplap to ceiling creates a stunning living room focal point. Additional standout upgrades: Carrier High Efficiency HVAC with 10-year warranty, AO Smith 80-gallon water heater, furnace-mounted humidifier, triple deadbolt steel frame entry doors, custom epoxy garage floor, custom sunroom and window blinds throughout, custom garage entry cubbie landing area, sound insulation in all interior walls, Petoskey Stone drawer & door pulls, vinyl plank flooring, and porcelain tile in the master bath and walk-in closet. Oversized 2-car garage features Lift Master opener with 4 controllers, attic storage with pull-down ladder, epoxy floor, and two added 110V outlets. Walk-in laundry room and walk-in hallway storage closet complete the package. Steps from a Saginaw River gazebo walkway to Uptown and Downtown Bay City. A rare turnkey opportunity, schedule your showing today! 2 Beds ⋅ 2 Baths ⋅ 50209389 MLS *NOW OFFERING AT IT’S BEST PRICE BELOW TAXABLE VALUE, OWNER IS MOVING TO HAWAII!! Available through October 16th Act quickly to make it yours. The Breaker Cove South Condominium Cobblestone Development is located and accessible along the Saginaw River providing a paved walkway and bike path to Bay City's Uptown and Downtown. A meticulously upgraded single-story condominium at Breaker Cove boasting over $40,000 in premium upgrades. Built in 2019 by Cobblestone Homes with a 5-Star Energy Rating, this home delivers luxury finishes, exceptional efficiency, and true low-maintenance living. The gourmet kitchen impresses with custom McIntyre hardwood cabinets, quartz countertops, a custom deep-basin composite island sink, custom hood fan design, and premium appliances including a Whirlpool gas range, French door refrigerator with water & ice dispenser, KitchenAid quiet dishwasher, and Maytag gas dryer. Stunning custom shiplap elevates the living room ceiling with beam, kitchen, dining area, sunroom, and both bedrooms, a designer upgrade you'll notice in every room. Soaring 10-foot ceilings and an open floor plan connect living, dining, and kitchen spaces. Recessed dimmable lighting throughout, fully wired cable & internet outlets in every room with 2 living room locations, and an attic-mounted HD TV antenna deliver move-in-ready convenience with no cable bill required. The primary suite offers a walk-in closet with custom shelving and mirrored sliding door, dual-sink vanity, walk-in shower, and a thermostat-controlled heated porcelain floor — a true spa experience. The sunroom with glass sliding doors opens to a private concrete patio. A custom stone fireplace with wood mantle and shiplap to ceiling creates a stunning living room focal point. Additional standout upgrades: Carrier High Efficiency HVAC with 10-year warranty, AO Smith 80-gallon water heater, furnace-mounted humidifier, triple deadbolt steel frame entry doors, custom epoxy garage floor, custom sunroom and window blinds throughout, custom garage entry cubbie landing area, sound insulation in all interior walls, Petoskey Stone drawer & door pulls, vinyl plank flooring, and porcelain tile in the master bath and walk-in closet. Oversized 2-car garage features Lift Master opener with 4 controllers, attic storage with pull-down ladder, epoxy floor, and two added 110V outlets. Walk-in laundry room and walk-in hallway storage closet complete the package. Steps from a Saginaw River gazebo walkway to Uptown and Downtown Bay City. A rare turnkey opportunity, schedule your showing today! 609 Breaker Cove Drive, Bay City
$124,900 Charming 1.5-story home offering 3 bedrooms, 1.5 baths, and a full basement with plenty of storage and potential. This well-maintained home features important updates including newer vinyl siding, a new roof, and central air for year-round comfort. Conveniently located near downtown Bay City, you’ll enjoy easy access to shopping, dining, local art fairs, concerts, and the beauty of the Saginaw River waterfront. Whether you’re looking for character, convenience, or community events, this home places you close to it all! 3 Beds ⋅ 2 Baths ⋅ 50208014 MLS Charming 1.5-story home offering 3 bedrooms, 1.5 baths, and a full basement with plenty of storage and potential. This well-maintained home features important updates including newer vinyl siding, a new roof, and central air for year-round comfort. Conveniently located near downtown Bay City, you’ll enjoy easy access to shopping, dining, local art fairs, concerts, and the beauty of the Saginaw River waterfront. Whether you’re looking for character, convenience, or community events, this home places you close to it all! 401 Stanton Street, Bay City
$114,900 Large Family Home. Master Bedroom on first floor, next to stairway to upstairs. Perfect family home. Large walk in dressing room/master closet off of master bedroom. Large extra walk in closet upstairs, off large foyer area at top of stairs. Perfect upstairs for kids. Basement has potential for finishing, and would make a great family room area. Fenced yard. Very large garage, finished with drywall. Less than a block away from Kolb Elementary school. 3 Beds ⋅ 2 Baths ⋅ 50207423 MLS Large Family Home. Master Bedroom on first floor, next to stairway to upstairs. Perfect family home. Large walk in dressing room/master closet off of master bedroom. Large extra walk in closet upstairs, off large foyer area at top of stairs. Perfect upstairs for kids. Basement has potential for finishing, and would make a great family room area. Fenced yard. Very large garage, finished with drywall. Less than a block away from Kolb Elementary school. 800 S Warner Street, Bay City
$116,000 2 unit - multifamily, both units currently rented. Two bed / 1 bath unit, one bed / 1 bath unit. Owner pays electric and water, gas separated. 3 Beds ⋅ 2 Baths ⋅ 50207370 MLS 2 unit - multifamily, both units currently rented. Two bed / 1 bath unit, one bed / 1 bath unit. Owner pays electric and water, gas separated. 400 S Kiesel Street, Bay City
$189,900 What a great place to watch ships come in as you enjoy the summer breezes and cook outs on the wrap around deck. Around the corner from dockage, public boat launch and yacht club. Low traffic, large corner lot with a car and 1/2 garage. Ideal low traffic area for those who enjoy fishing, bike riding, strolls or running. Could be a lucrative investment property. Easy to see. 2 Beds ⋅ 1 Baths ⋅ 50206926 MLS What a great place to watch ships come in as you enjoy the summer breezes and cook outs on the wrap around deck. Around the corner from dockage, public boat launch and yacht club. Low traffic, large corner lot with a car and 1/2 garage. Ideal low traffic area for those who enjoy fishing, bike riding, strolls or running. Could be a lucrative investment property. Easy to see. 200 Sunrise, Bay City
$159,900 This home offers a functional layout ranch with three bedrooms and one and a half baths, full basement and a fenced in yard and a covered patio. Large windows give you a bright and spacious living room. Hardwood floors in all three bedrooms. Wood burning fireplace in basement family room area. All major expenses have been taken care of including new roof, all windows, hot water tank, all doors, washer, dryer. New very large concrete driveway with extra parking area and new concrete garage floor which is easy to access off of Kiesel. Partially finished basement with a fireplace. Basement has plenty of storage shelving and a B-Dry system. Conveniently located close to Euclid Ave with quick access to the US 10 highway. All appliances to stay. Promote your small business with the Jenny st traffic. 3 Beds ⋅ 2 Baths ⋅ 50205569 MLS This home offers a functional layout ranch with three bedrooms and one and a half baths, full basement and a fenced in yard and a covered patio. Large windows give you a bright and spacious living room. Hardwood floors in all three bedrooms. Wood burning fireplace in basement family room area. All major expenses have been taken care of including new roof, all windows, hot water tank, all doors, washer, dryer. New very large concrete driveway with extra parking area and new concrete garage floor which is easy to access off of Kiesel. Partially finished basement with a fireplace. Basement has plenty of storage shelving and a B-Dry system. Conveniently located close to Euclid Ave with quick access to the US 10 highway. All appliances to stay. Promote your small business with the Jenny st traffic. 600 W Jenny Street, Bay City
$559,900 Stunning all brick, 1 story home with over 2800 sq ft of living space. This quality built 3 bedroom offers style, comfort & exceptional space throughout. The gorgeous kitchen with oak cabinets & granite countertops is the heart of the home perfect for cooking, hosting & everyday living. Many upscale features were built into this home that include 3 gas fireplaces, Pella triple pane windows, natural gas whole house Generac generator, 3+ car garage with a completely finished interior & a beautifully finished basement you got to see. The finished basement has wide open living space with a second kitchen, gas fireplace, 2pc bath & an expansive storage area with shelving that alone is around 1200 sq ft. There is also an extra outbuilding for a workshop, hobbies or additional storage. Built with upscale finishes and designed for everyday living this homes offer the space & quality you've been looking for! 3 Beds ⋅ 4 Baths ⋅ 50204560 MLS Stunning all brick, 1 story home with over 2800 sq ft of living space. This quality built 3 bedroom offers style, comfort & exceptional space throughout. The gorgeous kitchen with oak cabinets & granite countertops is the heart of the home perfect for cooking, hosting & everyday living. Many upscale features were built into this home that include 3 gas fireplaces, Pella triple pane windows, natural gas whole house Generac generator, 3+ car garage with a completely finished interior & a beautifully finished basement you got to see. The finished basement has wide open living space with a second kitchen, gas fireplace, 2pc bath & an expansive storage area with shelving that alone is around 1200 sq ft. There is also an extra outbuilding for a workshop, hobbies or additional storage. Built with upscale finishes and designed for everyday living this homes offer the space & quality you've been looking for! 4767 Pine View Court, Bay City
$379,000 Check out this stately brick mansion offering an ideal floorplan with unique spaces for everyone! Includes 7 bedrooms and 5 baths plus storage galore. Five car garage for all of your toys. Did someone say Airbnb? Ultra convenient location combines park-like setting with privacy less than three minutes from prime shopping area. Brand new carpeting and freshly painted throughout. Hurry this one won't last! 7 Beds ⋅ 5 Baths ⋅ 50186917 MLS Check out this stately brick mansion offering an ideal floorplan with unique spaces for everyone! Includes 7 bedrooms and 5 baths plus storage galore. Five car garage for all of your toys. Did someone say Airbnb? Ultra convenient location combines park-like setting with privacy less than three minutes from prime shopping area. Brand new carpeting and freshly painted throughout. Hurry this one won't last! 1106 State Street, Bay City
$195,000 Charming RM-1 zoned residential property with versatile home occupation use, perfect for live-work lifestyles! This unique home features 1 bedroom, a modern kitchen, 1 full bath, 2 half baths, a cozy living room, and a spacious recreational room. The property includes a studio currently setup as a barbershop, ideal for entrepreneurs. Enjoy ample parking and a large pole barn for additional storage or workspace. With city approval, the property could be converted to M-1 light industrial use, offering endless possibilities for commercial ventures. Conveniently located with easy access to local amenities, this property is a rare find for those seeking a blend of residential comfort and business potential. This property may qualify for Michigan OPRA tax abatement program to assist with redevelopment if you choose. Don’t miss this opportunity to own a multi-functional space tailored to your vision! Schedule a showing today. 1 Beds ⋅ 3 Baths ⋅ 50186870 MLS Charming RM-1 zoned residential property with versatile home occupation use, perfect for live-work lifestyles! This unique home features 1 bedroom, a modern kitchen, 1 full bath, 2 half baths, a cozy living room, and a spacious recreational room. The property includes a studio currently setup as a barbershop, ideal for entrepreneurs. Enjoy ample parking and a large pole barn for additional storage or workspace. With city approval, the property could be converted to M-1 light industrial use, offering endless possibilities for commercial ventures. Conveniently located with easy access to local amenities, this property is a rare find for those seeking a blend of residential comfort and business potential. This property may qualify for Michigan OPRA tax abatement program to assist with redevelopment if you choose. Don’t miss this opportunity to own a multi-functional space tailored to your vision! Schedule a showing today. 512 Germania Avenue, Bay City
$469,900 Beautiful Bayfront Home with Incredible Saginaw Bay Views. Well-maintained 3-bedroom home offering sweeping views of Saginaw Bay and a bright, open floor plan with tongue-and-groove ceilings, and newer laminate flooring. Main level includes a bedroom and full bath. Upstairs primary suite features a walk-in closet, great natural light, and a private balcony with new (Feb 2024) Pella sliding door—perfect for sunsets over the water. Hallway bathroom and another large bedroom complete the upstairs. Recent updates include roof and gutters (Oct 2025), crawl space insulation and encapsulation (Sept 2025), and a new GFA furnace (Sept 2025). Both bathrooms are updated, with plenty of built-ins and storage throughout. Enjoy the backyard and large deck for relaxing or entertaining. Includes additional parcel #010-038-100-025-99 and a 36x24 pole barn with oversized door, opener, floor drain, 125V and 250V EV outlet. Close to Tobico Marsh, Rail Trail, and State Park for walking, biking and outdoor activities. Immediate possession at closing. 3 Beds ⋅ 2 Baths ⋅ 50172003 MLS Beautiful Bayfront Home with Incredible Saginaw Bay Views. Well-maintained 3-bedroom home offering sweeping views of Saginaw Bay and a bright, open floor plan with tongue-and-groove ceilings, and newer laminate flooring. Main level includes a bedroom and full bath. Upstairs primary suite features a walk-in closet, great natural light, and a private balcony with new (Feb 2024) Pella sliding door—perfect for sunsets over the water. Hallway bathroom and another large bedroom complete the upstairs. Recent updates include roof and gutters (Oct 2025), crawl space insulation and encapsulation (Sept 2025), and a new GFA furnace (Sept 2025). Both bathrooms are updated, with plenty of built-ins and storage throughout. Enjoy the backyard and large deck for relaxing or entertaining. Includes additional parcel #010-038-100-025-99 and a 36x24 pole barn with oversized door, opener, floor drain, 125V and 250V EV outlet. Close to Tobico Marsh, Rail Trail, and State Park for walking, biking and outdoor activities. Immediate possession at closing. 356 Killarney Beach Road, Bay City