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3108 Shillair Drive, Bay City
$159,900
3 Beds ⋅ 1 Baths ⋅ 50226658 MLS
EASY ONE-LEVEL LIVING JUST STEPS FROM THE KAWKAWLIN RIVER! You’ll love the comfort, convenience, and outdoor living space this 3-bedroom Bangor Township ranch has to offer! Tucked away on a quiet dead-end street, this home features an inviting oak kitchen with dining area and sliding glass doors leading to a spacious deck with pergola—perfect for morning coffee, summer cookouts, or relaxing evenings outdoors! The EXTRA-LARGE 115 x 120 LOT offers plenty of room to spread out, garden, entertain, or simply enjoy the outdoors! The fenced backyard also features a concrete block patio and two storage sheds for extra storage. Inside, you’ll appreciate the convenience of main-floor laundry, a newer walk-in shower, central air, vinyl windows, and a newer gas forced-air furnace. The 2.5-car attached garage with automatic door opener provides plenty of room for vehicles and storage, while vinyl siding makes exterior upkeep a breeze! Even better, the refrigerator, electric stove, dishwasher, washer, and dryer are all included, making your move that much easier. Enjoy a peaceful neighborhood setting with the Kawkawlin River just steps away. Come see how easy it would be to call this one HOME!

3108 Shillair Drive, Bay City
4677 Bloomfield Drive, Bay City
$278,900
3 Beds ⋅ 2 Baths ⋅ 50226652 MLS
This beauty just got an exterior face lift with all fresh new paint! This one-owner, sprawling brick ranch was built in 1964 and is nestled in a highly sought-after Monitor Twp neighborhood. Immaculately cared for throughout, this solid, well-built home offers 1,750 sq ft with 3 bedrooms, 2 full bathrooms, a full basement and an attached 2-car garage with a finished interior. The spacious first floor features both a living room with a real wood-burning fireplace and a comfortable family room area, along with convenient first-floor laundry and central air. The updated oak kitchen boasts beautiful quartz countertops, while the updated bathroom features a tiled tub surround and granite countertop. One of the bedrooms even includes a sink for added convenience and versatility. Additional updates include the furnace, plumbing and electrical. Outside, enjoy the relaxing covered front porch or the cement patio overlooking the fenced backyard. The generous 94x193 lot also includes a storage shed. The tall, dry basement provides plenty of storage and includes a finished room that would make an ideal home office, exercise room or hobby space, along with another 46x13 room that is just waiting to be finished. Pride of ownership is evident throughout this immaculately maintained home. Priced accordingly to allow the next owner the opportunity to add their own personal touches and make this wonderful home their own. Keys at closing!

4677 Bloomfield Drive, Bay City
508 Webb Drive, Bay City
$174,900
3 Beds ⋅ 2 Baths ⋅ 50226032 MLS
Beautifully updated west side home. Move right into this charming 3 bedroom, 2 full bath home on a quiet west side drive within walking distance of school. This well maintained home offers a nicely updated kitchen & bathrooms and gorgeous refinished hardwoods floors throughout. The finished rec room in the basement provided additional living space for relaxing or entertaining. Outside you'll appreciate the attractive yard, handy storage shed & 1 car detached garage. Great curb appeal, convenient & desirable location & tasteful updates make this home one you'll want to see!

508 Webb Drive, Bay City
303 S Alp Street, Bay City
$184,000
3 Beds ⋅ 2 Baths ⋅ 50225853 MLS
Welcome to this solid all-brick ranch in a nice Bay City neighborhood! Offering 1,371 square feet of living space, this well-built home features 3 bedrooms, 2 full bathrooms, and a comfortable primary suite. The practical split-ranch layout provides a great use of space, while the full basement offers plenty of additional storage or potential for future finishing. You'll appreciate the many desirable features, including a newer roof, vinyl windows, a high-efficiency furnace, and newer central air conditioning. Outside, enjoy the extra space and possibilities that come with a double lot, along with a 1.5-car garage and a large storage shed perfect for lawn equipment, tools, and outdoor toys. With its durable all brick exterior, important updates, generous lot, and convenient Bay City location close to everyday amenities, this home is a wonderful opportunity for anyone looking for comfort, value, and room to make it their own. Don't miss your chance to see this great property! Immediate possession!

303 S Alp Street, Bay City
505 36th Street, Bay City
$49,900
1 Beds ⋅ 1 Baths ⋅ 50225013 MLS
Full of potential and ready for your personal touch! This charming little home offers a great opportunity for investors, first-time buyers, or anyone looking for a project. With some TLC and updates, this property could make a great rental, investment property, or cozy place to call home. Bring your ideas and make this home shine again!

505 36th Street, Bay City
3463 Highland Drive, Bay City
$399,900
4 Beds ⋅ 6 Baths ⋅ 50224839 MLS
Upon Entering the foyer, the beautiful curved staircase & impressive entrance will start the journey of this spacious 4 bedroom/5 1/2bath home with almost 3,500 square feet! In Bangor's Highland Woods Subdivision, at the end of the cul-de-sac with view of wooded setting behind on over 1/2acre! There's a fireplace in the 15x20 livingroom, another in 17x21 Familyroom, and another in the partially finished basement, which also features another wet bar & 1 of the full baths. 14x17 Primary suite features 10x17 sunroom & a full bath. The updated kitchen has granite counters, 14x16 den/library offers a wet bar, there's a sauna in one of the 1st floor baths & has 1st floor laundry. This custom built stone home is truely a unique masterpiece, THAT'S PRICED FOR IMMEDIATE SALE & POSSESSION!

3463 Highland Drive, Bay City
704 Salzburg Avenue, Bay City
$45,000
3 Beds ⋅ 2 Baths ⋅ 80074478 MLS
Opportunity Awaits! This spacious two-story home offers 3 bedrooms, with the potential for a 4th, 2 bathrooms, and a generously sized backyard with plenty of room to enjoy! Whether you’re an investor looking for your next project or a buyer ready to create your own space, this property offers plenty of potential! Several improvements have already been started, including new flooring in the living room, kitchen, and dining room, along with replaced drywall and recessed lighting in these areas. The kitchen also features new countertops and a new sink. The home has a natural gas space heater on the main level and a natural gas wall-mounted heating unit on the upper level. Seller has never occupied the property and makes no representations regarding the functionality of either heating unit. The remaining areas are ready for your vision and finishing touches. With some additional improvements, this property offers an excellent opportunity to build sweat equity, whether you’re looking for an investment or a place to call home.Bring your ideas and unlock the potential this property has to offer!

704 Salzburg Avenue, Bay City
411 S Jackson Street, Bay City
$115,000
3 Beds ⋅ 2 Baths ⋅ 50223292 MLS
Adorable cape cod home comes with new kitchen cabinets in 2026. Refrigerator new in 2025. Vinyl windows, vinyl siding, and a fenced in back yard. Three bedrooms and 1.5 bathrooms. Solar panels have been recently added to decrease your carbon footprint and save energy costs, by saving approximately $295/year. The kitchen has space for a table or, place a small dining room table in the wider than normal hallway, leading to the living room. One main floor bedroom and two upstairs bedrooms all come with carpet. Vinyl flooring in the kitchen and living room. Off the kitchen leading to the basement is a mud room.

411 S Jackson Street, Bay City
4772 Signature Drive, Bay City
$507,900
3 Beds ⋅ 2 Baths ⋅ 50222213 MLS
Welcome to Mill Pond Meadows, a new community offering luxury, privacy, and effortless lock-and-leave living. Built by Cobblestone Homes, this newly constructed 1,627 sq. ft. single-family condo features 3 bedrooms, 2 baths, a full basement, 2-car garage, and a beautiful covered porch. Step inside to an inviting open-concept layout filled with custom finishes and thoughtful design. The kitchen and baths feature slow-close cabinetry paired with today’s most desirable quartz and granite surfaces. The spacious primary suite is highlighted by a custom-tiled walk-in shower and quality finishes throughout. Built for year-round comfort and efficiency, this home includes Cobblestone’s advanced insulation package, delivering performance beyond Energy Star standards for exceptional comfort and lower utility costs.

4772 Signature Drive, Bay City
2207 Satkowiak Drive, Bay City
$359,000
3 Beds ⋅ 3 Baths ⋅ 50218030 MLS
Welcome to this beautifully maintained, move-in ready home in highly desirable Rueger Farms Subdivision. Quality construction (built in 2006 by Cobblestone Builders) and pride of ownership are evident throughout this spacious 3-bedroom, 2.5-bath home. The inviting open-concept design features a spacious kitchen with ample cabinetry, granite countertops, and an eat-in dining area that flows seamlessly into the large family room—perfect for everyday living and entertaining. The impressive primary suite offers vaulted ceilings and double closets. A full, partially finished basement provides valuable additional living space and features a beautiful fireplace. Step outside to a picture-perfect backyard with a lush, well-maintained lawn, mature landscaping, and sprinkler system. Ideally located in Monitor Township near schools, shopping, restaurants, entertainment, and convenient freeway access. This home has been exceptionally well cared for and is truly turnkey and ready to enjoy. Don’t miss your opportunity to own a quality home in one of Monitor Township’s most sought-after neighborhoods!

2207 Satkowiak Drive, Bay City
3028 Melrose Drive, Bay City
$330,000
4 Beds ⋅ 4 Baths ⋅ 50217920 MLS
Welcome to 3028 Melrose Dr in Bay City's highly sought after Northgate subdivision. This spacious 4-bedroom, 3.5 bath home offers 2396 square feet of well-designed living space on a generous .23 care lot, providing the perfect combination of comfort, functionality and location. Inside you will find ample room for everyday living and entertaining with a versatile floor plan that offers space for the whole family. The partial basement provides excellent storage or the potential for additional living space to meet your needs. Step outside to enjoy the fully fenced backyard ideal for children, pets, gardening, or relaxing with family and friends. The attached, heated 2 car garage is perfect for year-round parking, projects, and additional storage, making Michigan winters much more comfortable. Built in 1973 and located in one of Bay City's most desirable neighborhoods. This home is just minutes from shopping, dining, schools, parks, and everyday conveniences. Whether you are looking for room to grow or a place to settle into for years to come this Northgate home is one you won't want to miss.

3028 Melrose Drive, Bay City
227 Bayside Park Drive, Bay City
$1,200,000
3 Beds ⋅ 2 Baths ⋅ 80072050 MLS
Million dollar view from the sunroom. 3 lots at the mouth of the Kawkawlin River as it enters the Saginaw Bay (Lake Huron). 237 feet on the bay. Sandy beach faces the bay. Nice seawall and walkway along the river (200 feet). 3 bedroom 2 bath ranch style home with 2 car attached garage. Windows in the living face both the river and the bay. Master bedroom windows face the river. Step from the dining room into the sunroom through the slider and relax with the water views. Sunroom is approx. 36 x 10 feet. Home is dated and is awaiting your personal remodeling touch.

227 Bayside Park Drive, Bay City
4768 Signature Drive, Bay City
$489,900
3 Beds ⋅ 2 Baths ⋅ 50209357 MLS
Welcome to Mill Pond Meadows, a new community offering luxury, privacy, and lock and leave living. Built by Cobblestone Homes, this newly constructed 1,627 sq. ft. single-family condo is under construction and designed with exceptional craftsmanship and modern comfort in mind. This 3-bedroom, 2-bath home features an inviting open layout that showcases a beautiful blend of design. With custom finishes throughout. The kitchen and baths feature slow close cabinetry, wrapped in today’s most desirable quartz and granite surfaces. The spacious primary suite includes a custom-tiled walk-in shower and thoughtful design details throughout. Enjoy year round comfort with Cobblestone’s advanced insulation package, exceeding Energy Star performance for lower utility costs and exceptional efficiency. Best of all, lawn care and snow removal are included, allowing for carefree living in every season. Experience luxury, convenience, and breathtaking views this exceptional condo at Mill Pond Meadows is ready to welcome you home.

4768 Signature Drive, Bay City
21 Cove Drive, Bay City
$619,900
4 Beds ⋅ 4 Baths ⋅ 50206684 MLS
One-of-a-kind waterfront living awaits in this exceptional custom-built luxury condo, perfectly positioned along the Saginaw River with breathtaking views of Wheeler’s Landing Marina. Completed in late 2024 with impeccable craftsmanship and thoughtful design, this newly constructed residence offers refined riverfront living within one of the area’s most exciting waterfront communities. Designed with barrier-free accessibility and energy-certified construction, this home seamlessly blends elegance, comfort, and efficiency. The sophisticated designer kitchen is both beautiful and functional, featuring granite countertops, a spacious center island with seating, stainless steel appliances including refrigerator, range, microwave, and dishwasher, plus four Philippe Starck pendant lights imported from Italy. A large pantry and coat closet enhance everyday convenience, while rich vinyl plank flooring flows throughout both levels, complementing the home’s modern contemporary style. The expansive open-concept living area is designed to impress with an acoustic feature wall, dedicated HiFi amplifier circuit, TV conduit chase, and fireplace feature wall. Floor-to-ceiling sightlines showcase uninterrupted marina and river views, while abundant natural light fills the space. The living area opens to a covered waterfront patio with ceiling fan, creating the perfect setting for relaxing or entertaining. Additional storage beneath the staircase adds practicality without sacrificing design. The main-floor primary suite offers stunning waterfront views, oversized windows, a spacious walk-in closet, and a beautifully appointed three-piece ensuite with walk-in shower. A conveniently located half bath and main-floor laundry add to the home’s thoughtful layout. Upstairs, a second luxurious primary suite features its own walk-in closet, elegant four-piece ensuite bath, and private balcony overlooking both the marina and river, offering spectacular sunrise and sunset views. Two additional generously sized bedrooms with built-in closets, another beautifully finished four-piece bath, and a second-floor laundry/storage room with GE Profile UltraFast washer/dryer combo provide exceptional comfort and convenience. An additional custom-finished 13x9 storage room offers rare extra space seldom found in condo living. Every room is equipped with Cat 6 LAN wiring and upgraded Decora switches throughout. Additional highlights include a finished 2.5-car attached garage with window, utility room, 96% high-efficiency gas furnace, A/C, energy-efficient insulated windows, high-performance cellulose insulation system, attic storage, and water heater. Built with exceptional attention to detail, quality, and comfort, this remarkable waterfront residence offers the rare advantage of new construction without the wait or expense of building. An added financial benefit, the home qualifies for the Neighborhood Enterprise Zone program, offering approx. 50% off property taxes for up to 14 years.

21 Cove Drive, Bay City
4767 Pine View Court, Bay City
$529,900
3 Beds ⋅ 4 Baths ⋅ 50204560 MLS
Stunning all brick, 1 story home with over 2800 sq ft of living space. This quality built 3 bedroom offers style, comfort & exceptional space throughout. The gorgeous kitchen with oak cabinets & granite countertops is the heart of the home perfect for cooking, hosting & everyday living. Many upscale features were built into this home that include 3 gas fireplaces, Pella triple pane windows, natural gas whole house Generac generator, 3+ car garage with a completely finished interior & a beautifully finished basement you got to see. The finished basement has wide open living space with a second kitchen, gas fireplace, 2pc bath & an expansive storage area with shelving that alone is around 1200 sq ft. There is also an extra outbuilding for a workshop, hobbies or additional storage. Built with upscale finishes and designed for everyday living this homes offer the space & quality you've been looking for!

4767 Pine View Court, Bay City
Shady Shores Road, Bay City
$27,000
50194165 MLS
READY TO BUILD BY THE BAY?? We have the perfect place for you! Just off of Patterson Rd in Beautiful Bangor Township, you will find this nearly half acre, partially wooded lot situated in the heart of Sunset Shores. Its prime location offers plenty of room for you to build your next new dream home or custom Barn-dominium. Located within just minutes from sandy beaches and waterfront views, the boat launch, marina's, Bay City State Park or a short distance to enjoy Bay City's Downtown Riverfront, rail trails, fine dining, pub's, shopping and all amenities. Stroll along the Riverwalk and enjoy the parks or visit one of our art galleries. At night, BC's downtown comes alive with concerts, movies, and other special events. Don't miss this affordable opportunity, call listing agent today for more information!

Shady Shores Road, Bay City
37 OR 39 Cove Drive, Bay City
$549,000
50193875 MLS
Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay County’s premier new Saginaw River waterfront condominium community, thoughtfully designed for comfort, quality, and convenience. Featuring modern single and two-story duplex-style condos, this vibrant neighborhood offers the perfect blend of luxury riverfront living and easy access to everything the Great Lakes Bay Region has to offer. Located just minutes from I-75, Iron Bridge puts you close to shopping, dining, healthcare, and recreation — while the Saginaw River, Wheeler Landing Yacht Harbor, and the scenic Riverwalk/Rail Trail Loop are right outside your door. Designed for those who value simplicity, style, and low-maintenance living, Iron Bridge Condominiums make it easy to “lock and leave” while enjoying the full benefits of homeownership. Whether you’re starting fresh, downsizing, or ready for a more carefree lifestyle, this community offers the freedom to live beautifully — without the burden of maintenance. Choose from single-story or two-story homes, with optional basements, walk-out lower levels, and fully accessible zero-threshold floor plans available. Each home is fully customizable — work with our design team to select your ideal layout, finishes, and fixtures. Home Features & Options Include: • 2 to 4 bedrooms • Basement, crawl space, or slab foundation • Second-floor decks and walk-out basements • Custom kitchen, bath, and dining layouts • 1,200 to 2,000 sq. ft. floor plans ?? Saginaw River Waterfront Condos — Pricing Starts at $649,900 Offering the best price for new construction waterfront condos in Bay County, Iron Bridge at Wheeler’s Landing delivers exceptional value without compromise. Nestled between the waterfront and Defoe Park, Iron Bridge at Wheeler’s Landing is more than a place to live — it’s a new way of living well. A new home. A new lifestyle. A better way to live.

37 OR 39 Cove Drive, Bay City
33 OR 35 Cove Drive, Bay City
$649,900
50193662 MLS
Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay County’s premier new Saginaw River waterfront condominium community, thoughtfully designed for comfort, quality, and convenience. Featuring modern single and two-story duplex-style condos, this vibrant neighborhood offers the perfect blend of luxury riverfront living and easy access to everything the Great Lakes Bay Region has to offer. Located just minutes from I-75, Iron Bridge puts you close to shopping, dining, healthcare, and recreation — while the Saginaw River, Wheeler Landing Yacht Harbor, and the scenic Riverwalk/Rail Trail Loop are right outside your door. Designed for those who value simplicity, style, and low-maintenance living, Iron Bridge Condominiums make it easy to “lock and leave” while enjoying the full benefits of homeownership. Whether you’re starting fresh, downsizing, or ready for a more carefree lifestyle, this community offers the freedom to live beautifully — without the burden of maintenance. Choose from single-story or two-story homes, with optional basements, walk-out lower levels, and fully accessible zero-threshold floor plans available. Each home is fully customizable — work with our design team to select your ideal layout, finishes, and fixtures. Home Features & Options Include: • 2 to 4 bedrooms • Basement, crawl space, or slab foundation • Second-floor decks and walk-out basements • Custom kitchen, bath, and dining layouts • 1,200 to 2,000 sq. ft. floor plans ?? Saginaw River Waterfront Condos — Pricing Starts at $649,900 Offering the best price for new construction waterfront condos in Bay County, Iron Bridge at Wheeler’s Landing delivers exceptional value without compromise. Nestled between the waterfront and Defoe Park, Iron Bridge at Wheeler’s Landing is more than a place to live — it’s a new way of living well. A new home. A new lifestyle. A better way to live.

33 OR 35 Cove Drive, Bay City
29 OR 31 Cove Drive, Bay City
$649,900
50193661 MLS
Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay County’s premier new Saginaw River waterfront condominium community, thoughtfully designed for comfort, quality, and convenience. Featuring modern single and two-story duplex-style condos, this vibrant neighborhood offers the perfect blend of luxury riverfront living and easy access to everything the Great Lakes Bay Region has to offer. Located just minutes from I-75, Iron Bridge puts you close to shopping, dining, healthcare, and recreation — while the Saginaw River, Wheeler Landing Yacht Harbor, and the scenic Riverwalk/Rail Trail Loop are right outside your door. Designed for those who value simplicity, style, and low-maintenance living, Iron Bridge Condominiums make it easy to “lock and leave” while enjoying the full benefits of homeownership. Whether you’re starting fresh, downsizing, or ready for a more carefree lifestyle, this community offers the freedom to live beautifully — without the burden of maintenance. Choose from single-story or two-story homes, with optional basements, walk-out lower levels, and fully accessible zero-threshold floor plans available. Each home is fully customizable — work with our design team to select your ideal layout, finishes, and fixtures. Home Features & Options Include: • 2 to 4 bedrooms • Basement, crawl space, or slab foundation • Second-floor decks and walk-out basements • Custom kitchen, bath, and dining layouts • 1,200 to 2,000 sq. ft. floor plans ?? Saginaw River Waterfront Condos — Pricing Starts at $649,900 Offering the best price for new construction waterfront condos in Bay County, Iron Bridge at Wheeler’s Landing delivers exceptional value without compromise. Nestled between the waterfront and Defoe Park, Iron Bridge at Wheeler’s Landing is more than a place to live — it’s a new way of living well. A new home. A new lifestyle. A better way to live.

29 OR 31 Cove Drive, Bay City
25 OR 27 Cove Drive, Bay City
$649,900
50193660 MLS
Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay County’s premier new Saginaw River waterfront condominium community, thoughtfully designed for comfort, quality, and convenience. Featuring modern single and two-story duplex-style condos, this vibrant neighborhood offers the perfect blend of luxury riverfront living and easy access to everything the Great Lakes Bay Region has to offer. Located just minutes from I-75, Iron Bridge puts you close to shopping, dining, healthcare, and recreation — while the Saginaw River, Wheeler Landing Yacht Harbor, and the scenic Riverwalk/Rail Trail Loop are right outside your door. Designed for those who value simplicity, style, and low-maintenance living, Iron Bridge Condominiums make it easy to “lock and leave” while enjoying the full benefits of homeownership. Whether you’re starting fresh, downsizing, or ready for a more carefree lifestyle, this community offers the freedom to live beautifully — without the burden of maintenance. Choose from single-story or two-story homes, with optional basements, walk-out lower levels, and fully accessible zero-threshold floor plans available. Each home is fully customizable — work with our design team to select your ideal layout, finishes, and fixtures. Home Features & Options Include: • 2 to 4 bedrooms • Basement, crawl space, or slab foundation • Second-floor decks and walk-out basements • Custom kitchen, bath, and dining layouts • 1,200 to 2,000 sq. ft. floor plans ?? Saginaw River Waterfront Condos — Pricing Starts at $649,900 Offering the best price for new construction waterfront condos in Bay County, Iron Bridge at Wheeler’s Landing delivers exceptional value without compromise. Nestled between the waterfront and Defoe Park, Iron Bridge at Wheeler’s Landing is more than a place to live — it’s a new way of living well. A new home. A new lifestyle. A better way to live.

25 OR 27 Cove Drive, Bay City
18 OR 20 Cove Drive, Bay City
$374,900
50193659 MLS
18 or 20 COVE DRIVE. NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years, APPROXIMATELY 50% REDUCTION!! Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s newest low-maintenance waterfront community, thoughtfully crafted for comfort, quality, and convenience. Featuring modern single and two-story duplex condominiums, this vibrant neighborhood offers the perfect blend of relaxed riverfront living and easy access to everything the Great Lakes Bay Region has to offer. Located just minutes from I-75, Iron Bridge puts you close to shopping, dining, healthcare, and recreation — while the Saginaw River, Wheeler Landing Yacht Harbor, and the scenic Riverwalk/Rail Trail Loop are right outside your door. Designed for those who value simplicity and style, Iron Bridge Condominiums make it easy to “lock and leave” while enjoying the full benefits of homeownership. Whether you’re starting fresh, downsizing, or ready for a more carefree lifestyle, this community offers the freedom to live beautifully — without the burden of maintenance. Choose from single-story or two-story homes, with optional basements, walk-out lower levels, and fully accessible, zero-threshold floor plans available. Each home is fully customizable, allowing you to work with our design team to personalize your layout, finishes, and fixtures. Options include: • 2 to 4 bedrooms • Basement, crawl space, or slab foundations • Second-floor decks • Custom kitchen, bath, and dining layouts • 1,200 to 2,000 sq. ft. floor plans Pricing starts at $324,900 single story, $399,900 two story. Nestled between the waterfront and Defoe Park, Iron Bridge at Wheeler’s Landing is more than a place to live — it’s a new way of living well. Features you’ll love: • Open Floor Plan – Bright and spacious with customizable finishes. • Energy Certified Design – Energy-efficient Low-E insulated glass windows, high-performance cellulose insulation, and a 96% high-efficiency natural gas furnace with central air. • Luxury Touches – Stainless steel appliances, MOEN plumbing fixtures, and your choice of granite countertops, cabinetry, paint colors, and fixtures. • Spacious Bedrooms – Primary suite with private walk-in bath and walk-in closet; 2nd bedroom with its own walk-in closet. • Outdoor & Expansion Options – Covered patio, fully landscaped yard with sprinkler system, oversized 2+ car garage, plus optional basement for an additional $20,000. • Affordable Living – $300 monthly HOA fee. • Peace of Mind – Backed by a 1-year builder warranty from Mid-Michigan Builders. This is your chance to design a home that is customized, barrier-free, energy-efficient, and tax-advantaged for 15 years!

18 OR 20 Cove Drive, Bay City
59 OR 57 Cove Drive, Bay City
$374,900
50193642 MLS
57 or 59 COVE DRIVE. NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years, approximately 50% reduction. Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s newest low-maintenance waterfront community, thoughtfully crafted for comfort, quality, and convenience. Featuring modern single and two-story duplex condominiums, this vibrant neighborhood offers the perfect blend of relaxed riverfront living and easy access to everything the Great Lakes Bay Region has to offer. Located just minutes from I-75, Iron Bridge puts you close to shopping, dining, healthcare, and recreation — while the Saginaw River, Wheeler Landing Yacht Harbor, and the scenic Riverwalk/Rail Trail Loop are right outside your door. Designed for those who value simplicity and style, Iron Bridge Condominiums make it easy to “lock and leave” while enjoying the full benefits of homeownership. Whether you’re starting fresh, downsizing, or ready for a more carefree lifestyle, this community offers the freedom to live beautifully — without the burden of maintenance. Choose from single-story or two-story homes, with optional basements, walk-out lower levels, and fully accessible, zero-threshold floor plans available. Each home is fully customizable, allowing you to work with our design team to personalize your layout, finishes, and fixtures. Options include: • 2 to 4 bedrooms • Basement, crawl space, or slab foundations • Second-floor decks • Custom kitchen, bath, and dining layouts • 1,200 to 2,000 sq. ft. floor plans Pricing starts at $324,900 single story, $399,900 two story. Nestled between the waterfront and Defoe Park, Iron Bridge at Wheeler’s Landing is more than a place to live — it’s a new way of living well. Features you’ll love: • Open Floor Plan – Bright and spacious with customizable finishes. • Energy Certified Design – Energy-efficient Low-E insulated glass windows, high-performance cellulose insulation, and a 96% high-efficiency natural gas furnace with central air. • Luxury Touches – Stainless steel appliances, MOEN plumbing fixtures, and your choice of granite countertops, cabinetry, paint colors, and fixtures. • Spacious Bedrooms – Primary suite with private walk-in bath and walk-in closet; 2nd bedroom with its own walk-in closet. • Outdoor & Expansion Options – Covered patio, fully landscaped yard with sprinkler system, oversized 2+ car garage, plus optional basement for an additional $20,000. • Affordable Living – $300 monthly HOA fee. • Peace of Mind – Backed by a 1-year builder warranty from Mid-Michigan Builders. This is your chance to design a home that is customized, barrier-free, energy-efficient, and tax-advantaged for 15 years!

59 OR 57 Cove Drive, Bay City
14 Cove Drive, Bay City
$399,900
4 Beds ⋅ 3 Baths ⋅ 50188182 MLS
SAGINAW RIVER VIEWS – NEXT TO WHEELER LANDING YACHT HARBOR! BONUS IT’S BARRIER FREE ACCESSIBILITY!!! PROPERTY TAXES REDUCED 50% FOR UP TO 15 YEARS!! If you love the waterfront lifestyle without the waterfront prices, this home is for you! Enjoy scenic river views and the convenience of Wheeler Landing right next door. The studs are up and waiting for you to make this brand new 4 bedroom, 2 ½ bath story-and-a-half home your own. Designed with cathedral ceilings, an open floor plan, and Energy Certified efficiency, it features Low-E insulated windows, a 96% high-efficiency natural gas furnace, central air, and high-performance cellulose insulation. The spacious kitchen is ready for your selections—choose your own cabinetry, granite countertops, stainless appliances, plumbing fixtures, flooring, and more. The primary suite includes a walk-in closet and private bath with a full walk-in shower. Additional bedrooms provide plenty of space for family or guests, with a second full bath and a convenient half bath. First floor is fully barrier-free accessible, making it convenient for all lifestyles. Exterior highlights include a covered front porch, stamped concrete patio with roof cover, vinyl and stone exterior, and professional landscaping with sprinkler system. This is your chance to customize a brand new home in a premier riverfront location—don’t miss it! HOA SERVICES PROVIDE: LAWN CARE, SPRINKLER SYSTEM, TREE, SHRUB, AND BED MAINTENANCE, SNOW REMOVAL FROM DRIVE AND WALKS FOR SNOW EVENTS OVER 2”, SPRING AND FALL CLEANUP AND MORE AS PROVIDED BY THE MASTER DEED.

14 Cove Drive, Bay City
Fisher Road, Bay City
$272,250
50176407 MLS
Prime Development Opportunity – 30.25 Acres in Monitor Township Don’t miss this exceptional opportunity to develop 30.25 acres of flat, high-quality land in thriving Monitor Township. With four access points — including Fisher Road, two on Kasemeyer Road, and Grande Road — this property offers outstanding flexibility and connectivity for future development. Located in a growing residential area with strong demand, this land is perfectly suited for a residential subdivision, multi-site development, or mixed-use project. The parcel is currently being farmed, ensuring a well-maintained and usable landscape, and splits are available to accommodate phased development or multiple projects. All utilities are available at the road, reducing upfront infrastructure costs and accelerating your timeline to build. With its prime location, easy access, and development-ready features, this property represents a rare investment opportunity in a sought-after township. Seize the chance to shape the next great neighborhood in Monitor Township.

Fisher Road, Bay City
2492 East Meadow Drive, Bay City
$39,000
50090722 MLS
Great BUILDING SITE IN EAST MEADOW SUBDIVISION IN FRANKENLUST TOWNSHIP, READY FOR YOUR NEW HOME! CHOOSE YOUR OWN BUILDER or Build To Suite! Minimum sq ft for a Ranch Style home is 1400 sq ft and 1800 sq ft for a 2 story home. ALL UTILITIES ARE AT THE ROAD. FENCED YARDS ARE WELCOME. HOA FEES ARE ONLY $250 PER YEAR. MASTER DEED AND BY-LAW AVAILABLE. Seller is licensed Broker in the State of Michigan

2492 East Meadow Drive, Bay City
2491 East Meadow Drive, Bay City
$39,000
50090812 MLS
Great BUILDING SITE IN EAST MEADOW SUBDIVISION IN FRANKENLUST TOWNSHIP IS READY FOR YOUR NEW HOME! CHOOSE YOUR OWN BUILDER or Build To Suit! Minimum sq ft for a Ranch Style home is 1400 sq ft and 1800 sq ft for a 2 story home. ALL UTILITIES ARE AT THE ROAD. FENCED YARDS ARE WELCOME. HOA FEES ARE ONLY $250 PER YEAR. MASTER DEED AND BY-LAW AVAILABLE. Seller is licensed Broker in the State of Michigan

2491 East Meadow Drive, Bay City
6025 East Meadow Drive, Bay City
$39,900
50090715 MLS
CORNER BUILDING SITE IN EAST MEADOW SUBDIVISION IN FRANKENLUST TOWNSHIP IS READY FOR YOUR NEW HOME! CHOOSE YOUR OWN BUILDER!! Minimum sq ft for a Ranch Style home is 1400 sq ft and 1800 sq ft for a 2 story home. ALL UTILITIES ARE AT THE ROAD. FENCED YARDS ARE WELCOME. HOA FEES ARE ONLY $250 PER YEAR. MASTER DEED AND BY-LAW AVAILABLE. Seller is licensed Broker in the State of Michigan

6025 East Meadow Drive, Bay City
6067 East Meadow Drive, Bay City
$39,900
50090723 MLS
CORNER BUILDING SITE IN EAST MEADOW SUBDIVISION IN FRANKENLUST TOWNSHIP IS READY FOR YOUR NEW HOME! CHOOSE YOUR OWN BUILDER!! Minimum sq ft for a Ranch Style home is 1400 sq ft and 1800 sq ft for a 2 story home. ALL UTILITIES ARE AT THE ROAD. FENCED YARDS ARE WELCOME. HOA FEES ARE ONLY $250 PER YEAR. MASTER DEED AND BY-LAW AVAILABLE. Seller is licensed Broker in the State of Michigan

6067 East Meadow Drive, Bay City
2438 Country Creek Drive, Bay City
$49,000
50105333 MLS
BEAUTIFUL COPPER CREEK LOT IN MEADOW LAKE SUBDIVISION IN FRANKENLUST TWP. USE YOUR OWN BUILDER or Build To Suit! MASTER DEED AND BY LAW ARE AVAILABLE AND THE HOA FEE IS ONLY $150.00 PER YEAR. Minimum sq ft is 2,000 for a ranch style home and 2,500 for a 2 story home, sq ft does shall not include the garage or any unfinished areas in the basement. All construction must be completed with in a 12 month period from the time of commencement. All structures shall conform to township ordinances, including set back from unit lines. All materials unused in construction shall be new, and all residences constructed must face the street. SELLER IS A BROKER IN THE STATE OF MICHIGAN

2438 Country Creek Drive, Bay City

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