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$88,000
4 Beds ⋅ 2 Baths ⋅ 50221640 MLS
Find room for everyone with one bedroom (and a second room that could be an office or bedroom) and full bath downstairs, two bedrooms and half bath upstairs, spacious living room and full basement. Outside there is a nice front porch, fenced backyard and 2.5 car garage. This home is currently open to owner occupants, non-profits and government agencies only. Bid Period Deadline 9/27/2026 11:59:59?PM CT. Please go to hudhomestore.gov or https://rainecompany.com/ for details. HUD Case #262-272875. HUD insurable code IE. 203K Eligible

813 Fitzhugh Street, Bay City
$289,900
3 Beds ⋅ 2 Baths ⋅ 50220176 MLS
Welcome to 4677 Bloomfield Dr in Monitor Twp! This one-owner, sprawling brick ranch was built in 1964 and is nestled in a highly sought-after neighborhood. Immaculately cared for throughout, this solid, well-built home offers 1,750 sq ft with 3 bedrooms, 2 full bathrooms, a full basement and an attached 2-car garage with a finished interior. The spacious first floor features both a living room with a real wood-burning fireplace and a comfortable family room area, along with convenient first-floor laundry and central air. The updated oak kitchen boasts beautiful quartz countertops, while the updated bathroom features a tiled tub surround and granite countertop. One of the bedrooms even includes a sink for added convenience and versatility. Additional updates include the furnace, plumbing and electrical. Outside, enjoy the relaxing covered front porch or the cement patio overlooking the fully fenced backyard. The generous 94x193 lot also includes a storage shed. The tall, dry basement provides plenty of storage and includes a finished room that would make an ideal home office, exercise room or hobby space, along with another 46x13 room that is just waiting to be finished. Pride of ownership is evident throughout this immaculately maintained home. Priced accordingly to allow the next owner the opportunity to add their own personal touches and make this wonderful home their own. Keys at closing!

4677 Bloomfield Drive, Bay City
$234,900
3 Beds ⋅ 2 Baths ⋅ 50219559 MLS
Welcome to 3011 Canterbury Drive! This spacious 3-bedroom, 2-bath home in Bangor Township offers plenty of room to make your own. The main level features a comfortable living room, dining area, kitchen with ample cabinetry, large bathroom, and three bedrooms. Head to the lower level for more living space, including a large family/rec room, bar area, and second full bath—perfect for entertaining, movie nights, or extra space to spread out. Outside, enjoy a large deck overlooking the fenced backyard with a storage shed and plenty of room for outdoor fun. An attached 2-car garage adds extra convenience. Located in an established neighborhood close to schools, shopping, parks, and everyday amenities. Come see this Great move in ready home.

3011 Canterbury Drive, Bay City
$112,500
4 Beds ⋅ 1 Baths ⋅ 50218932 MLS
Spacious on 17th Street! Make this 4-bedroom, 1 bath, your new home! Step through the front foyer where you will find the dining room and living room, both roomy and ready for gatherings. The primary bedroom is also located on the main floor, while the remaining three spacious bedrooms are upstairs, each featuring new flooring. Off the kitchen is an extra room waiting for creative use. Transform this space into your own personal library, office, or gym. More ample storage space can be found in the unfinished basement. Create your own personal oasis in the fully fenced-in backyard. There is room to roam, garden, or relax. Call today for your private tour!

817 17th Street, Bay City
$379,000
3 Beds ⋅ 3 Baths ⋅ 50218030 MLS
Welcome to this beautifully maintained, move-in ready home in highly desirable Rueger Farms Subdivision. Quality construction (built in 2006 by Cobblestone Builders) and pride of ownership are evident throughout this spacious 3-bedroom, 2.5-bath home. The inviting open-concept design features a spacious kitchen with ample cabinetry, granite countertops, and an eat-in dining area that flows seamlessly into the large family room—perfect for everyday living and entertaining. The impressive primary suite offers vaulted ceilings and double closets. A full, partially finished basement provides valuable additional living space and features a beautiful fireplace. Step outside to a picture-perfect backyard with a lush, well-maintained lawn, mature landscaping, and sprinkler system. Ideally located in Monitor Township near schools, shopping, restaurants, entertainment, and convenient freeway access. This home has been exceptionally well cared for and is truly turnkey and ready to enjoy. Don’t miss your opportunity to own a quality home in one of Monitor Township’s most sought-after neighborhoods!

2207 Satkowiak Drive, Bay City
$330,000
4 Beds ⋅ 4 Baths ⋅ 50217920 MLS
Welcome to 3028 Melrose Dr in Bay City's highly sought after Northgate subdivision. This spacious 4-bedroom, 3.5 bath home offers 2396 square feet of well-designed living space on a generous .23 care lot, providing the perfect combination of comfort, functionality and location. Inside you will find ample room for everyday living and entertaining with a versatile floor plan that offers space for the whole family. The partial basement provides excellent storage or the potential for additional living space to meet your needs. Step outside to enjoy the fully fenced backyard ideal for children, pets, gardening, or relaxing with family and friends. The attached, heated 2 car garage is perfect for year-round parking, projects, and additional storage, making Michigan winters much more comfortable. Built in 1973 and located in one of Bay City's most desirable neighborhoods. This home is just minutes from shopping, dining, schools, parks, and everyday conveniences. Whether you are looking for room to grow or a place to settle into for years to come this Northgate home is one you won't want to miss.

3028 Melrose Drive, Bay City
$1,200,000
3 Beds ⋅ 2 Baths ⋅ 80072050 MLS
Million dollar view from the sunroom. 3 lots at the mouth of the Kawkawlin River as it enters the Saginaw Bay (Lake Huron). 237 feet on the bay. Sandy beach faces the bay. Nice seawall and walkway along the river (200 feet). 3 bedroom 2 bath ranch style home with 2 car attached garage. Windows in the living face both the river and the bay. Master bedroom windows face the river. Step from the dining room into the sunroom through the slider and relax with the water views. Sunroom is approx. 36 x 10 feet. Home is dated and is awaiting your personal remodeling touch.

227 Bayside Park Drive, Bay City
$139,900
3 Beds ⋅ 1 Baths ⋅ 50216858 MLS
Cute & Cozy Hampton Township 3 bedroom home with garage and beautiful double lot. Features include central air, vinyl windows, fully updated bath w/ceramic tile, no neighbors behind plus so much more! Set your showing today.

206 Cambridge Street, Bay City
$475,000
4 Beds ⋅ 2 Baths ⋅ 50213287 MLS
Experience waterfront living at its finest in this spacious 2,416-square-foot, 4-bedroom, 2-bathroom home on beautiful Bay Road in Bay City. With breathtaking panoramic views of the bay from the upper-level primary bedroom, this property offers the perfect combination of comfort, efficiency, and year-round enjoyment. Thoughtfully maintained, the home features numerous updates, including a newer roof, boiler, sliding glass doors, and exterior paint. Energy-efficient solar panels help reduce annual utility costs, providing long-term savings and added value. The upper-level bathroom features a spacious sauna, creating the perfect place to unwind after a day on the water or simply relax in the comfort of your own home. Step outside to your own private waterfront oasis featuring a sandy beach that leads to clean, shallow wading waters—ideal for swimming, kayaking, or simply relaxing by the bay. The fenced backyard, spacious concrete patio overlooking the water, and 2-car garage complete the outdoor amenities, making this home perfect for entertaining and everyday living. An added bonus: this waterfront property does not require flood insurance, offering peace of mind and lower ownership costs. Whether you’re searching for a year-round residence or the perfect waterfront retreat, this exceptional property is one you won’t want to miss.

705 Bay Road, Bay City
$279,900
3 Beds ⋅ 2 Baths ⋅ 50211844 MLS
High demand Monitor Township 3 bedroom 2 full bath brick ranch with large yard and 2 car attached garage. All major items have been updated and home features hardwood plus ceramic flooring, fireplace in living room, formal dining, whole house generator plus so much more!

2938 Noreen Drive, Bay City
$499,900
3 Beds ⋅ 2 Baths ⋅ 50209357 MLS
Welcome to Mill Pond Meadows, a new community offering luxury, privacy, and lock and leave living. Built by Cobblestone Homes, this newly constructed 1,627 sq. ft. single-family condo is under construction and designed with exceptional craftsmanship and modern comfort in mind. This 3-bedroom, 2-bath home features an inviting open layout that showcases a beautiful blend of design. With custom finishes throughout. The kitchen and baths feature slow close cabinetry, wrapped in today’s most desirable quartz and granite surfaces. The spacious primary suite includes a custom-tiled walk-in shower and thoughtful design details throughout. Enjoy year round comfort with Cobblestone’s advanced insulation package, exceeding Energy Star performance for lower utility costs and exceptional efficiency. Best of all, lawn care and snow removal are included, allowing for carefree living in every season. Experience luxury, convenience, and breathtaking views this exceptional condo at Mill Pond Meadows is ready to welcome you home.

4768 Signature Drive, Bay City
$619,900
4 Beds ⋅ 4 Baths ⋅ 50206684 MLS
One-of-a-kind waterfront living awaits in this exceptional custom-built luxury condo, perfectly positioned along the Saginaw River with breathtaking views of Wheeler’s Landing Marina. Completed in late 2024 with impeccable craftsmanship and thoughtful design, this newly constructed residence offers refined riverfront living within one of the area’s most exciting waterfront communities. Designed with barrier-free accessibility and energy-certified construction, this home seamlessly blends elegance, comfort, and efficiency. The sophisticated designer kitchen is both beautiful and functional, featuring granite countertops, a spacious center island with seating, stainless steel appliances including refrigerator, range, microwave, and dishwasher, plus four Philippe Starck pendant lights imported from Italy. A large pantry and coat closet enhance everyday convenience, while rich vinyl plank flooring flows throughout both levels, complementing the home’s modern contemporary style. The expansive open-concept living area is designed to impress with an acoustic feature wall, dedicated HiFi amplifier circuit, TV conduit chase, and fireplace feature wall. Floor-to-ceiling sightlines showcase uninterrupted marina and river views, while abundant natural light fills the space. The living area opens to a covered waterfront patio with ceiling fan, creating the perfect setting for relaxing or entertaining. Additional storage beneath the staircase adds practicality without sacrificing design. The main-floor primary suite offers stunning waterfront views, oversized windows, a spacious walk-in closet, and a beautifully appointed three-piece ensuite with walk-in shower. A conveniently located half bath and main-floor laundry add to the home’s thoughtful layout. Upstairs, a second luxurious primary suite features its own walk-in closet, elegant four-piece ensuite bath, and private balcony overlooking both the marina and river, offering spectacular sunrise and sunset views. Two additional generously sized bedrooms with built-in closets, another beautifully finished four-piece bath, and a second-floor laundry/storage room with GE Profile UltraFast washer/dryer combo provide exceptional comfort and convenience. An additional custom-finished 13x9 storage room offers rare extra space seldom found in condo living. Every room is equipped with Cat 6 LAN wiring and upgraded Decora switches throughout. Additional highlights include a finished 2.5-car attached garage with window, utility room, 96% high-efficiency gas furnace, A/C, energy-efficient insulated windows, high-performance cellulose insulation system, attic storage, and water heater. Built with exceptional attention to detail, quality, and comfort, this remarkable waterfront residence offers the rare advantage of new construction without the wait or expense of building. An added financial benefit, the home qualifies for the Neighborhood Enterprise Zone program, offering approx. 50% off property taxes for up to 14 years.

21 Cove Drive, Bay City
$559,900
3 Beds ⋅ 4 Baths ⋅ 50204560 MLS
Stunning all brick, 1 story home with over 2800 sq ft of living space. This quality built 3 bedroom offers style, comfort & exceptional space throughout. The gorgeous kitchen with oak cabinets & granite countertops is the heart of the home perfect for cooking, hosting & everyday living. Many upscale features were built into this home that include 3 gas fireplaces, Pella triple pane windows, natural gas whole house Generac generator, 3+ car garage with a completely finished interior & a beautifully finished basement you got to see. The finished basement has wide open living space with a second kitchen, gas fireplace, 2pc bath & an expansive storage area with shelving that alone is around 1200 sq ft. There is also an extra outbuilding for a workshop, hobbies or additional storage. Built with upscale finishes and designed for everyday living this homes offer the space & quality you've been looking for!

4767 Pine View Court, Bay City
$490,000
3 Beds ⋅ 4 Baths ⋅ 50198730 MLS
Step into this stunning brand-new home offering 1,951 square feet of thoughtfully designed living space. The open-concept layout showcases natural hardwood cabinetry, luxury vinyl plank flooring, and quartz countertops throughout, creating a seamless blend of style and durability. The kitchen features stainless steel appliances, a spacious walk-in pantry, and custom black light fixtures that add a modern, designer touch. The primary suite is a true retreat with tray ceilings, a large walk-in closet and private bath. Enjoy outdoor living on the expansive 20x20 patio—perfect for entertaining or relaxing. The extra-deep 3-car garage provides ample space for vehicles, storage, or hobbies. Built with quality in mind, this home features 2x6 construction and a full basement with 9-foot ceilings, offering endless potential for future finishing. Modern finishes, smart design, and exceptional craftsmanship—this home is truly move-in ready.

4521 E Crossroads Drive, Bay City
$27,000
50194165 MLS
READY TO BUILD BY THE BAY?? We have the perfect place for you! Just off of Patterson Rd in Beautiful Bangor Township, you will find this nearly half acre, partially wooded lot situated in the heart of Sunset Shores. Its prime location offers plenty of room for you to build your next new dream home or custom Barn-dominium. Located within just minutes from sandy beaches and waterfront views, the boat launch, marina's, Bay City State Park or a short distance to enjoy Bay City's Downtown Riverfront, rail trails, fine dining, pub's, shopping and all amenities. Stroll along the Riverwalk and enjoy the parks or visit one of our art galleries. At night, BC's downtown comes alive with concerts, movies, and other special events. Don't miss this affordable opportunity, call listing agent today for more information!

Shady Shores Road, Bay City
$549,000
50193875 MLS
Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay County’s premier new Saginaw River waterfront condominium community, thoughtfully designed for comfort, quality, and convenience. Featuring modern single and two-story duplex-style condos, this vibrant neighborhood offers the perfect blend of luxury riverfront living and easy access to everything the Great Lakes Bay Region has to offer. Located just minutes from I-75, Iron Bridge puts you close to shopping, dining, healthcare, and recreation — while the Saginaw River, Wheeler Landing Yacht Harbor, and the scenic Riverwalk/Rail Trail Loop are right outside your door. Designed for those who value simplicity, style, and low-maintenance living, Iron Bridge Condominiums make it easy to “lock and leave” while enjoying the full benefits of homeownership. Whether you’re starting fresh, downsizing, or ready for a more carefree lifestyle, this community offers the freedom to live beautifully — without the burden of maintenance. Choose from single-story or two-story homes, with optional basements, walk-out lower levels, and fully accessible zero-threshold floor plans available. Each home is fully customizable — work with our design team to select your ideal layout, finishes, and fixtures. Home Features & Options Include: • 2 to 4 bedrooms • Basement, crawl space, or slab foundation • Second-floor decks and walk-out basements • Custom kitchen, bath, and dining layouts • 1,200 to 2,000 sq. ft. floor plans ?? Saginaw River Waterfront Condos — Pricing Starts at $649,900 Offering the best price for new construction waterfront condos in Bay County, Iron Bridge at Wheeler’s Landing delivers exceptional value without compromise. Nestled between the waterfront and Defoe Park, Iron Bridge at Wheeler’s Landing is more than a place to live — it’s a new way of living well. A new home. A new lifestyle. A better way to live.

37 OR 39 Cove Drive, Bay City
$649,900
50193662 MLS
Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay County’s premier new Saginaw River waterfront condominium community, thoughtfully designed for comfort, quality, and convenience. Featuring modern single and two-story duplex-style condos, this vibrant neighborhood offers the perfect blend of luxury riverfront living and easy access to everything the Great Lakes Bay Region has to offer. Located just minutes from I-75, Iron Bridge puts you close to shopping, dining, healthcare, and recreation — while the Saginaw River, Wheeler Landing Yacht Harbor, and the scenic Riverwalk/Rail Trail Loop are right outside your door. Designed for those who value simplicity, style, and low-maintenance living, Iron Bridge Condominiums make it easy to “lock and leave” while enjoying the full benefits of homeownership. Whether you’re starting fresh, downsizing, or ready for a more carefree lifestyle, this community offers the freedom to live beautifully — without the burden of maintenance. Choose from single-story or two-story homes, with optional basements, walk-out lower levels, and fully accessible zero-threshold floor plans available. Each home is fully customizable — work with our design team to select your ideal layout, finishes, and fixtures. Home Features & Options Include: • 2 to 4 bedrooms • Basement, crawl space, or slab foundation • Second-floor decks and walk-out basements • Custom kitchen, bath, and dining layouts • 1,200 to 2,000 sq. ft. floor plans ?? Saginaw River Waterfront Condos — Pricing Starts at $649,900 Offering the best price for new construction waterfront condos in Bay County, Iron Bridge at Wheeler’s Landing delivers exceptional value without compromise. Nestled between the waterfront and Defoe Park, Iron Bridge at Wheeler’s Landing is more than a place to live — it’s a new way of living well. A new home. A new lifestyle. A better way to live.

33 OR 35 Cove Drive, Bay City
$649,900
50193661 MLS
Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay County’s premier new Saginaw River waterfront condominium community, thoughtfully designed for comfort, quality, and convenience. Featuring modern single and two-story duplex-style condos, this vibrant neighborhood offers the perfect blend of luxury riverfront living and easy access to everything the Great Lakes Bay Region has to offer. Located just minutes from I-75, Iron Bridge puts you close to shopping, dining, healthcare, and recreation — while the Saginaw River, Wheeler Landing Yacht Harbor, and the scenic Riverwalk/Rail Trail Loop are right outside your door. Designed for those who value simplicity, style, and low-maintenance living, Iron Bridge Condominiums make it easy to “lock and leave” while enjoying the full benefits of homeownership. Whether you’re starting fresh, downsizing, or ready for a more carefree lifestyle, this community offers the freedom to live beautifully — without the burden of maintenance. Choose from single-story or two-story homes, with optional basements, walk-out lower levels, and fully accessible zero-threshold floor plans available. Each home is fully customizable — work with our design team to select your ideal layout, finishes, and fixtures. Home Features & Options Include: • 2 to 4 bedrooms • Basement, crawl space, or slab foundation • Second-floor decks and walk-out basements • Custom kitchen, bath, and dining layouts • 1,200 to 2,000 sq. ft. floor plans ?? Saginaw River Waterfront Condos — Pricing Starts at $649,900 Offering the best price for new construction waterfront condos in Bay County, Iron Bridge at Wheeler’s Landing delivers exceptional value without compromise. Nestled between the waterfront and Defoe Park, Iron Bridge at Wheeler’s Landing is more than a place to live — it’s a new way of living well. A new home. A new lifestyle. A better way to live.

29 OR 31 Cove Drive, Bay City
$649,900
50193660 MLS
Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay County’s premier new Saginaw River waterfront condominium community, thoughtfully designed for comfort, quality, and convenience. Featuring modern single and two-story duplex-style condos, this vibrant neighborhood offers the perfect blend of luxury riverfront living and easy access to everything the Great Lakes Bay Region has to offer. Located just minutes from I-75, Iron Bridge puts you close to shopping, dining, healthcare, and recreation — while the Saginaw River, Wheeler Landing Yacht Harbor, and the scenic Riverwalk/Rail Trail Loop are right outside your door. Designed for those who value simplicity, style, and low-maintenance living, Iron Bridge Condominiums make it easy to “lock and leave” while enjoying the full benefits of homeownership. Whether you’re starting fresh, downsizing, or ready for a more carefree lifestyle, this community offers the freedom to live beautifully — without the burden of maintenance. Choose from single-story or two-story homes, with optional basements, walk-out lower levels, and fully accessible zero-threshold floor plans available. Each home is fully customizable — work with our design team to select your ideal layout, finishes, and fixtures. Home Features & Options Include: • 2 to 4 bedrooms • Basement, crawl space, or slab foundation • Second-floor decks and walk-out basements • Custom kitchen, bath, and dining layouts • 1,200 to 2,000 sq. ft. floor plans ?? Saginaw River Waterfront Condos — Pricing Starts at $649,900 Offering the best price for new construction waterfront condos in Bay County, Iron Bridge at Wheeler’s Landing delivers exceptional value without compromise. Nestled between the waterfront and Defoe Park, Iron Bridge at Wheeler’s Landing is more than a place to live — it’s a new way of living well. A new home. A new lifestyle. A better way to live.

25 OR 27 Cove Drive, Bay City
$374,900
50193659 MLS
18 or 20 COVE DRIVE. NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years, APPROXIMATELY 50% REDUCTION!! Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s newest low-maintenance waterfront community, thoughtfully crafted for comfort, quality, and convenience. Featuring modern single and two-story duplex condominiums, this vibrant neighborhood offers the perfect blend of relaxed riverfront living and easy access to everything the Great Lakes Bay Region has to offer. Located just minutes from I-75, Iron Bridge puts you close to shopping, dining, healthcare, and recreation — while the Saginaw River, Wheeler Landing Yacht Harbor, and the scenic Riverwalk/Rail Trail Loop are right outside your door. Designed for those who value simplicity and style, Iron Bridge Condominiums make it easy to “lock and leave” while enjoying the full benefits of homeownership. Whether you’re starting fresh, downsizing, or ready for a more carefree lifestyle, this community offers the freedom to live beautifully — without the burden of maintenance. Choose from single-story or two-story homes, with optional basements, walk-out lower levels, and fully accessible, zero-threshold floor plans available. Each home is fully customizable, allowing you to work with our design team to personalize your layout, finishes, and fixtures. Options include: • 2 to 4 bedrooms • Basement, crawl space, or slab foundations • Second-floor decks • Custom kitchen, bath, and dining layouts • 1,200 to 2,000 sq. ft. floor plans Pricing starts at $324,900 single story, $399,900 two story. Nestled between the waterfront and Defoe Park, Iron Bridge at Wheeler’s Landing is more than a place to live — it’s a new way of living well. Features you’ll love: • Open Floor Plan – Bright and spacious with customizable finishes. • Energy Certified Design – Energy-efficient Low-E insulated glass windows, high-performance cellulose insulation, and a 96% high-efficiency natural gas furnace with central air. • Luxury Touches – Stainless steel appliances, MOEN plumbing fixtures, and your choice of granite countertops, cabinetry, paint colors, and fixtures. • Spacious Bedrooms – Primary suite with private walk-in bath and walk-in closet; 2nd bedroom with its own walk-in closet. • Outdoor & Expansion Options – Covered patio, fully landscaped yard with sprinkler system, oversized 2+ car garage, plus optional basement for an additional $20,000. • Affordable Living – $300 monthly HOA fee. • Peace of Mind – Backed by a 1-year builder warranty from Mid-Michigan Builders. This is your chance to design a home that is customized, barrier-free, energy-efficient, and tax-advantaged for 15 years!

18 OR 20 Cove Drive, Bay City
$374,900
50193642 MLS
57 or 59 COVE DRIVE. NEW CONSTRUCTION – NOT YET BUILT Save Thousands with the NEZ Program! This condo qualifies for the Neighborhood Enterprise Zone, giving you property tax reductions for the first 15 years, approximately 50% reduction. Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay City’s newest low-maintenance waterfront community, thoughtfully crafted for comfort, quality, and convenience. Featuring modern single and two-story duplex condominiums, this vibrant neighborhood offers the perfect blend of relaxed riverfront living and easy access to everything the Great Lakes Bay Region has to offer. Located just minutes from I-75, Iron Bridge puts you close to shopping, dining, healthcare, and recreation — while the Saginaw River, Wheeler Landing Yacht Harbor, and the scenic Riverwalk/Rail Trail Loop are right outside your door. Designed for those who value simplicity and style, Iron Bridge Condominiums make it easy to “lock and leave” while enjoying the full benefits of homeownership. Whether you’re starting fresh, downsizing, or ready for a more carefree lifestyle, this community offers the freedom to live beautifully — without the burden of maintenance. Choose from single-story or two-story homes, with optional basements, walk-out lower levels, and fully accessible, zero-threshold floor plans available. Each home is fully customizable, allowing you to work with our design team to personalize your layout, finishes, and fixtures. Options include: • 2 to 4 bedrooms • Basement, crawl space, or slab foundations • Second-floor decks • Custom kitchen, bath, and dining layouts • 1,200 to 2,000 sq. ft. floor plans Pricing starts at $324,900 single story, $399,900 two story. Nestled between the waterfront and Defoe Park, Iron Bridge at Wheeler’s Landing is more than a place to live — it’s a new way of living well. Features you’ll love: • Open Floor Plan – Bright and spacious with customizable finishes. • Energy Certified Design – Energy-efficient Low-E insulated glass windows, high-performance cellulose insulation, and a 96% high-efficiency natural gas furnace with central air. • Luxury Touches – Stainless steel appliances, MOEN plumbing fixtures, and your choice of granite countertops, cabinetry, paint colors, and fixtures. • Spacious Bedrooms – Primary suite with private walk-in bath and walk-in closet; 2nd bedroom with its own walk-in closet. • Outdoor & Expansion Options – Covered patio, fully landscaped yard with sprinkler system, oversized 2+ car garage, plus optional basement for an additional $20,000. • Affordable Living – $300 monthly HOA fee. • Peace of Mind – Backed by a 1-year builder warranty from Mid-Michigan Builders. This is your chance to design a home that is customized, barrier-free, energy-efficient, and tax-advantaged for 15 years!

59 OR 57 Cove Drive, Bay City
$272,250
50176407 MLS
Prime Development Opportunity – 30.25 Acres in Monitor Township Don’t miss this exceptional opportunity to develop 30.25 acres of flat, high-quality land in thriving Monitor Township. With four access points — including Fisher Road, two on Kasemeyer Road, and Grande Road — this property offers outstanding flexibility and connectivity for future development. Located in a growing residential area with strong demand, this land is perfectly suited for a residential subdivision, multi-site development, or mixed-use project. The parcel is currently being farmed, ensuring a well-maintained and usable landscape, and splits are available to accommodate phased development or multiple projects. All utilities are available at the road, reducing upfront infrastructure costs and accelerating your timeline to build. With its prime location, easy access, and development-ready features, this property represents a rare investment opportunity in a sought-after township. Seize the chance to shape the next great neighborhood in Monitor Township.

Fisher Road, Bay City
$39,000
50090722 MLS
Great BUILDING SITE IN EAST MEADOW SUBDIVISION IN FRANKENLUST TOWNSHIP, READY FOR YOUR NEW HOME! CHOOSE YOUR OWN BUILDER or Build To Suite! Minimum sq ft for a Ranch Style home is 1400 sq ft and 1800 sq ft for a 2 story home. ALL UTILITIES ARE AT THE ROAD. FENCED YARDS ARE WELCOME. HOA FEES ARE ONLY $250 PER YEAR. MASTER DEED AND BY-LAW AVAILABLE. Seller is licensed Broker in the State of Michigan

2492 East Meadow Drive, Bay City
$39,000
50090812 MLS
Great BUILDING SITE IN EAST MEADOW SUBDIVISION IN FRANKENLUST TOWNSHIP IS READY FOR YOUR NEW HOME! CHOOSE YOUR OWN BUILDER or Build To Suit! Minimum sq ft for a Ranch Style home is 1400 sq ft and 1800 sq ft for a 2 story home. ALL UTILITIES ARE AT THE ROAD. FENCED YARDS ARE WELCOME. HOA FEES ARE ONLY $250 PER YEAR. MASTER DEED AND BY-LAW AVAILABLE. Seller is licensed Broker in the State of Michigan

2491 East Meadow Drive, Bay City
$39,900
50090715 MLS
CORNER BUILDING SITE IN EAST MEADOW SUBDIVISION IN FRANKENLUST TOWNSHIP IS READY FOR YOUR NEW HOME! CHOOSE YOUR OWN BUILDER!! Minimum sq ft for a Ranch Style home is 1400 sq ft and 1800 sq ft for a 2 story home. ALL UTILITIES ARE AT THE ROAD. FENCED YARDS ARE WELCOME. HOA FEES ARE ONLY $250 PER YEAR. MASTER DEED AND BY-LAW AVAILABLE. Seller is licensed Broker in the State of Michigan

6025 East Meadow Drive, Bay City
$39,900
50090723 MLS
CORNER BUILDING SITE IN EAST MEADOW SUBDIVISION IN FRANKENLUST TOWNSHIP IS READY FOR YOUR NEW HOME! CHOOSE YOUR OWN BUILDER!! Minimum sq ft for a Ranch Style home is 1400 sq ft and 1800 sq ft for a 2 story home. ALL UTILITIES ARE AT THE ROAD. FENCED YARDS ARE WELCOME. HOA FEES ARE ONLY $250 PER YEAR. MASTER DEED AND BY-LAW AVAILABLE. Seller is licensed Broker in the State of Michigan

6067 East Meadow Drive, Bay City
$49,000
50105333 MLS
BEAUTIFUL COPPER CREEK LOT IN MEADOW LAKE SUBDIVISION IN FRANKENLUST TWP. USE YOUR OWN BUILDER or Build To Suit! MASTER DEED AND BY LAW ARE AVAILABLE AND THE HOA FEE IS ONLY $150.00 PER YEAR. Minimum sq ft is 2,000 for a ranch style home and 2,500 for a 2 story home, sq ft does shall not include the garage or any unfinished areas in the basement. All construction must be completed with in a 12 month period from the time of commencement. All structures shall conform to township ordinances, including set back from unit lines. All materials unused in construction shall be new, and all residences constructed must face the street. SELLER IS A BROKER IN THE STATE OF MICHIGAN

2438 Country Creek Drive, Bay City