Bay City Homes with Water View

Bay City Homes with Water View

Welcome to Bay City, Michigan—a hidden gem nestled along the shores of the Saginaw River and Lake Huron. This charming city, located in Bay County, is renowned for its vibrant waterfront, rich history, and a welcoming community that makes it a perfect place to call home.

Bay City boasts a unique blend of small-town charm and modern amenities. With its picturesque downtown area, you’ll find an array of shops, restaurants, and cultural attractions, including the historic State Theatre and the Bay City Arts Council. The city hosts numerous festivals throughout the year, such as the popular Tall Ship Celebration and the Bay City Fireworks Festival, which draw visitors from near and far.

For those seeking a tranquil lifestyle with breathtaking views, Bay City offers an impressive selection of homes with water views. Imagine waking up to the gentle lapping of waves and enjoying stunning sunsets from your own backyard. These properties not only provide a serene atmosphere but also a unique opportunity to embrace the beauty of nature right at your doorstep. From charming bungalows to modern waterfront estates, there’s a home to suit every taste and budget.

Whether you’re an outdoor enthusiast eager to explore the nearby parks, or you simply want to relax by the water's edge, Bay City is a perfect backdrop for a fulfilling lifestyle. Embrace the opportunity to live in a community that celebrates both its history and natural beauty. Discover your dream home with a water view in Bay City today—where every day feels like a vacation!

Newest Bay City Homes with Water View

5 Beds ⋅ 4 Baths ⋅ 50215461 MLS

Set along Bay City’s premier beachfront destination, Athlone Beach, this exceptional residence offers refined waterfront living on the Saginaw Bay. Built in 2020, the home features nearly 3,500 square feet of beautifully designed space with 5 bedrooms, 3.5 baths, and 52 feet of sandy frontage. Meticulously planned to maximize sweeping water views, the home delivers refined luxury across every level, with a private elevator providing ease of access throughout. A classic, charming front porch creates an inviting first impression, while the home's elevated architectural design captures breathtaking views of the water from multiple vantage points. The open-concept main floor is designed for effortless entertaining, with the kitchen, dining area, and living room flowing seamlessly together against a stunning waterfront backdrop. The showpiece kitchen features stunning custom cabinetry, high-end finishes, and an impressive oversized island ideal for serving and gathering, while the well-appointed pantry offers abundant storage and a secondary refrigerator. A main-floor bedroom provides flexibility as a private guest room or spacious office. The luxurious primary suite is a true retreat, complete with an ensuite featuring dual sinks, a dedicated makeup vanity, soaking tub, expansive walk-in tile shower, and thoughtfully designed walk-in closet. Third-floor laundry is conveniently located near the bedrooms, while thoughtful storage is incorporated throughout the home. The fully enclosed sunroom is an unforgettable space to relax and take in the expansive water views in every season, and the property also includes a heated two-car attached garage and a heated one-car detached garage. Tasteful, timeless, and exceptionally well executed, this Athlone Beach residence offers a rare opportunity to experience luxury waterfront living on the Saginaw Bay.

214 Athlone Beach, Bay City

4 Beds ⋅ 5 Baths ⋅ 50213767 MLS

Welcome to a rare opportunity to own one of Bay City's most distinguished waterfront residences. This remarkable penthouse spans over 4,600 square feet of impeccably designed living space, featuring timeless finishes, exceptional craftsmanship, and sweeping views of the Saginaw River. With 4 bedrooms and 5 bathrooms, the residence is anchored by a luxurious primary suite offering private balcony access, a custom walk-in closet, and a distinctive his-and-her bathroom layout. For added indulgence, a private steam room provides the perfect space to unwind and rejuvenate. One of the bedrooms serves as a beautifully designed art studio, featuring a built-in sink, custom cabinetry, and a spacious work desk—perfect for artists, hobbyists, or anyone seeking a serene and functional creative space within the comfort of home. From the moment you enter through the custom mahogany front door, you're greeted by soaring ceilings and intricate woodwork throughout. The heart of the home is a true entertainer’s dream: a fully outfitted gourmet kitchen designed with professional functionality in mind. It includes a hidden butler’s pantry with its own sink, stove, and storage, ideal for catering or staff. The kitchen can also be closed off entirely from the main living area for added discretion during events or gatherings. The adjacent bar is thoughtfully equipped with four refrigerated drawers, two freezer drawers, a wine refrigerator, and a second dishwasher—perfect for seamless entertaining on any scale. The residence offers both a formal living room and a separate family room, each with its own fireplace, creating multiple cozy and sophisticated gathering areas. A private office with balcony access offers a serene setting for remote work with inspiring waterfront views. The expansive balcony offers panoramic views of the Saginaw River, Liberty Bridge, and passing freighters—ideal for hosting guests at sunset or enjoying tranquil mornings by the water. A unique feature of this penthouse is its dual-entry layout. In addition to the main entrance, a secondary, private entry leads to a distinct section of the home that can be closed off entirely—an ideal setup for live-in staff, guests, in-laws, a nanny, or catering teams. This thoughtful layout offers true flexibility without compromising the flow or luxury of the residence. Additional amenities include four dedicated parking spaces, generous private storage, and the largest boat slip in the community—perfect for housing your personal watercraft. Residents enjoy access to beautifully maintained common areas, including an elegant lobby and inviting shared spaces that includes a large event space with attached catering kitchen, a club room and a library. This one-of-a-kind penthouse offers the perfect blend of sophistication, flexibility, and stunning scenery—a rare opportunity for luxury living in the heart of Bay City. Available for exclusive in-person tours for pre-qualified buyers.

1111 N Water Street Unit 403, Bay City

4 Beds ⋅ 2 Baths ⋅ 50213287 MLS

Experience waterfront living at its finest in this spacious 2,416-square-foot, 4-bedroom, 2-bathroom home on beautiful Bay Road in Bay City. With breathtaking panoramic views of the bay from the upper-level primary bedroom, this property offers the perfect combination of comfort, efficiency, and year-round enjoyment. Thoughtfully maintained, the home features numerous updates, including a newer roof, boiler, sliding glass doors, and exterior paint. Energy-efficient solar panels help reduce annual utility costs, providing long-term savings and added value. The upper-level bathroom features a spacious sauna, creating the perfect place to unwind after a day on the water or simply relax in the comfort of your own home. Step outside to your own private waterfront oasis featuring a sandy beach that leads to clean, shallow wading waters—ideal for swimming, kayaking, or simply relaxing by the bay. The fenced backyard, spacious concrete patio overlooking the water, and 2-car garage complete the outdoor amenities, making this home perfect for entertaining and everyday living. An added bonus: this waterfront property does not require flood insurance, offering peace of mind and lower ownership costs. Whether you’re searching for a year-round residence or the perfect waterfront retreat, this exceptional property is one you won’t want to miss.

705 Bay Road, Bay City

3 Beds ⋅ 2 Baths ⋅ 50211245 MLS

Beautifully updated two-story waterfront home offering 3 bedrooms and 1.5 baths, with a convenient first-floor bedroom. The spacious 30' x 24' great room provides the perfect gathering space, featuring abundant natural light. Situated on 111 feet of frontage along the Kawkawlin River, this property includes a seawall and easy access to boating, fishing, and waterfront enjoyment right from your front yard. Enjoy the best of both worlds with a peaceful riverfront setting that is just minutes from Bay City State Park Beach, downtown Bay City, shopping, dining, and the area's many popular festivals and events throughout the year. Whether you're looking for a year-round residence, vacation retreat, or entertaining destination, this move-in-ready waterfront home offers an exceptional combination of comfort, location, and recreation.

3254 Hidden Road, Bay City

4 Beds ⋅ 4 Baths ⋅ 50210537 MLS

Unique opportunity in Bangor Twp. This 4 bedroom, 2 full bath, 2 half bath home with 2 1/2 garage and full basement also has almost 90' of Lagoon frontage for all the boat enthusiasts! This over 2500 Sq.Ft. home features great floor plan with 1st floor primary bedroom w/en-suite, massive deck for enjoying the area, central air, Generac generator and updates throughout!

141 Bay Shore Drive, Bay City

2 Beds ⋅ 2 Baths ⋅ 50209389 MLS

Exceptional new value at 609 Breaker Cove Drive! A meticulously upgraded single-story condominium at Breaker Cove boasting over $40,000 in premium upgrades. Built in 2019 by Cobblestone Homes with a 5-Star Energy Rating, this home delivers luxury finishes, exceptional efficiency, and true low-maintenance living. The gourmet kitchen impresses with custom McIntyre hardwood cabinets, quartz countertops, a custom deep-basin composite island sink, custom hood fan design, and premium appliances including a Whirlpool gas range, French door refrigerator with water & ice dispenser, KitchenAid quiet dishwasher, and Maytag gas dryer. Stunning custom shiplap elevates the living room ceiling with beam, kitchen, dining area, sunroom, and both bedrooms, a designer upgrade you'll notice in every room. Soaring 10-foot ceilings and an open floor plan connect living, dining, and kitchen spaces. Recessed dimmable lighting throughout, fully wired cable & internet outlets in every room with 2 living room locations, and an attic-mounted HD TV antenna deliver move-in-ready convenience with no cable bill required. The primary suite offers a walk-in closet with custom shelving and mirrored sliding door, dual-sink vanity, walk-in shower, and a thermostat-controlled heated porcelain floor — a true spa experience. The sunroom with glass sliding doors opens to a private concrete patio. A custom stone fireplace with wood mantle and shiplap to ceiling creates a stunning living room focal point. Additional standout upgrades: Carrier High Efficiency HVAC with 10-year warranty, AO Smith 80-gallon water heater, furnace-mounted humidifier, triple deadbolt steel frame entry doors, custom epoxy garage floor, custom sunroom and window blinds throughout, custom garage entry cubbie landing area, sound insulation in all interior walls, Petoskey Stone drawer & door pulls, vinyl plank flooring, and porcelain tile in the master bath and walk-in closet. Oversized 2-car garage features Lift Master opener with 4 controllers, attic storage with pull-down ladder, epoxy floor, and two added 110V outlets. Walk-in laundry room and walk-in hallway storage closet complete the package. The Breaker Cove South Condominium Cobblestone Development is located and accessible along the Saginaw River providing a paved walkway and bike path to Bay City's Uptown and Downtown. Steps from a Saginaw River gazebo walkway to Uptown and Downtown Bay City. A rare turnkey opportunity, schedule your showing today!

609 Breaker Cove Drive, Bay City

Prime redevelopment opportunity in the heart of Downtown Bay City. Located just steps from the Saginaw River, Wenonah Park, restaurants, boutiques, nightlife, and year-round activity, 702 Washington Ave offers approximately 16,000 SF of endless potential in one of the city’s most walkable and high-traffic locations. Liquor license available to purchase separately. The expansive main floor features soaring ceilings and open layouts ideal for restaurants, bars, retail, office space, entertainment venues, or multi-tenant commercial use. Upstairs, the second floor is currently framed for a large apartment space, creating excellent mixed-use, Airbnb, or residential potential. A true blank canvas ready for redevelopment, investment, or your next flagship business concept.

702 Washington Avenue, Bay City

2 Beds ⋅ 1 Baths ⋅ 50206926 MLS

What a great place to watch ships come in as you enjoy the summer breezes and cook outs on the wrap around deck. Around the corner from dockage, public boat launch and yacht club. Low traffic, large corner lot with a car and 1/2 garage. Ideal low traffic area for those who enjoy fishing, bike riding, strolls or running. Could be a lucrative investment property. Easy to see.

200 Sunrise, Bay City

4 Beds ⋅ 4 Baths ⋅ 50206684 MLS

One-of-a-kind waterfront living awaits in this exceptional custom-built luxury condo, perfectly positioned along the Saginaw River with breathtaking views of Wheeler’s Landing Marina. Completed in late 2024 with impeccable craftsmanship and thoughtful design, this newly constructed residence offers refined riverfront living within one of the area’s most exciting waterfront communities. Designed with barrier-free accessibility and energy-certified construction, this home seamlessly blends elegance, comfort, and efficiency. The sophisticated designer kitchen is both beautiful and functional, featuring granite countertops, a spacious center island with seating, stainless steel appliances including refrigerator, range, microwave, and dishwasher, plus four Philippe Starck pendant lights imported from Italy. A large pantry and coat closet enhance everyday convenience, while rich vinyl plank flooring flows throughout both levels, complementing the home’s modern contemporary style. The expansive open-concept living area is designed to impress with an acoustic feature wall, dedicated HiFi amplifier circuit, TV conduit chase, and fireplace feature wall. Floor-to-ceiling sightlines showcase uninterrupted marina and river views, while abundant natural light fills the space. The living area opens to a covered waterfront patio with ceiling fan, creating the perfect setting for relaxing or entertaining. Additional storage beneath the staircase adds practicality without sacrificing design. The main-floor primary suite offers stunning waterfront views, oversized windows, a spacious walk-in closet, and a beautifully appointed three-piece ensuite with walk-in shower. A conveniently located half bath and main-floor laundry add to the home’s thoughtful layout. Upstairs, a second luxurious primary suite features its own walk-in closet, elegant four-piece ensuite bath, and private balcony overlooking both the marina and river, offering spectacular sunrise and sunset views. Two additional generously sized bedrooms with built-in closets, another beautifully finished four-piece bath, and a second-floor laundry/storage room with GE Profile UltraFast washer/dryer combo provide exceptional comfort and convenience. An additional custom-finished 13x9 storage room offers rare extra space seldom found in condo living. Every room is equipped with Cat 6 LAN wiring and upgraded Decora switches throughout. Additional highlights include a finished 2.5-car attached garage with window, utility room, 96% high-efficiency gas furnace, A/C, energy-efficient insulated windows, high-performance cellulose insulation system, attic storage, and water heater. Built with exceptional attention to detail, quality, and comfort, this remarkable waterfront residence offers the rare advantage of new construction without the wait or expense of building. An added financial benefit, the home qualifies for the Neighborhood Enterprise Zone program, offering approx. 50% off property taxes for up to 14 years.

21 Cove Drive, Bay City

2 Beds ⋅ 2 Baths ⋅ 50204500 MLS

Enjoy condo living in the Historic Jennison Place Building! With over 1600 sq ft of living space, this beautifully updated (and meticulously maintained) 2 bedroom condo offers the perfect combination of downtown city living with peaceful river views. The remodeled kitchen and open floor plan with walls of windows is perfect for entertaining. There is also a large walk in closet (large enough for an office!). Other updates include flooring, water heater, appliances and wait until you see the beautiful custom bar. The first floor community rooms include a gym with sauna, a gathering room with additional kitchen, (perfect for hosting family holidays and parties) and a workshop, ready for your little projects. There is also a covered garage area fully equipped for EV hook up! Relax outside this summer in the community gazebo overlooking the water or private community patio area. 225 Jennison is conveniently located all within walking distance to shopping, dining and theater. This historic building also has front row seats to the summer concerts and 4th of July fireworks! HOA fee includes internet & cable. Your time to simplify is now! Call your favorite Realtor today to see this amazing condo!

225 Jennison Place, Bay City

3 Beds ⋅ 1 Baths ⋅ 50201678 MLS

Welcome to your waterfront retreat in Bangor Township, where endless activities await!! This beautiful 3-bedroom home has been carefully upgraded over the past decade. The heart of the home is the stunning kitchen, showcasing elegant Corian countertops, a lovely tile backsplash, soft-close cabinetry, updated lighting, and a new refrigerator. Major improvements provide peace of mind, including updated electrical, a roof approximately 10 years old, and furnace and A/C system less than 15 years old. The living area and bedrooms have brand new carpet. You will LOVE waking up in the primary bedroom overlooking the water as you step right outside with your personal sliding door to the beach. Worried about storage? Attic has more room than you think with easy pull down stairs and a light. With direct water frontage enjoy jet skiing, kayaking, and fishing. In winter months, you have direct access to snowmobiling and ice fishing. Also close to state park trails, marinas, and the Bay City Yacht Club. Whether you're looking for a serene full-time residence or a peaceful getaway, this move-in ready waterfront gem is the one you have been looking for.

667 Bay Road, Bay City

Crafted by Mid-Michigan Builders, Iron Bridge at Wheeler’s Landing is Designed for Waterfront Living Welcome to Iron Bridge at Wheeler’s Landing — Bay County’s premier new Saginaw River waterfront condominium community, thoughtfully designed for comfort, quality, and convenience. Featuring modern single and two-story duplex-style condos, this vibrant neighborhood offers the perfect blend of luxury riverfront living and easy access to everything the Great Lakes Bay Region has to offer. Located just minutes from I-75, Iron Bridge puts you close to shopping, dining, healthcare, and recreation — while the Saginaw River, Wheeler Landing Yacht Harbor, and the scenic Riverwalk/Rail Trail Loop are right outside your door. Designed for those who value simplicity, style, and low-maintenance living, Iron Bridge Condominiums make it easy to “lock and leave” while enjoying the full benefits of homeownership. Whether you’re starting fresh, downsizing, or ready for a more carefree lifestyle, this community offers the freedom to live beautifully — without the burden of maintenance. Choose from single-story or two-story homes, with optional basements, walk-out lower levels, and fully accessible zero-threshold floor plans available. Each home is fully customizable — work with our design team to select your ideal layout, finishes, and fixtures. Home Features & Options Include: • 2 to 4 bedrooms • Basement, crawl space, or slab foundation • Second-floor decks and walk-out basements • Custom kitchen, bath, and dining layouts • 1,200 to 2,000 sq. ft. floor plans ?? Saginaw River Waterfront Condos — Pricing Starts at $649,900 Offering the best price for new construction waterfront condos in Bay County, Iron Bridge at Wheeler’s Landing delivers exceptional value without compromise. Nestled between the waterfront and Defoe Park, Iron Bridge at Wheeler’s Landing is more than a place to live — it’s a new way of living well. A new home. A new lifestyle. A better way to live.

37 OR 39 Cove Drive, Bay City

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